2026 Affordability Data
Most Affordable Neighborhoods in Sterling - 2026 Data
The median home value in Sterling is $102,400, 64% below nat'l avg. Median rent is $1,354/month. With an affordability index of 218, Sterling is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Sterling, IL area.
Key Takeaways: Affordability in Sterling
- 1The most affordable neighborhood in Sterling is Lynwood village, with a median home value of $195,900.
- 2Sterling's median home value is $102,400, 64% below nat'l avg (national: $281,900).
- 3Sterling's affordability index is 218 (baseline 100), making it more affordable than the national average.
- 4Median rent in Sterling is $1,354/month, 16% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Sterling to find the most affordable areas based on home values, rent, and affordability index.
Sterling Affordability Overview
Median Home Value
$102,400
64% below nat'l avg
Median Rent
$1,354/mo
16% above nat'l avg
Median Income
$49,007
34% below nat'l avg
Affordability Index
218
118% above nat'l avg
Most Affordable Neighborhoods in Sterling (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | Lynwood villageIL | $195,900 |
| 2 | Riverside villageIL | $471,100 |
| 3 | Lake Villa villageIL | $309,400 |
| 4 | Bethalto villageIL | $156,300 |
| 5 | Willowbrook villageIL | $347,200 |
| 6 | RochelleIL | $138,800 |
| 7 | Flossmoor villageIL | $293,400 |
| 8 | Hawthorn Woods villageIL | $580,400 |
| 9 | Savoy villageIL | $260,800 |
| 10 | Glen Carbon villageIL | $272,000 |
| 11 | Schiller Park villageIL | $269,700 |
| 12 | WaukeganIL | $164,400 |
| 13 | Shiloh villageIL | $263,900 |
| 14 | Hazel Crest villageIL | $162,900 |
| 15 | ChampaignIL | $191,200 |
Detailed Neighborhood Profiles
Home Value: $195,900
Rent: $1,163/mo
Affordability: 221
Population: 9,087
Walk Score: 0/100
Home Value: $471,100
Rent: $1,163/mo
Affordability: 221
Population: 9,225
Walk Score: 0/100
Home Value: $309,400
Rent: $1,163/mo
Affordability: 221
Population: 8,701
Walk Score: 0/100
4
Home Value: $156,300
Rent: $1,163/mo
Affordability: 221
Population: 9,281
Walk Score: 0/100
5
Home Value: $347,200
Rent: $1,163/mo
Affordability: 221
Population: 9,177
Walk Score: 0/100
6
Home Value: $138,800
Rent: $1,163/mo
Affordability: 221
Population: 9,417
Walk Score: 0/100
7
Home Value: $293,400
Rent: $1,163/mo
Affordability: 221
Population: 9,405
Walk Score: 0/100
8
Home Value: $580,400
Rent: $1,163/mo
Affordability: 221
Population: 9,111
Walk Score: 0/100
9
Home Value: $260,800
Rent: $1,163/mo
Affordability: 221
Population: 8,682
Walk Score: 0/100
10
Home Value: $272,000
Rent: $1,354/mo
Affordability: 218
Population: 13,654
Walk Score: 0/100
11
Home Value: $269,700
Rent: $1,354/mo
Affordability: 218
Population: 11,600
Walk Score: 0/100
12
Home Value: $164,400
Rent: $1,354/mo
Affordability: 218
Population: 89,435
Walk Score: 0/100
13
Home Value: $263,900
Rent: $1,354/mo
Affordability: 218
Population: 13,892
Walk Score: 0/100
14
Home Value: $162,900
Rent: $1,354/mo
Affordability: 218
Population: 13,737
Walk Score: 0/100
15
Home Value: $191,200
Rent: $1,354/mo
Affordability: 218
Population: 88,628
Walk Score: 0/100
Frequently Asked Questions About Affordability in Sterling
What is the most affordable neighborhood in Sterling, IL?▾
Based on 2026 data, Lynwood village is the most affordable neighborhood in Sterling with a median home value of $195,900. Kurby analyzed 15 neighborhoods in the Sterling area to compile these rankings.
What is the median home price in Sterling, IL?▾
The median home price in Sterling is $102,400, which is 64% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Sterling affordable compared to the national average?▾
Sterling has an affordability index of 218, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Sterling, IL?▾
The median monthly rent in Sterling is $1,354. This is 16% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Sterling?▾
The median household income in Sterling is $49,007 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Sterling are below the national average home price?▾
10 out of 15 ranked neighborhoods in Sterling have a median home value below the national average of $281,900. The most affordable is Lynwood village at $195,900 (Source: Kurby, 2026).