Best Neighborhoods for First-Time Buyers in Arizona (2026 Rankings)

Buying your first home is a big step. We ranked 25 neighborhoods in Arizona by affordability index to help first-time buyers find areas where homeownership is within reach. Scores above 100 mean housing is more affordable than average.

PeoriaAZ

Kurby Score: 68

Affordability Index: 105

Home Value: $380,000

Median Income: $74,820

Property Tax: $1,122/yr

Homeownership: 65.0%

Desert RidgePhoenix, AZ

Kurby Score: 66

Affordability Index: 104

Home Value: $450,000

Median Income: $152,132

Property Tax: $4,264/yr

Homeownership: 57.0%

GlendaleAZ

Kurby Score: 65

Affordability Index: 87

Home Value: $310,000

Median Income: $54,260

Property Tax: $1,283/yr

Homeownership: 49.0%

SurpriseAZ

Kurby Score: 54

Affordability Index: 86

Home Value: $360,000

Median Income: $67,310

Property Tax: $1,712/yr

Homeownership: 26.0%

PhoenixAZ

Kurby Score: 63

Affordability Index: 82

Home Value: $330,000

Median Income: $57,459

Property Tax: $1,956/yr

Homeownership: 19.0%

Downtown PhoenixPhoenix, AZ

Kurby Score: 69

Affordability Index: 82

Home Value: $350,000

Median Income: $70,663

Property Tax: $1,956/yr

Homeownership: 19.0%

GilbertAZ

Kurby Score: 71

Affordability Index: 75

Home Value: $450,000

Median Income: $95,890

Property Tax: $2,220/yr

Homeownership: 50.0%

ScottsdaleAZ

Kurby Score: 67

Affordability Index: 73

Home Value: $560,000

Median Income: $88,213

Property Tax: $1,987/yr

Homeownership: 18.0%

MesaAZ

Kurby Score: 74

Affordability Index: 73

Home Value: $340,000

Median Income: $57,284

Property Tax: $1,022/yr

Homeownership: 12.0%

Camelback EastPhoenix, AZ

Kurby Score: 71

Affordability Index: 72

Home Value: $580,000

Median Income: $136,020

Property Tax: $6,018/yr

Homeownership: 64.0%

Valencia West CDPValencia West CDP, AZ

Kurby Score: 73

Affordability Index: 50

Home Value: $252,500

Median Income: $77,969

Property Tax: $6,105/yr

Homeownership: 97.0%

Gold Canyon CDPGold Canyon CDP, AZ

Kurby Score: 72

Affordability Index: 50

Home Value: $402,400

Median Income: $83,654

Property Tax: $6,105/yr

Homeownership: 97.0%

Lake Havasu CityAZ

Kurby Score: 72

Affordability Index: 50

Home Value: $363,300

Median Income: $64,027

Property Tax: $6,105/yr

Homeownership: 97.0%

MaranaAZ

Kurby Score: 75

Affordability Index: 50

Home Value: $347,700

Median Income: $105,624

Property Tax: $6,105/yr

Homeownership: 97.0%

San Tan Valley CDPSan Tan Valley CDP, AZ

Kurby Score: 74

Affordability Index: 50

Home Value: $304,000

Median Income: $88,466

Property Tax: $6,105/yr

Homeownership: 97.0%

Queen CreekAZ

Kurby Score: 73

Affordability Index: 50

Home Value: $493,700

Median Income: $127,182

Property Tax: $6,105/yr

Homeownership: 97.0%

Tanque Verde CDPTanque Verde CDP, AZ

Kurby Score: 72

Affordability Index: 50

Home Value: $526,100

Median Income: $120,887

Property Tax: $6,105/yr

Homeownership: 97.0%

SomertonAZ

Kurby Score: 72

Affordability Index: 50

Home Value: $174,700

Median Income: $64,180

Property Tax: $6,105/yr

Homeownership: 97.0%

Paradise ValleyAZ

Kurby Score: 62

Affordability Index: 50

Home Value: $2,000,001

Median Income: $221,333

Property Tax: $6,105/yr

Homeownership: 97.0%

Vail CDPVail CDP, AZ

Kurby Score: 74

Affordability Index: 50

Home Value: $339,700

Median Income: $120,179

Property Tax: $6,105/yr

Homeownership: 97.0%

BuckeyeAZ

Kurby Score: 74

Affordability Index: 50

Home Value: $341,700

Median Income: $94,188

Property Tax: $6,105/yr

Homeownership: 97.0%

Verde Village CDPVerde Village CDP, AZ

Kurby Score: 72

Affordability Index: 50

Home Value: $283,900

Median Income: $63,835

Property Tax: $6,105/yr

Homeownership: 97.0%

Sierra VistaAZ

Kurby Score: 74

Affordability Index: 50

Home Value: $215,900

Median Income: $70,899

Property Tax: $6,105/yr

Homeownership: 97.0%

MaricopaAZ

Kurby Score: 74

Affordability Index: 50

Home Value: $292,300

Median Income: $88,795

Property Tax: $6,105/yr

Homeownership: 97.0%

Oro ValleyAZ

Kurby Score: 74

Affordability Index: 50

Home Value: $404,500

Median Income: $101,394

Property Tax: $6,105/yr

Homeownership: 97.0%

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