2026 Affordability Data
Most Affordable Neighborhoods in St. Charles - 2026 Data
The median home value in St. Charles is $220,500, 22% below nat'l avg. Median rent is $910/month. We ranked 15 neighborhoods by affordability to help you find the best value in the St. Charles, MN area.
Key Takeaways: Affordability in St. Charles
- 1The most affordable neighborhood in St. Charles is Eagan, with a median home value of $362,200.
- 2St. Charles's median home value is $220,500, 22% below nat'l avg (national: $281,900).
- 3Median rent in St. Charles is $910/month, 22% below nat'l avg (national: $1,163/month).
- 4We analyzed 15 neighborhoods in St. Charles to find the most affordable areas based on home values, rent, and affordability index.
St. Charles Affordability Overview
Median Home Value
$220,500
22% below nat'l avg
Median Rent
$910/mo
22% below nat'l avg
Median Income
$91,326
22% above nat'l avg
Affordability Index
N/A
Most Affordable Neighborhoods in St. Charles (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | EaganMN | $362,200 |
| 2 | RochesterMN | $268,800 |
| 3 | WoodburyMN | $409,900 |
| 4 | St. CloudMN | $189,600 |
| 5 | Fergus FallsMN | $165,200 |
| 6 | Little CanadaMN | $300,100 |
| 7 | Big LakeMN | $266,600 |
| 8 | PlymouthMN | $447,600 |
| 9 | North MankatoMN | $235,500 |
| 10 | BlaineMN | $303,800 |
| 11 | BurnsvilleMN | $315,700 |
| 12 | St. Louis ParkMN | $357,900 |
| 13 | MarshallMN | $188,100 |
| 14 | MonticelloMN | $279,600 |
| 15 | VictoriaMN | $534,700 |
Detailed Neighborhood Profiles
Home Value: $362,200
Rent: $850/mo
Affordability: 171
Population: 68,262
Walk Score: 0/100
Home Value: $268,800
Rent: $850/mo
Affordability: 171
Population: 120,848
Walk Score: 0/100
Home Value: $409,900
Rent: $850/mo
Affordability: 171
Population: 75,549
Walk Score: 0/100
4
Home Value: $189,600
Rent: $850/mo
Affordability: 171
Population: 68,910
Walk Score: 0/100
5
Home Value: $165,200
Rent: $850/mo
Affordability: 171
Population: 14,108
Walk Score: 0/100
6
Home Value: $300,100
Rent: $850/mo
Affordability: 171
Population: 10,624
Walk Score: 0/100
7
Home Value: $266,600
Rent: $850/mo
Affordability: 171
Population: 11,857
Walk Score: 0/100
8
Home Value: $447,600
Rent: $850/mo
Affordability: 171
Population: 79,918
Walk Score: 0/100
9
Home Value: $235,500
Rent: $850/mo
Affordability: 171
Population: 14,238
Walk Score: 0/100
10
Home Value: $303,800
Rent: $850/mo
Affordability: 171
Population: 70,047
Walk Score: 0/100
11
Home Value: $315,700
Rent: $850/mo
Affordability: 171
Population: 64,075
Walk Score: 0/100
12
Home Value: $357,900
Rent: $850/mo
Affordability: 171
Population: 49,500
Walk Score: 0/100
13
Home Value: $188,100
Rent: $850/mo
Affordability: 171
Population: 13,647
Walk Score: 0/100
14
Home Value: $279,600
Rent: $850/mo
Affordability: 171
Population: 14,447
Walk Score: 0/100
15
Home Value: $534,700
Rent: $850/mo
Affordability: 171
Population: 10,681
Walk Score: 0/100
Frequently Asked Questions About Affordability in St. Charles
What is the most affordable neighborhood in St. Charles, MN?▾
Based on 2026 data, Eagan is the most affordable neighborhood in St. Charles with a median home value of $362,200. Kurby analyzed 15 neighborhoods in the St. Charles area to compile these rankings.
What is the median home price in St. Charles, MN?▾
The median home price in St. Charles is $220,500, which is 22% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
What is the average rent in St. Charles, MN?▾
The median monthly rent in St. Charles is $910. This is 22% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in St. Charles?▾
The median household income in St. Charles is $91,326 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in St. Charles are below the national average home price?▾
7 out of 15 ranked neighborhoods in St. Charles have a median home value below the national average of $281,900. The most affordable is Rochester at $268,800 (Source: Kurby, 2026).