2026 Affordability Data
Most Affordable Neighborhoods in Oxford - 2026 Data
The median home value in Oxford is $161,700, 43% below nat'l avg. Median rent is $595/month. With an affordability index of 219, Oxford is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Oxford, AL area.
Key Takeaways: Affordability in Oxford
- 1The most affordable neighborhood in Oxford is Andalusia, with a median home value of $140,400.
- 2Oxford's median home value is $161,700, 43% below nat'l avg (national: $281,900).
- 3Oxford's affordability index is 219 (baseline 100), making it more affordable than the national average.
- 4Median rent in Oxford is $595/month, 49% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Oxford to find the most affordable areas based on home values, rent, and affordability index.
Oxford Affordability Overview
Median Home Value
$161,700
43% below nat'l avg
Median Rent
$595/mo
49% below nat'l avg
Median Income
$66,031
11% below nat'l avg
Affordability Index
219
119% above nat'l avg
Most Affordable Neighborhoods in Oxford (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | AndalusiaAL | $140,400 |
| 2 | SheffieldAL | $120,700 |
| 3 | ClantonAL | $181,700 |
| 4 | FairfieldAL | $117,400 |
| 5 | PrattvilleAL | $196,300 |
| 6 | CullmanAL | $200,900 |
| 7 | HooverAL | $366,200 |
| 8 | ChelseaAL | $295,100 |
| 9 | Pell CityAL | $223,300 |
| 10 | MoodyAL | $214,000 |
| 11 | DecaturAL | $170,000 |
| 12 | Vestavia HillsAL | $467,600 |
| 13 | Fort PayneAL | $145,600 |
| 14 | TuscaloosaAL | $228,300 |
| 15 | Gulf ShoresAL | $331,300 |
Detailed Neighborhood Profiles
Home Value: $140,400
Rent: $683/mo
Affordability: 236
Population: 8,841
Walk Score: 0/100
Home Value: $120,700
Rent: $683/mo
Affordability: 236
Population: 9,330
Walk Score: 0/100
Home Value: $181,700
Rent: $683/mo
Affordability: 236
Population: 8,776
Walk Score: 0/100
4
Home Value: $117,400
Rent: $595/mo
Affordability: 219
Population: 9,975
Walk Score: 0/100
5
Home Value: $196,300
Rent: $595/mo
Affordability: 219
Population: 38,124
Walk Score: 0/100
6
Home Value: $200,900
Rent: $595/mo
Affordability: 219
Population: 18,434
Walk Score: 0/100
7
Home Value: $366,200
Rent: $595/mo
Affordability: 219
Population: 91,995
Walk Score: 0/100
8
Home Value: $295,100
Rent: $595/mo
Affordability: 219
Population: 15,201
Walk Score: 0/100
9
Home Value: $223,300
Rent: $595/mo
Affordability: 219
Population: 13,148
Walk Score: 0/100
10
Home Value: $214,000
Rent: $595/mo
Affordability: 219
Population: 13,235
Walk Score: 0/100
11
Home Value: $170,000
Rent: $595/mo
Affordability: 219
Population: 57,525
Walk Score: 0/100
12
Home Value: $467,600
Rent: $595/mo
Affordability: 219
Population: 38,600
Walk Score: 0/100
13
Home Value: $145,600
Rent: $595/mo
Affordability: 219
Population: 14,815
Walk Score: 0/100
14
Home Value: $228,300
Rent: $595/mo
Affordability: 219
Population: 105,797
Walk Score: 0/100
15
Home Value: $331,300
Rent: $595/mo
Affordability: 219
Population: 15,178
Walk Score: 0/100
Frequently Asked Questions About Affordability in Oxford
What is the most affordable neighborhood in Oxford, AL?▾
Based on 2026 data, Andalusia is the most affordable neighborhood in Oxford with a median home value of $140,400. Kurby analyzed 15 neighborhoods in the Oxford area to compile these rankings.
What is the median home price in Oxford, AL?▾
The median home price in Oxford is $161,700, which is 43% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Oxford affordable compared to the national average?▾
Oxford has an affordability index of 219, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Oxford, AL?▾
The median monthly rent in Oxford is $595. This is 49% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Oxford?▾
The median household income in Oxford is $66,031 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Oxford are below the national average home price?▾
11 out of 15 ranked neighborhoods in Oxford have a median home value below the national average of $281,900. The most affordable is Andalusia at $140,400 (Source: Kurby, 2026).