2026 Affordability Data
Most Affordable Neighborhoods in Lake Oswego - 2026 Data
The median home value in Lake Oswego is $825,000, 193% above nat'l avg. Median rent is $719/month. With an affordability index of 89, Lake Oswego is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Lake Oswego, OR area.
Key Takeaways: Affordability in Lake Oswego
- 1The most affordable neighborhood in Lake Oswego is Independence, with a median home value of $302,300.
- 2Lake Oswego's median home value is $825,000, 193% above nat'l avg (national: $281,900).
- 3Lake Oswego's affordability index is 89 (baseline 100), making it less affordable than the national average.
- 4Median rent in Lake Oswego is $719/month, 38% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Lake Oswego to find the most affordable areas based on home values, rent, and affordability index.
Lake Oswego Affordability Overview
Median Home Value
$825,000
193% above nat'l avg
Median Rent
$719/mo
38% below nat'l avg
Median Income
$127,252
71% above nat'l avg
Affordability Index
89
11% below nat'l avg
Most Affordable Neighborhoods in Lake Oswego (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | IndependenceOR | $302,300 |
| 2 | TualatinOR | $548,900 |
| 3 | MonmouthOR | $343,900 |
| 4 | SilvertonOR | $406,000 |
| 5 | TigardOR | $525,100 |
| 6 | GreshamOR | $411,700 |
| 7 | HillsboroOR | $452,300 |
| 8 | CorneliusOR | $379,400 |
| 9 | SandyOR | $435,100 |
| 10 | SpringfieldOR | $293,200 |
| 11 | OntarioOR | $174,900 |
| 12 | CorvallisOR | $436,000 |
| 13 | AlbanyOR | $321,600 |
| 14 | NewportOR | $373,400 |
| 15 | West LinnOR | $677,500 |
Detailed Neighborhood Profiles
Home Value: $302,300
Rent: $719/mo
Affordability: 89
Population: 9,981
Home Value: $548,900
Rent: $719/mo
Affordability: 89
Population: 27,804
Home Value: $343,900
Rent: $719/mo
Affordability: 89
Population: 11,054
4
Home Value: $406,000
Rent: $719/mo
Affordability: 89
Population: 10,439
5
Home Value: $525,100
Rent: $719/mo
Affordability: 89
Population: 55,161
6
Home Value: $411,700
Rent: $719/mo
Affordability: 89
Population: 113,525
7
Home Value: $452,300
Rent: $719/mo
Affordability: 89
Population: 106,612
8
Home Value: $379,400
Rent: $719/mo
Affordability: 89
Population: 13,245
9
Home Value: $435,100
Rent: $719/mo
Affordability: 89
Population: 12,592
10
Home Value: $293,200
Rent: $719/mo
Affordability: 89
Population: 61,740
11
Home Value: $174,900
Rent: $719/mo
Affordability: 89
Population: 11,610
12
Home Value: $436,000
Rent: $719/mo
Affordability: 89
Population: 60,050
13
Home Value: $321,600
Rent: $719/mo
Affordability: 89
Population: 56,348
14
Home Value: $373,400
Rent: $719/mo
Affordability: 89
Population: 10,319
15
Home Value: $677,500
Rent: $719/mo
Affordability: 89
Population: 27,167
Frequently Asked Questions About Affordability in Lake Oswego
What is the most affordable neighborhood in Lake Oswego, OR?▾
Based on 2026 data, Independence is the most affordable neighborhood in Lake Oswego with a median home value of $302,300. Kurby analyzed 15 neighborhoods in the Lake Oswego area to compile these rankings.
What is the median home price in Lake Oswego, OR?▾
The median home price in Lake Oswego is $825,000, which is 193% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Lake Oswego affordable compared to the national average?▾
Lake Oswego has an affordability index of 89, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Lake Oswego, OR?▾
The median monthly rent in Lake Oswego is $719. This is 38% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Lake Oswego?▾
The median household income in Lake Oswego is $127,252 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Lake Oswego are below the national average home price?▾
1 out of 15 ranked neighborhoods in Lake Oswego have a median home value below the national average of $281,900. The most affordable is Ontario at $174,900 (Source: Kurby, 2026).