Best Neighborhoods for First-Time Buyers in Minnesota (2026 Rankings)

Buying your first home is a big step. We ranked 25 neighborhoods in Minnesota by affordability index to help first-time buyers find areas where homeownership is within reach. Scores above 100 mean housing is more affordable than average.

MonticelloMN

Kurby Score: 68

Affordability Index: 171

Home Value: $279,600

Median Income: $80,290

Property Tax: $2,460/yr

Homeownership: 84.0%

Big LakeMN

Kurby Score: 66

Affordability Index: 171

Home Value: $266,600

Median Income: $100,188

Property Tax: $2,460/yr

Homeownership: 84.0%

MarshallMN

Kurby Score: 66

Affordability Index: 171

Home Value: $188,100

Median Income: $60,532

Property Tax: $2,460/yr

Homeownership: 84.0%

PlymouthMN

Kurby Score: 65

Affordability Index: 171

Home Value: $447,600

Median Income: $130,131

Property Tax: $2,460/yr

Homeownership: 84.0%

North MankatoMN

Kurby Score: 68

Affordability Index: 171

Home Value: $235,500

Median Income: $74,602

Property Tax: $2,460/yr

Homeownership: 84.0%

BlaineMN

Kurby Score: 68

Affordability Index: 171

Home Value: $303,800

Median Income: $100,659

Property Tax: $2,460/yr

Homeownership: 84.0%

St. CloudMN

Kurby Score: 60

Affordability Index: 171

Home Value: $189,600

Median Income: $58,910

Property Tax: $2,460/yr

Homeownership: 84.0%

EaganMN

Kurby Score: 68

Affordability Index: 171

Home Value: $362,200

Median Income: $104,101

Property Tax: $2,460/yr

Homeownership: 84.0%

BurnsvilleMN

Kurby Score: 68

Affordability Index: 171

Home Value: $315,700

Median Income: $85,801

Property Tax: $2,460/yr

Homeownership: 84.0%

St. Louis ParkMN

Kurby Score: 68

Affordability Index: 171

Home Value: $357,900

Median Income: $94,263

Property Tax: $2,460/yr

Homeownership: 84.0%

Fergus FallsMN

Kurby Score: 66

Affordability Index: 171

Home Value: $165,200

Median Income: $48,738

Property Tax: $2,460/yr

Homeownership: 84.0%

WoodburyMN

Kurby Score: 69

Affordability Index: 171

Home Value: $409,900

Median Income: $125,097

Property Tax: $2,460/yr

Homeownership: 84.0%

Little CanadaMN

Kurby Score: 65

Affordability Index: 171

Home Value: $300,100

Median Income: $69,673

Property Tax: $2,460/yr

Homeownership: 84.0%

RochesterMN

Kurby Score: 68

Affordability Index: 171

Home Value: $268,800

Median Income: $83,973

Property Tax: $2,460/yr

Homeownership: 84.0%

VictoriaMN

Kurby Score: 69

Affordability Index: 171

Home Value: $534,700

Median Income: $179,515

Property Tax: $2,460/yr

Homeownership: 84.0%

Arden HillsMN

Kurby Score: 68

Affordability Index: 171

Home Value: $394,600

Median Income: $121,978

Homeownership: 84.0%

MaplewoodMN

Kurby Score: 68

Affordability Index: 171

Home Value: $282,000

Median Income: $86,769

Property Tax: $2,460/yr

Homeownership: 84.0%

East Grand ForksMN

Kurby Score: 68

Affordability Index: 171

Home Value: $239,200

Median Income: $81,783

Homeownership: 84.0%

FridleyMN

Kurby Score: 62

Affordability Index: 171

Home Value: $257,100

Median Income: $76,592

Property Tax: $2,460/yr

Homeownership: 84.0%

OakdaleMN

Kurby Score: 63

Affordability Index: 171

Home Value: $288,700

Median Income: $86,003

Property Tax: $2,460/yr

Homeownership: 84.0%

ChaskaMN

Kurby Score: 69

Affordability Index: 171

Home Value: $359,700

Median Income: $99,988

Property Tax: $2,460/yr

Homeownership: 84.0%

Prior LakeMN

Kurby Score: 70

Affordability Index: 171

Home Value: $400,500

Median Income: $129,539

Property Tax: $2,460/yr

Homeownership: 84.0%

ShoreviewMN

Kurby Score: 63

Affordability Index: 171

Home Value: $349,300

Median Income: $106,153

Property Tax: $2,460/yr

Homeownership: 84.0%

WinonaMN

Kurby Score: 61

Affordability Index: 171

Home Value: $176,600

Median Income: $52,500

Property Tax: $2,460/yr

Homeownership: 84.0%

ChanhassenMN

Kurby Score: 64

Affordability Index: 171

Home Value: $488,000

Median Income: $131,633

Property Tax: $2,460/yr

Homeownership: 84.0%

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Lowest Poverty Rate Neighborhoods in Minnesota

ranked by lowest poverty rate

Highest Home Value Neighborhoods in Minnesota

ranked by median home value

Most Affordable Housing Neighborhoods in Minnesota

ranked by lowest median home value

Safest Neighborhoods (Low Property Crime) in Minnesota

ranked by lowest property crime rates

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