2026 Affordability Data
Most Affordable Neighborhoods in Lake Ozark - 2026 Data
The median home value in Lake Ozark is $308,300, 9% above nat'l avg. We ranked 15 neighborhoods by affordability to help you find the best value in the Lake Ozark, MO area.
Key Takeaways: Affordability in Lake Ozark
- 1The most affordable neighborhood in Lake Ozark is Ladue, with a median home value of $938,300.
- 2Lake Ozark's median home value is $308,300, 9% above nat'l avg (national: $281,900).
- 3We analyzed 15 neighborhoods in Lake Ozark to find the most affordable areas based on home values, rent, and affordability index.
Lake Ozark Affordability Overview
Median Home Value
$308,300
9% above nat'l avg
Median Rent
N/A
Median Income
$71,528
4% below nat'l avg
Affordability Index
N/A
Most Affordable Neighborhoods in Lake Ozark (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | LadueMO | $938,300 |
| 2 | Pleasant HillMO | $227,000 |
| 3 | ClaytonMO | $812,800 |
| 4 | FestusMO | $188,800 |
| 5 | OzarkMO | $216,000 |
| 6 | RepublicMO | $163,800 |
| 7 | TroyMO | $195,500 |
| 8 | ArnoldMO | $192,000 |
| 9 | FergusonMO | $91,800 |
| 10 | MarshallMO | $137,100 |
| 11 | WarrensburgMO | $197,100 |
| 12 | St. CharlesMO | $259,700 |
| 13 | Dardenne PrairieMO | $366,100 |
| 14 | St. AnnMO | $112,000 |
| 15 | Jefferson CityMO | $189,200 |
Detailed Neighborhood Profiles
Home Value: $938,300
Rent: $549/mo
Affordability: 165
Population: 8,934
Walk Score: 0/100
Home Value: $227,000
Rent: $549/mo
Affordability: 165
Population: 8,822
Walk Score: 0/100
Home Value: $812,800
Rent: $821/mo
Affordability: 152
Population: 17,212
Walk Score: 0/100
4
Home Value: $188,800
Rent: $821/mo
Affordability: 152
Population: 12,772
Walk Score: 0/100
5
Home Value: $216,000
Rent: $821/mo
Affordability: 152
Population: 21,459
Walk Score: 0/100
6
Home Value: $163,800
Rent: $821/mo
Affordability: 152
Population: 18,824
Walk Score: 0/100
7
Home Value: $195,500
Rent: $821/mo
Affordability: 152
Population: 12,964
Walk Score: 0/100
8
Home Value: $192,000
Rent: $821/mo
Affordability: 152
Population: 20,840
Walk Score: 0/100
9
Home Value: $91,800
Rent: $821/mo
Affordability: 152
Population: 18,546
Walk Score: 0/100
10
Home Value: $137,100
Rent: $821/mo
Affordability: 152
Population: 13,687
Walk Score: 0/100
11
Home Value: $197,100
Rent: $821/mo
Affordability: 152
Population: 19,317
Walk Score: 0/100
12
Home Value: $259,700
Rent: $821/mo
Affordability: 152
Population: 70,687
Walk Score: 0/100
13
Home Value: $366,100
Rent: $821/mo
Affordability: 152
Population: 12,903
Walk Score: 0/100
14
Home Value: $112,000
Rent: $821/mo
Affordability: 152
Population: 12,917
Walk Score: 0/100
15
Home Value: $189,200
Rent: $821/mo
Affordability: 152
Population: 42,644
Walk Score: 0/100
Frequently Asked Questions About Affordability in Lake Ozark
What is the most affordable neighborhood in Lake Ozark, MO?▾
Based on 2026 data, Ladue is the most affordable neighborhood in Lake Ozark with a median home value of $938,300. Kurby analyzed 15 neighborhoods in the Lake Ozark area to compile these rankings.
What is the median home price in Lake Ozark, MO?▾
The median home price in Lake Ozark is $308,300, which is 9% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
What is the median household income in Lake Ozark?▾
The median household income in Lake Ozark is $71,528 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Lake Ozark are below the national average home price?▾
12 out of 15 ranked neighborhoods in Lake Ozark have a median home value below the national average of $281,900. The most affordable is Pleasant Hill at $227,000 (Source: Kurby, 2026).