2026 Affordability Data
Most Affordable Neighborhoods in O'Fallon - 2026 Data
The median home value in O'Fallon is $283,600, near national avg. Median rent is $821/month. With an affordability index of 152, O'Fallon is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the O'Fallon, MO area.
Key Takeaways: Affordability in O'Fallon
- 1The most affordable neighborhood in O'Fallon is Ladue, with a median home value of $938,300.
- 2O'Fallon's median home value is $283,600, near national avg (national: $281,900).
- 3O'Fallon's affordability index is 152 (baseline 100), making it more affordable than the national average.
- 4Median rent in O'Fallon is $821/month, 29% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in O'Fallon to find the most affordable areas based on home values, rent, and affordability index.
O'Fallon Affordability Overview
Median Home Value
$283,600
Near nat'l avg
Median Rent
$821/mo
29% below nat'l avg
Median Income
$104,863
41% above nat'l avg
Affordability Index
152
52% above nat'l avg
Most Affordable Neighborhoods in O'Fallon (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | LadueMO | $938,300 |
| 2 | Pleasant HillMO | $227,000 |
| 3 | KearneyMO | $266,400 |
| 4 | FultonMO | $144,300 |
| 5 | EurekaMO | $331,200 |
| 6 | ChesterfieldMO | $437,000 |
| 7 | MoberlyMO | $129,500 |
| 8 | WashingtonMO | $195,500 |
| 9 | NeoshoMO | $135,300 |
| 10 | BransonMO | $201,900 |
| 11 | West PlainsMO | $137,700 |
| 12 | St. PetersMO | $237,100 |
| 13 | FlorissantMO | $125,200 |
| 14 | IndependenceMO | $150,800 |
| 15 | JenningsMO | $64,000 |
Detailed Neighborhood Profiles
Home Value: $938,300
Rent: $549/mo
Affordability: 165
Population: 8,934
Walk Score: 0/100
Home Value: $227,000
Rent: $549/mo
Affordability: 165
Population: 8,822
Walk Score: 0/100
Home Value: $266,400
Rent: $821/mo
Affordability: 152
Population: 10,491
Walk Score: 0/100
4
Home Value: $144,300
Rent: $821/mo
Affordability: 152
Population: 12,648
Walk Score: 0/100
5
Home Value: $331,200
Rent: $821/mo
Affordability: 152
Population: 12,008
Walk Score: 0/100
6
Home Value: $437,000
Rent: $821/mo
Affordability: 152
Population: 49,645
Walk Score: 0/100
7
Home Value: $129,500
Rent: $821/mo
Affordability: 152
Population: 13,708
Walk Score: 0/100
8
Home Value: $195,500
Rent: $821/mo
Affordability: 152
Population: 14,769
Walk Score: 0/100
9
Home Value: $135,300
Rent: $821/mo
Affordability: 152
Population: 12,670
Walk Score: 0/100
10
Home Value: $201,900
Rent: $821/mo
Affordability: 152
Population: 12,651
Walk Score: 0/100
11
Home Value: $137,700
Rent: $821/mo
Affordability: 152
Population: 12,250
Walk Score: 0/100
12
Home Value: $237,100
Rent: $821/mo
Affordability: 152
Population: 57,692
Walk Score: 0/100
13
Home Value: $125,200
Rent: $821/mo
Affordability: 152
Population: 52,167
Walk Score: 0/100
14
Home Value: $150,800
Rent: $821/mo
Affordability: 152
Population: 122,218
Walk Score: 0/100
15
Home Value: $64,000
Rent: $821/mo
Affordability: 152
Population: 12,996
Walk Score: 0/100
Frequently Asked Questions About Affordability in O'Fallon
What is the most affordable neighborhood in O'Fallon, MO?▾
Based on 2026 data, Ladue is the most affordable neighborhood in O'Fallon with a median home value of $938,300. Kurby analyzed 15 neighborhoods in the O'Fallon area to compile these rankings.
What is the median home price in O'Fallon, MO?▾
The median home price in O'Fallon is $283,600, which is near national avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is O'Fallon affordable compared to the national average?▾
O'Fallon has an affordability index of 152, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in O'Fallon, MO?▾
The median monthly rent in O'Fallon is $821. This is 29% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in O'Fallon?▾
The median household income in O'Fallon is $104,863 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in O'Fallon are below the national average home price?▾
12 out of 15 ranked neighborhoods in O'Fallon have a median home value below the national average of $281,900. The most affordable is Pleasant Hill at $227,000 (Source: Kurby, 2026).