2026 Affordability Data
Most Affordable Neighborhoods in Duluth - 2026 Data
The median home value in Duluth is $195,000, 31% below nat'l avg. Median rent is $417/month. With an affordability index of 12, Duluth is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Duluth, MN area.
Key Takeaways: Affordability in Duluth
- 1The most affordable neighborhood in Duluth is Eagan, with a median home value of $362,200.
- 2Duluth's median home value is $195,000, 31% below nat'l avg (national: $281,900).
- 3Duluth's affordability index is 12 (baseline 100), making it less affordable than the national average.
- 4Median rent in Duluth is $417/month, 64% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Duluth to find the most affordable areas based on home values, rent, and affordability index.
Duluth Affordability Overview
Median Home Value
$195,000
31% below nat'l avg
Median Rent
$417/mo
64% below nat'l avg
Median Income
$46,870
37% below nat'l avg
Affordability Index
12
88% below nat'l avg
Most Affordable Neighborhoods in Duluth (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | EaganMN | $362,200 |
| 2 | RochesterMN | $268,800 |
| 3 | WoodburyMN | $409,900 |
| 4 | St. CloudMN | $189,600 |
| 5 | Fergus FallsMN | $165,200 |
| 6 | Little CanadaMN | $300,100 |
| 7 | Big LakeMN | $266,600 |
| 8 | PlymouthMN | $447,600 |
| 9 | North MankatoMN | $235,500 |
| 10 | BlaineMN | $303,800 |
| 11 | BurnsvilleMN | $315,700 |
| 12 | St. Louis ParkMN | $357,900 |
| 13 | MarshallMN | $188,100 |
| 14 | MonticelloMN | $279,600 |
| 15 | VictoriaMN | $534,700 |
Detailed Neighborhood Profiles
Home Value: $362,200
Rent: $850/mo
Affordability: 171
Population: 68,262
Walk Score: 0/100
Home Value: $268,800
Rent: $850/mo
Affordability: 171
Population: 120,848
Walk Score: 0/100
Home Value: $409,900
Rent: $850/mo
Affordability: 171
Population: 75,549
Walk Score: 0/100
4
Home Value: $189,600
Rent: $850/mo
Affordability: 171
Population: 68,910
Walk Score: 0/100
5
Home Value: $165,200
Rent: $850/mo
Affordability: 171
Population: 14,108
Walk Score: 0/100
6
Home Value: $300,100
Rent: $850/mo
Affordability: 171
Population: 10,624
Walk Score: 0/100
7
Home Value: $266,600
Rent: $850/mo
Affordability: 171
Population: 11,857
Walk Score: 0/100
8
Home Value: $447,600
Rent: $850/mo
Affordability: 171
Population: 79,918
Walk Score: 0/100
9
Home Value: $235,500
Rent: $850/mo
Affordability: 171
Population: 14,238
Walk Score: 0/100
10
Home Value: $303,800
Rent: $850/mo
Affordability: 171
Population: 70,047
Walk Score: 0/100
11
Home Value: $315,700
Rent: $850/mo
Affordability: 171
Population: 64,075
Walk Score: 0/100
12
Home Value: $357,900
Rent: $850/mo
Affordability: 171
Population: 49,500
Walk Score: 0/100
13
Home Value: $188,100
Rent: $850/mo
Affordability: 171
Population: 13,647
Walk Score: 0/100
14
Home Value: $279,600
Rent: $850/mo
Affordability: 171
Population: 14,447
Walk Score: 0/100
15
Home Value: $534,700
Rent: $850/mo
Affordability: 171
Population: 10,681
Walk Score: 0/100
Frequently Asked Questions About Affordability in Duluth
What is the most affordable neighborhood in Duluth, MN?▾
Based on 2026 data, Eagan is the most affordable neighborhood in Duluth with a median home value of $362,200. Kurby analyzed 15 neighborhoods in the Duluth area to compile these rankings.
What is the median home price in Duluth, MN?▾
The median home price in Duluth is $195,000, which is 31% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Duluth affordable compared to the national average?▾
Duluth has an affordability index of 12, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Duluth, MN?▾
The median monthly rent in Duluth is $417. This is 64% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Duluth?▾
The median household income in Duluth is $46,870 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Duluth are below the national average home price?▾
7 out of 15 ranked neighborhoods in Duluth have a median home value below the national average of $281,900. The most affordable is Rochester at $268,800 (Source: Kurby, 2026).