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    2026 Affordability Data

    Most Affordable Neighborhoods in Tampa - 2026 Data

    The median home value in Tampa is $340,000, 21% above nat'l avg. Median rent is $2,152/month. With an affordability index of 100, Tampa is more affordable than the national baseline of 100. We ranked 11 neighborhoods by affordability to help you find the best value in the Tampa, FL area.

    Key Takeaways: Affordability in Tampa

    • 1The most affordable neighborhood in Tampa is Harbour Island, with a median home value of $483,600.
    • 2Tampa's median home value is $340,000, 21% above nat'l avg (national: $281,900).
    • 3Tampa's affordability index is 100 (baseline 100), making it more affordable than the national average.
    • 4Median rent in Tampa is $2,152/month, 85% above nat'l avg (national: $1,163/month).
    • 5We analyzed 11 neighborhoods in Tampa to find the most affordable areas based on home values, rent, and affordability index.

    Tampa Affordability Overview

    Median Home Value

    $340,000

    21% above nat'l avg

    Median Rent

    $2,152/mo

    85% above nat'l avg

    Median Income

    $55,584

    25% below nat'l avg

    Affordability Index

    100

    Near nat'l avg

    Most Affordable Neighborhoods in Tampa (Ranked)

    Affordable neighborhoods in Tampa ranked by affordability index, with median home value, rent, and Kurby score.
    RankNeighborhoodMedian Home Value
    1Harbour IslandTampa, FL$483,600
    2Downtown TampaTampa, FL$360,000
    3WestshoreTampa, FL$280,200
    4Seminole HeightsTampa, FL$297,900
    5ChannelsideTampa, FL$455,700
    6Palma CeiaTampa, FL$844,800
    7Hyde Park TampaTampa, FL$999,200
    8SoHo TampaTampa, FL$999,200
    9Davis IslandsTampa, FL$883,400
    10Ybor CityTampa, FL$197,600
    11Tampa HeightsTampa, FL$375,000

    Detailed Neighborhood Profiles

    Harbour IslandTampa, FL
    Kurby Score: 67
    Home Value: $483,600
    Rent: $2,334/mo
    Affordability: 138
    Population: 3,788
    Walk Score: 69/100
    Downtown TampaTampa, FL
    Kurby Score: 68
    Home Value: $360,000
    Rent: $2,152/mo
    Affordability: 100
    Population: 2,725
    Walk Score: 86/100
    WestshoreTampa, FL
    Kurby Score: 70
    Home Value: $280,200
    Rent: $1,397/mo
    Affordability: 97
    Population: 2,782
    Walk Score: 59/100
    4
    Seminole HeightsTampa, FL
    Kurby Score: 78
    Home Value: $297,900
    Rent: $1,102/mo
    Affordability: 88
    Population: 1,595
    Walk Score: 87/100
    5
    ChannelsideTampa, FL
    Kurby Score: 67
    Home Value: $455,700
    Rent: $2,188/mo
    Affordability: 81
    Population: 3,580
    Walk Score: 89/100
    6
    Palma CeiaTampa, FL
    Kurby Score: 74
    Home Value: $844,800
    Rent: $1,893/mo
    Affordability: 78
    Population: 5,558
    Walk Score: 57/100
    7
    Hyde Park TampaTampa, FL
    Kurby Score: 77
    Home Value: $999,200
    Rent: $1,695/mo
    Affordability: 57
    Population: 3,477
    Walk Score: 88/100
    8
    SoHo TampaTampa, FL
    Kurby Score: 77
    Home Value: $999,200
    Rent: $1,695/mo
    Affordability: 57
    Population: 3,477
    Walk Score: 87/100
    9
    Davis IslandsTampa, FL
    Kurby Score: 60
    Home Value: $883,400
    Rent: $1,379/mo
    Affordability: 56
    Population: 5,663
    Walk Score: 42/100
    10
    Ybor CityTampa, FL
    Kurby Score: 66
    Home Value: $197,600
    Rent: $987/mo
    Affordability: 54
    Population: 2,842
    Walk Score: 84/100
    11
    Tampa HeightsTampa, FL
    Kurby Score: 72
    Home Value: $375,000
    Rent: $913/mo
    Affordability: 29
    Population: 1,689
    Walk Score: 76/100

    Frequently Asked Questions About Affordability in Tampa

    What is the most affordable neighborhood in Tampa, FL?
    Based on 2026 data, Harbour Island is the most affordable neighborhood in Tampa with a median home value of $483,600. Kurby analyzed 11 neighborhoods in the Tampa area to compile these rankings.
    What is the median home price in Tampa, FL?
    The median home price in Tampa is $340,000, which is 21% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
    Is Tampa affordable compared to the national average?
    Tampa has an affordability index of 100, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
    What is the average rent in Tampa, FL?
    The median monthly rent in Tampa is $2,152. This is 85% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
    What is the median household income in Tampa?
    The median household income in Tampa is $55,584 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
    How many neighborhoods in Tampa are below the national average home price?
    2 out of 11 ranked neighborhoods in Tampa have a median home value below the national average of $281,900. The most affordable is Westshore at $280,200 (Source: Kurby, 2026).

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