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    Best Neighborhoods for First-Time Buyers in South Dakota (2026 Rankings)

    Buying your first home is a big step. We ranked 13 neighborhoods in South Dakota by affordability index to help first-time buyers find areas where homeownership is within reach. Scores above 100 mean housing is more affordable than average.

    WatertownSD
    Kurby Score: 70
    Affordability Index: 314
    Home Value: $198,100
    Median Income: $61,320
    Property Tax: $1,650/yr
    Homeownership: 78.0%
    BrandonSD
    Kurby Score: 80
    Affordability Index: 314
    Home Value: $304,700
    Median Income: $101,747
    Property Tax: $1,650/yr
    Homeownership: 78.0%
    VermillionSD
    Kurby Score: 70
    Affordability Index: 314
    Home Value: $192,400
    Median Income: $47,813
    Property Tax: $1,650/yr
    Homeownership: 78.0%
    4
    PierreSD
    Kurby Score: 78
    Affordability Index: 314
    Home Value: $216,700
    Median Income: $80,473
    Property Tax: $1,650/yr
    Homeownership: 78.0%
    5
    YanktonSD
    Kurby Score: 71
    Affordability Index: 314
    Home Value: $191,400
    Median Income: $60,180
    Property Tax: $1,650/yr
    Homeownership: 78.0%
    6
    MitchellSD
    Kurby Score: 69
    Affordability Index: 314
    Home Value: $168,400
    Median Income: $51,763
    Property Tax: $1,650/yr
    Homeownership: 78.0%
    7
    Box ElderSD
    Kurby Score: 77
    Affordability Index: 314
    Home Value: $264,600
    Median Income: $71,532
    Property Tax: $1,650/yr
    Homeownership: 78.0%
    8
    AberdeenSD
    Kurby Score: 76
    Affordability Index: 314
    Home Value: $192,200
    Median Income: $62,684
    Property Tax: $1,650/yr
    Homeownership: 78.0%
    9
    BrookingsSD
    Kurby Score: 67
    Affordability Index: 314
    Home Value: $222,100
    Median Income: $57,824
    Property Tax: $1,650/yr
    Homeownership: 78.0%
    10
    SpearfishSD
    Kurby Score: 76
    Affordability Index: 314
    Home Value: $271,400
    Median Income: $58,734
    Property Tax: $1,650/yr
    Homeownership: 78.0%
    11
    HuronSD
    Kurby Score: 78
    Affordability Index: 314
    Home Value: $133,600
    Median Income: $57,702
    Property Tax: $1,650/yr
    Homeownership: 78.0%
    12
    RapidSD
    Kurby Score: 82
    Affordability Index: 63
    Home Value: $240,000
    Median Income: $52,340
    Property Tax: $2,159/yr
    Homeownership: 7.0%
    13
    Sioux FallsSD
    Kurby Score: 76
    Affordability Index: 47
    Home Value: $250,000
    Median Income: $60,480
    Property Tax: $4,410/yr
    Homeownership: 19.0%

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