2026 Affordability Data
Most Affordable Neighborhoods in Baltimore - 2026 Data
The median home value in Baltimore is $175,000, 38% below nat'l avg. Median rent is $1,665/month. With an affordability index of 94, Baltimore is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Baltimore, MD area.
Key Takeaways: Affordability in Baltimore
- 1The most affordable neighborhood in Baltimore is Havre de Grace, with a median home value of $342,200.
- 2Baltimore's median home value is $175,000, 38% below nat'l avg (national: $281,900).
- 3Baltimore's affordability index is 94 (baseline 100), making it less affordable than the national average.
- 4Median rent in Baltimore is $1,665/month, 43% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Baltimore to find the most affordable areas based on home values, rent, and affordability index.
Baltimore Affordability Overview
Median Home Value
$175,000
38% below nat'l avg
Median Rent
$1,665/mo
43% above nat'l avg
Median Income
$50,379
32% below nat'l avg
Affordability Index
94
6% below nat'l avg
Most Affordable Neighborhoods in Baltimore (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | Havre de GraceMD | $342,200 |
| 2 | Chevy ChaseMD | $1,616,900 |
| 3 | SykesvilleMD | $390,100 |
| 4 | Capitol HeightsMD | $288,400 |
| 5 | North BeachMD | $314,800 |
| 6 | Indian HeadMD | $261,200 |
| 7 | Forest HeightsMD | $311,000 |
| 8 | New CarrolltonMD | $350,600 |
| 9 | BoonsboroMD | $341,900 |
| 10 | GaithersburgMD | $472,800 |
| 11 | RockvilleMD | $623,800 |
| 12 | Berwyn HeightsMD | $375,400 |
| 13 | BerlinMD | $295,000 |
| 14 | HagerstownMD | $192,500 |
| 15 | MiddletownMD | $515,300 |
Detailed Neighborhood Profiles
Home Value: $342,200
Rent: $2,187/mo
Population: 14,743
Walk Score: 0/100
Home Value: $1,616,900
Rent: $3,501/mo
Population: 2,879
Home Value: $390,100
Rent: $1,689/mo
Population: 4,305
4
Home Value: $288,400
Rent: $1,537/mo
Population: 4,033
5
Home Value: $314,800
Rent: $1,860/mo
Population: 2,646
6
Home Value: $261,200
Rent: $1,109/mo
Population: 3,931
7
Home Value: $311,000
Rent: $2,161/mo
Population: 2,641
8
Home Value: $350,600
Rent: $2,187/mo
Population: 13,580
Walk Score: 0/100
9
Home Value: $341,900
Rent: $1,174/mo
Population: 3,785
10
Home Value: $472,800
Rent: $2,187/mo
Population: 69,016
Walk Score: 0/100
11
Home Value: $623,800
Rent: $2,187/mo
Population: 67,142
Walk Score: 0/100
12
Home Value: $375,400
Rent: $2,283/mo
Population: 3,312
13
Home Value: $295,000
Rent: $1,031/mo
Population: 5,056
14
Home Value: $192,500
Rent: $2,187/mo
Population: 43,374
Walk Score: 0/100
15
Home Value: $515,300
Rent: $1,512/mo
Population: 4,978
Frequently Asked Questions About Affordability in Baltimore
What is the most affordable neighborhood in Baltimore, MD?▾
Based on 2026 data, Havre de Grace is the most affordable neighborhood in Baltimore with a median home value of $342,200. Kurby analyzed 15 neighborhoods in the Baltimore area to compile these rankings.
What is the median home price in Baltimore, MD?▾
The median home price in Baltimore is $175,000, which is 38% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Baltimore affordable compared to the national average?▾
Baltimore has an affordability index of 94, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Baltimore, MD?▾
The median monthly rent in Baltimore is $1,665. This is 43% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Baltimore?▾
The median household income in Baltimore is $50,379 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Baltimore are below the national average home price?▾
2 out of 15 ranked neighborhoods in Baltimore have a median home value below the national average of $281,900. The most affordable is Indian Head at $261,200 (Source: Kurby, 2026).