2026 Affordability Data
Most Affordable Neighborhoods in San Francisco - 2026 Data
The median home value in San Francisco is $1,200,000, 326% above nat'l avg. Median rent is $2,526/month. With an affordability index of 65, San Francisco is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the San Francisco, CA area.
Key Takeaways: Affordability in San Francisco
- 1The most affordable neighborhood in San Francisco is SOMA, with a median home value of $950,000.
- 2San Francisco's median home value is $1,200,000, 326% above nat'l avg (national: $281,900).
- 3San Francisco's affordability index is 65 (baseline 100), making it less affordable than the national average.
- 4Median rent in San Francisco is $2,526/month, 117% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in San Francisco to find the most affordable areas based on home values, rent, and affordability index.
San Francisco Affordability Overview
Median Home Value
$1,200,000
326% above nat'l avg
Median Rent
$2,526/mo
117% above nat'l avg
Median Income
$112,449
51% above nat'l avg
Affordability Index
65
35% below nat'l avg
Most Affordable Neighborhoods in San Francisco (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | SOMASan Francisco, CA | $950,000 |
| 2 | Mission DistrictSan Francisco, CA | $1,200,000 |
| 3 | The CastroSan Francisco, CA | $1,300,000 |
| 4 | Nob HillSan Francisco, CA | $1,050,000 |
| 5 | CoronaCA | $624,200 |
| 6 | RosevilleCA | $596,700 |
| 7 | OntarioCA | $513,000 |
| 8 | FontanaCA | $506,600 |
| 9 | Santa RosaCA | $661,700 |
| 10 | Grass ValleyCA | $434,100 |
| 11 | MarysvilleCA | $269,300 |
| 12 | Mill ValleyCA | $2,000,001 |
| 13 | Moreno ValleyCA | $421,400 |
| 14 | FremontCA | $1,231,500 |
| 15 | ParlierCA | $216,200 |
Detailed Neighborhood Profiles
Home Value: $950,000
Rent: $3,140/mo
Affordability: 72
Population: 28,000
Walk Score: 95/100
Home Value: $1,200,000
Rent: $2,143/mo
Affordability: 58
Population: 57,000
Walk Score: 99/100
Home Value: $1,300,000
Rent: $1,935/mo
Affordability: 43
Population: 18,000
Walk Score: 99/100
4
Home Value: $1,050,000
Rent: $2,759/mo
Affordability: 35
Population: 22,000
Walk Score: 98/100
5
Home Value: $624,200
Rent: $1,066/mo
Affordability: 140
Population: 158,346
Walk Score: 0/100
6
Home Value: $596,700
Rent: $1,066/mo
Affordability: 140
Population: 148,879
Walk Score: 0/100
7
Home Value: $513,000
Rent: $1,066/mo
Affordability: 140
Population: 176,326
Walk Score: 0/100
8
Home Value: $506,600
Rent: $1,066/mo
Affordability: 140
Population: 209,279
Walk Score: 0/100
9
Home Value: $661,700
Rent: $1,066/mo
Affordability: 140
Population: 178,221
Walk Score: 0/100
10
Home Value: $434,100
Rent: $1,066/mo
Affordability: 140
Population: 13,964
Walk Score: 0/100
11
Home Value: $269,300
Rent: $1,066/mo
Affordability: 140
Population: 12,681
Walk Score: 0/100
12
Home Value: $2,000,001
Rent: $1,066/mo
Affordability: 140
Population: 14,199
Walk Score: 0/100
13
Home Value: $421,400
Rent: $1,066/mo
Affordability: 140
Population: 209,578
Walk Score: 0/100
14
Home Value: $1,231,500
Rent: $1,066/mo
Affordability: 140
Population: 228,795
Walk Score: 0/100
15
Home Value: $216,200
Rent: $1,066/mo
Affordability: 140
Population: 14,625
Walk Score: 0/100
Frequently Asked Questions About Affordability in San Francisco
What is the most affordable neighborhood in San Francisco, CA?▾
Based on 2026 data, SOMA is the most affordable neighborhood in San Francisco with a median home value of $950,000. Kurby analyzed 15 neighborhoods in the San Francisco area to compile these rankings.
What is the median home price in San Francisco, CA?▾
The median home price in San Francisco is $1,200,000, which is 326% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is San Francisco affordable compared to the national average?▾
San Francisco has an affordability index of 65, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in San Francisco, CA?▾
The median monthly rent in San Francisco is $2,526. This is 117% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in San Francisco?▾
The median household income in San Francisco is $112,449 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in San Francisco are below the national average home price?▾
2 out of 15 ranked neighborhoods in San Francisco have a median home value below the national average of $281,900. The most affordable is Marysville at $269,300 (Source: Kurby, 2026).