2026 Affordability Data
Most Affordable Neighborhoods in Cottage Grove - 2026 Data
The median home value in Cottage Grove is $286,300, near national avg. Median rent is $719/month. With an affordability index of 89, Cottage Grove is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Cottage Grove, OR area.
Key Takeaways: Affordability in Cottage Grove
- 1The most affordable neighborhood in Cottage Grove is Independence, with a median home value of $302,300.
- 2Cottage Grove's median home value is $286,300, near national avg (national: $281,900).
- 3Cottage Grove's affordability index is 89 (baseline 100), making it less affordable than the national average.
- 4Median rent in Cottage Grove is $719/month, 38% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Cottage Grove to find the most affordable areas based on home values, rent, and affordability index.
Cottage Grove Affordability Overview
Median Home Value
$286,300
Near nat'l avg
Median Rent
$719/mo
38% below nat'l avg
Median Income
$60,219
19% below nat'l avg
Affordability Index
89
11% below nat'l avg
Most Affordable Neighborhoods in Cottage Grove (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | IndependenceOR | $302,300 |
| 2 | Lake OswegoOR | $825,000 |
| 3 | MonmouthOR | $343,900 |
| 4 | SilvertonOR | $406,000 |
| 5 | TigardOR | $525,100 |
| 6 | GreshamOR | $411,700 |
| 7 | HillsboroOR | $452,300 |
| 8 | CorneliusOR | $379,400 |
| 9 | SandyOR | $435,100 |
| 10 | SpringfieldOR | $293,200 |
| 11 | OntarioOR | $174,900 |
| 12 | CorvallisOR | $436,000 |
| 13 | AlbanyOR | $321,600 |
| 14 | NewportOR | $373,400 |
| 15 | TualatinOR | $548,900 |
Detailed Neighborhood Profiles
Home Value: $302,300
Rent: $719/mo
Affordability: 89
Population: 9,981
Home Value: $825,000
Rent: $719/mo
Affordability: 89
Population: 40,457
Home Value: $343,900
Rent: $719/mo
Affordability: 89
Population: 11,054
4
Home Value: $406,000
Rent: $719/mo
Affordability: 89
Population: 10,439
5
Home Value: $525,100
Rent: $719/mo
Affordability: 89
Population: 55,161
6
Home Value: $411,700
Rent: $719/mo
Affordability: 89
Population: 113,525
7
Home Value: $452,300
Rent: $719/mo
Affordability: 89
Population: 106,612
8
Home Value: $379,400
Rent: $719/mo
Affordability: 89
Population: 13,245
9
Home Value: $435,100
Rent: $719/mo
Affordability: 89
Population: 12,592
10
Home Value: $293,200
Rent: $719/mo
Affordability: 89
Population: 61,740
11
Home Value: $174,900
Rent: $719/mo
Affordability: 89
Population: 11,610
12
Home Value: $436,000
Rent: $719/mo
Affordability: 89
Population: 60,050
13
Home Value: $321,600
Rent: $719/mo
Affordability: 89
Population: 56,348
14
Home Value: $373,400
Rent: $719/mo
Affordability: 89
Population: 10,319
15
Home Value: $548,900
Rent: $719/mo
Affordability: 89
Population: 27,804
Frequently Asked Questions About Affordability in Cottage Grove
What is the most affordable neighborhood in Cottage Grove, OR?▾
Based on 2026 data, Independence is the most affordable neighborhood in Cottage Grove with a median home value of $302,300. Kurby analyzed 15 neighborhoods in the Cottage Grove area to compile these rankings.
What is the median home price in Cottage Grove, OR?▾
The median home price in Cottage Grove is $286,300, which is near national avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Cottage Grove affordable compared to the national average?▾
Cottage Grove has an affordability index of 89, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Cottage Grove, OR?▾
The median monthly rent in Cottage Grove is $719. This is 38% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Cottage Grove?▾
The median household income in Cottage Grove is $60,219 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Cottage Grove are below the national average home price?▾
1 out of 15 ranked neighborhoods in Cottage Grove have a median home value below the national average of $281,900. The most affordable is Ontario at $174,900 (Source: Kurby, 2026).