2026 Affordability Data
Most Affordable Neighborhoods in Carmel-by-the-Sea - 2026 Data
The median home value in Carmel-by-the-Sea is $1,650,000, 485% above nat'l avg. Median rent is $2,725/month. With an affordability index of 34, Carmel-by-the-Sea is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Carmel-by-the-Sea, CA area.
Key Takeaways: Affordability in Carmel-by-the-Sea
- 1The most affordable neighborhood in Carmel-by-the-Sea is Corona, with a median home value of $624,200.
- 2Carmel-by-the-Sea's median home value is $1,650,000, 485% above nat'l avg (national: $281,900).
- 3Carmel-by-the-Sea's affordability index is 34 (baseline 100), making it less affordable than the national average.
- 4Median rent in Carmel-by-the-Sea is $2,725/month, 134% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Carmel-by-the-Sea to find the most affordable areas based on home values, rent, and affordability index.
Carmel-by-the-Sea Affordability Overview
Median Home Value
$1,650,000
485% above nat'l avg
Median Rent
$2,725/mo
134% above nat'l avg
Median Income
$79,820
7% above nat'l avg
Affordability Index
34
66% below nat'l avg
Most Affordable Neighborhoods in Carmel-by-the-Sea (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | CoronaCA | $624,200 |
| 2 | RosevilleCA | $596,700 |
| 3 | OntarioCA | $513,000 |
| 4 | FontanaCA | $506,600 |
| 5 | Santa RosaCA | $661,700 |
| 6 | Grass ValleyCA | $434,100 |
| 7 | MarysvilleCA | $269,300 |
| 8 | Mill ValleyCA | $2,000,001 |
| 9 | Moreno ValleyCA | $421,400 |
| 10 | FremontCA | $1,231,500 |
| 11 | ParlierCA | $216,200 |
| 12 | GlendaleCA | $992,000 |
| 13 | HaywardCA | $775,700 |
| 14 | Elk GroveCA | $560,500 |
| 15 | VisaliaCA | $316,600 |
Detailed Neighborhood Profiles
Home Value: $624,200
Rent: $1,066/mo
Affordability: 140
Population: 158,346
Walk Score: 0/100
Home Value: $596,700
Rent: $1,066/mo
Affordability: 140
Population: 148,879
Walk Score: 0/100
Home Value: $513,000
Rent: $1,066/mo
Affordability: 140
Population: 176,326
Walk Score: 0/100
4
Home Value: $506,600
Rent: $1,066/mo
Affordability: 140
Population: 209,279
Walk Score: 0/100
5
Home Value: $661,700
Rent: $1,066/mo
Affordability: 140
Population: 178,221
Walk Score: 0/100
6
Home Value: $434,100
Rent: $1,066/mo
Affordability: 140
Population: 13,964
Walk Score: 0/100
7
Home Value: $269,300
Rent: $1,066/mo
Affordability: 140
Population: 12,681
Walk Score: 0/100
8
Home Value: $2,000,001
Rent: $1,066/mo
Affordability: 140
Population: 14,199
Walk Score: 0/100
9
Home Value: $421,400
Rent: $1,066/mo
Affordability: 140
Population: 209,578
Walk Score: 0/100
10
Home Value: $1,231,500
Rent: $1,066/mo
Affordability: 140
Population: 228,795
Walk Score: 0/100
11
Home Value: $216,200
Rent: $1,066/mo
Affordability: 140
Population: 14,625
Walk Score: 0/100
12
Home Value: $992,000
Rent: $1,066/mo
Affordability: 140
Population: 194,512
Walk Score: 0/100
13
Home Value: $775,700
Rent: $1,066/mo
Affordability: 140
Population: 160,602
Walk Score: 0/100
14
Home Value: $560,500
Rent: $1,066/mo
Affordability: 140
Population: 176,105
Walk Score: 0/100
15
Home Value: $316,600
Rent: $1,066/mo
Affordability: 140
Population: 141,466
Walk Score: 0/100
Frequently Asked Questions About Affordability in Carmel-by-the-Sea
What is the most affordable neighborhood in Carmel-by-the-Sea, CA?▾
Based on 2026 data, Corona is the most affordable neighborhood in Carmel-by-the-Sea with a median home value of $624,200. Kurby analyzed 15 neighborhoods in the Carmel-by-the-Sea area to compile these rankings.
What is the median home price in Carmel-by-the-Sea, CA?▾
The median home price in Carmel-by-the-Sea is $1,650,000, which is 485% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Carmel-by-the-Sea affordable compared to the national average?▾
Carmel-by-the-Sea has an affordability index of 34, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Carmel-by-the-Sea, CA?▾
The median monthly rent in Carmel-by-the-Sea is $2,725. This is 134% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Carmel-by-the-Sea?▾
The median household income in Carmel-by-the-Sea is $79,820 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Carmel-by-the-Sea are below the national average home price?▾
2 out of 15 ranked neighborhoods in Carmel-by-the-Sea have a median home value below the national average of $281,900. The most affordable is Marysville at $269,300 (Source: Kurby, 2026).