2026 Affordability Data
Most Affordable Neighborhoods in Ferndale - 2026 Data
The median home value in Ferndale is $429,000, 52% above nat'l avg. Median rent is $2,707/month. With an affordability index of 94, Ferndale is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Ferndale, WA area.
Key Takeaways: Affordability in Ferndale
- 1The most affordable neighborhood in Ferndale is Toppenish, with a median home value of $194,600.
- 2Ferndale's median home value is $429,000, 52% above nat'l avg (national: $281,900).
- 3Ferndale's affordability index is 94 (baseline 100), making it less affordable than the national average.
- 4Median rent in Ferndale is $2,707/month, 133% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Ferndale to find the most affordable areas based on home values, rent, and affordability index.
Ferndale Affordability Overview
Median Home Value
$429,000
52% above nat'l avg
Median Rent
$2,707/mo
133% above nat'l avg
Median Income
$82,466
11% above nat'l avg
Affordability Index
94
6% below nat'l avg
Most Affordable Neighborhoods in Ferndale (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | ToppenishWA | $194,600 |
| 2 | SumnerWA | $442,800 |
| 3 | Lake Forest ParkWA | $874,200 |
| 4 | MarysvilleWA | $456,600 |
| 5 | LakewoodWA | $406,500 |
| 6 | Liberty LakeWA | $437,500 |
| 7 | KennewickWA | $318,400 |
| 8 | East WenatcheeWA | $374,000 |
| 9 | BellevueWA | $1,139,500 |
| 10 | KentWA | $478,400 |
| 11 | RentonWA | $576,800 |
| 12 | KelsoWA | $260,000 |
| 13 | Spokane ValleyWA | $307,700 |
| 14 | RichlandWA | $365,800 |
| 15 | SammamishWA | $1,139,100 |
Detailed Neighborhood Profiles
Home Value: $194,600
Rent: $2,165/mo
Affordability: 96
Population: 8,820
Walk Score: 0/100
Home Value: $442,800
Rent: $2,707/mo
Affordability: 94
Population: 10,589
Walk Score: 0/100
Home Value: $874,200
Rent: $2,707/mo
Affordability: 94
Population: 13,462
Walk Score: 0/100
4
Home Value: $456,600
Rent: $2,707/mo
Affordability: 94
Population: 70,847
Walk Score: 0/100
5
Home Value: $406,500
Rent: $2,707/mo
Affordability: 94
Population: 63,142
Walk Score: 0/100
6
Home Value: $437,500
Rent: $2,707/mo
Affordability: 94
Population: 12,026
Walk Score: 0/100
7
Home Value: $318,400
Rent: $2,707/mo
Affordability: 94
Population: 83,823
Walk Score: 0/100
8
Home Value: $374,000
Rent: $2,707/mo
Affordability: 94
Population: 14,065
Walk Score: 0/100
9
Home Value: $1,139,500
Rent: $2,707/mo
Affordability: 94
Population: 150,606
Walk Score: 0/100
10
Home Value: $478,400
Rent: $2,707/mo
Affordability: 94
Population: 135,169
Walk Score: 0/100
11
Home Value: $576,800
Rent: $2,707/mo
Affordability: 94
Population: 105,355
Walk Score: 0/100
12
Home Value: $260,000
Rent: $2,707/mo
Affordability: 94
Population: 12,661
Walk Score: 0/100
13
Home Value: $307,700
Rent: $2,707/mo
Affordability: 94
Population: 103,761
Walk Score: 0/100
14
Home Value: $365,800
Rent: $2,707/mo
Affordability: 94
Population: 60,867
Walk Score: 0/100
15
Home Value: $1,139,100
Rent: $2,707/mo
Affordability: 94
Population: 66,586
Walk Score: 0/100
Frequently Asked Questions About Affordability in Ferndale
What is the most affordable neighborhood in Ferndale, WA?▾
Based on 2026 data, Toppenish is the most affordable neighborhood in Ferndale with a median home value of $194,600. Kurby analyzed 15 neighborhoods in the Ferndale area to compile these rankings.
What is the median home price in Ferndale, WA?▾
The median home price in Ferndale is $429,000, which is 52% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Ferndale affordable compared to the national average?▾
Ferndale has an affordability index of 94, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Ferndale, WA?▾
The median monthly rent in Ferndale is $2,707. This is 133% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Ferndale?▾
The median household income in Ferndale is $82,466 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Ferndale are below the national average home price?▾
2 out of 15 ranked neighborhoods in Ferndale have a median home value below the national average of $281,900. The most affordable is Toppenish at $194,600 (Source: Kurby, 2026).