Best Neighborhoods for First-Time Buyers in Missouri (2026 Rankings)

Buying your first home is a big step. We ranked 25 neighborhoods in Missouri by affordability index to help first-time buyers find areas where homeownership is within reach. Scores above 100 mean housing is more affordable than average.

Pleasant HillMO

Kurby Score: 69

Affordability Index: 165

Home Value: $227,000

Median Income: $88,408

Homeownership: 91.0%

LadueMO

Kurby Score: 72

Affordability Index: 165

Home Value: $938,300

Median Income: $250,001

Homeownership: 91.0%

MoberlyMO

Kurby Score: 65

Affordability Index: 152

Home Value: $129,500

Median Income: $39,332

Property Tax: $1,439/yr

Homeownership: 93.0%

JenningsMO

Kurby Score: 63

Affordability Index: 152

Home Value: $64,000

Median Income: $32,462

Property Tax: $1,439/yr

Homeownership: 93.0%

NeoshoMO

Kurby Score: 67

Affordability Index: 152

Home Value: $135,300

Median Income: $49,301

Property Tax: $1,439/yr

Homeownership: 93.0%

BransonMO

Kurby Score: 65

Affordability Index: 152

Home Value: $201,900

Median Income: $49,790

Property Tax: $1,439/yr

Homeownership: 93.0%

O'FallonMO

Kurby Score: 72

Affordability Index: 152

Home Value: $283,600

Median Income: $104,863

Property Tax: $1,439/yr

Homeownership: 93.0%

WentzvilleMO

Kurby Score: 71

Affordability Index: 152

Home Value: $289,800

Median Income: $109,158

Property Tax: $1,439/yr

Homeownership: 93.0%

West PlainsMO

Kurby Score: 65

Affordability Index: 152

Home Value: $137,700

Median Income: $38,676

Property Tax: $1,439/yr

Homeownership: 93.0%

St. PetersMO

Kurby Score: 71

Affordability Index: 152

Home Value: $237,100

Median Income: $88,708

Property Tax: $1,439/yr

Homeownership: 93.0%

EurekaMO

Kurby Score: 69

Affordability Index: 152

Home Value: $331,200

Median Income: $104,697

Property Tax: $1,439/yr

Homeownership: 93.0%

FlorissantMO

Kurby Score: 69

Affordability Index: 152

Home Value: $125,200

Median Income: $64,178

Property Tax: $1,439/yr

Homeownership: 93.0%

ChesterfieldMO

Kurby Score: 71

Affordability Index: 152

Home Value: $437,000

Median Income: $137,052

Property Tax: $1,439/yr

Homeownership: 93.0%

KearneyMO

Kurby Score: 71

Affordability Index: 152

Home Value: $266,400

Median Income: $99,969

Property Tax: $1,439/yr

Homeownership: 93.0%

MexicoMO

Kurby Score: 67

Affordability Index: 152

Home Value: $109,000

Median Income: $47,585

Property Tax: $1,439/yr

Homeownership: 93.0%

FultonMO

Kurby Score: 67

Affordability Index: 152

Home Value: $144,300

Median Income: $59,544

Property Tax: $1,439/yr

Homeownership: 93.0%

Jefferson CityMO

Kurby Score: 70

Affordability Index: 152

Home Value: $189,200

Median Income: $63,649

Property Tax: $1,439/yr

Homeownership: 93.0%

UnionMO

Kurby Score: 69

Affordability Index: 152

Home Value: $184,800

Median Income: $68,864

Property Tax: $1,439/yr

Homeownership: 93.0%

ColumbiaMO

Kurby Score: 67

Affordability Index: 152

Home Value: $248,600

Median Income: $60,455

Property Tax: $1,439/yr

Homeownership: 93.0%

Bellefontaine NeighborsMO

Kurby Score: 66

Affordability Index: 152

Home Value: $79,700

Median Income: $46,115

Property Tax: $1,416/yr

Homeownership: 93.0%

Excelsior SpringsMO

Kurby Score: 68

Affordability Index: 152

Home Value: $166,500

Median Income: $74,196

Property Tax: $1,416/yr

Homeownership: 93.0%

St. JosephMO

Kurby Score: 68

Affordability Index: 152

Home Value: $138,100

Median Income: $54,515

Property Tax: $1,439/yr

Homeownership: 93.0%

HarrisonvilleMO

Kurby Score: 67

Affordability Index: 152

Home Value: $173,400

Median Income: $57,607

Homeownership: 93.0%

BallwinMO

Kurby Score: 70

Affordability Index: 152

Home Value: $337,500

Median Income: $118,647

Property Tax: $1,439/yr

Homeownership: 93.0%

IndependenceMO

Kurby Score: 68

Affordability Index: 152

Home Value: $150,800

Median Income: $57,415

Property Tax: $1,439/yr

Homeownership: 93.0%

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