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    2026 National Rankings

    Most Affordable Cities in America

    The top 50 US cities ranked by affordability index, using real, verifiable data.

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    Top 3

    Jackson, MS

    499

    Affordability Index

    Pop: 153,701
    Home: $105,000

    Lubbock, TX

    330

    Affordability Index

    Pop: 263,930
    Home: $175,000

    Topeka, KS

    319

    Affordability Index

    Pop: 126,587
    Home: $115,000
    Complete Rankings
    #CityAffordability Index
    JacksonMS499
    LubbockTX330
    TopekaKS319
    4
    TulsaOK283
    5
    IrvingTX190
    6
    ChicagoIL181
    7
    Baton RougeLA180
    8
    HoustonTX159
    9
    CincinnatiOH155
    10
    NapervilleIL152
    11
    MobileAL151
    12
    MemphisTN148
    13
    McKinneyTX145
    14
    St. LouisMO142
    15
    Overland ParkKS140
    16
    AustinTX138
    17
    Winston-SalemNC131
    18
    ChesapeakeVA128
    19
    NashvilleTN125
    20
    AugustaGA125
    21
    GarlandTX124
    22
    WilmingtonDE124
    23
    Washington DCDC122
    24
    LaredoTX121
    25
    RichmondVA120
    26
    MiamiFL119
    27
    MontgomeryAL118
    28
    BirminghamAL118
    29
    MilwaukeeWI117
    30
    FriscoTX117
    31
    CheyenneWY112
    32
    MysticCT111
    33
    CaryNC111
    34
    Fort WorthTX111
    35
    GreensboroNC110
    36
    PeoriaAZ105
    37
    IndianapolisIN105
    38
    OrlandoFL104
    39
    NorfolkVA104
    40
    St. PaulMN101
    41
    TampaFL100
    42
    BrownsvilleTX99
    43
    BostonMA98
    44
    DallasTX98
    45
    TellurideCO98
    46
    Little RockAR97
    47
    MinneapolisMN95
    48
    BaltimoreMD94
    49
    OmahaNE93
    50
    DurhamNC93

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