Best Neighborhoods for First-Time Buyers in Tennessee (2026 Rankings)

Buying your first home is a big step. We ranked 25 neighborhoods in Tennessee by affordability index to help first-time buyers find areas where homeownership is within reach. Scores above 100 mean housing is more affordable than average.

MemphisTN

Kurby Score: 57

Affordability Index: 148

Home Value: $135,000

Median Income: $41,228

Property Tax: $3,153/yr

Homeownership: 28.0%

NashvilleTN

Kurby Score: 59

Affordability Index: 125

Home Value: $365,000

Median Income: $59,828

Property Tax: $3,303/yr

Homeownership: 28.0%

Fairfield Glade CDPFairfield Glade CDP, TN

Kurby Score: 70

Affordability Index: 114

Home Value: $284,000

Median Income: $68,633

Homeownership: 88.0%

Bloomingdale CDPBloomingdale CDP, TN

Kurby Score: 67

Affordability Index: 114

Home Value: $139,700

Median Income: $48,981

Homeownership: 88.0%

AthensTN

Kurby Score: 67

Affordability Index: 102

Home Value: $182,100

Median Income: $50,150

Property Tax: $1,777/yr

Homeownership: 90.0%

FranklinTN

Kurby Score: 69

Affordability Index: 102

Home Value: $574,000

Median Income: $106,592

Property Tax: $1,777/yr

Homeownership: 90.0%

NolensvilleTN

Kurby Score: 71

Affordability Index: 102

Home Value: $601,900

Median Income: $158,266

Property Tax: $1,777/yr

Homeownership: 90.0%

ManchesterTN

Kurby Score: 68

Affordability Index: 102

Home Value: $202,200

Median Income: $53,639

Property Tax: $1,777/yr

Homeownership: 90.0%

BrownsvilleTN

Kurby Score: 62

Affordability Index: 102

Home Value: $108,300

Median Income: $38,662

Homeownership: 90.0%

AlcoaTN

Kurby Score: 68

Affordability Index: 102

Home Value: $216,100

Median Income: $63,580

Property Tax: $1,777/yr

Homeownership: 90.0%

KingsportTN

Kurby Score: 67

Affordability Index: 102

Home Value: $181,600

Median Income: $48,228

Property Tax: $1,777/yr

Homeownership: 90.0%

SmyrnaTN

Kurby Score: 68

Affordability Index: 102

Home Value: $285,200

Median Income: $76,115

Property Tax: $1,777/yr

Homeownership: 90.0%

Spring HillTN

Kurby Score: 71

Affordability Index: 102

Home Value: $389,800

Median Income: $104,880

Property Tax: $1,777/yr

Homeownership: 90.0%

ColliervilleTN

Kurby Score: 71

Affordability Index: 102

Home Value: $409,000

Median Income: $129,729

Property Tax: $1,777/yr

Homeownership: 90.0%

BrentwoodTN

Kurby Score: 70

Affordability Index: 102

Home Value: $842,400

Median Income: $181,576

Property Tax: $1,777/yr

Homeownership: 90.0%

LewisburgTN

Kurby Score: 64

Affordability Index: 102

Home Value: $161,700

Median Income: $45,938

Property Tax: $1,777/yr

Homeownership: 90.0%

ClevelandTN

Kurby Score: 67

Affordability Index: 102

Home Value: $225,700

Median Income: $52,468

Property Tax: $1,777/yr

Homeownership: 90.0%

Middle Valley CDPMiddle Valley CDP, TN

Kurby Score: 70

Affordability Index: 102

Home Value: $240,000

Median Income: $88,173

Property Tax: $1,777/yr

Homeownership: 90.0%

ColumbiaTN

Kurby Score: 69

Affordability Index: 102

Home Value: $235,800

Median Income: $58,110

Property Tax: $1,777/yr

Homeownership: 90.0%

LebanonTN

Kurby Score: 67

Affordability Index: 102

Home Value: $325,800

Median Income: $63,698

Property Tax: $1,777/yr

Homeownership: 90.0%

Mount JulietTN

Kurby Score: 70

Affordability Index: 102

Home Value: $381,400

Median Income: $108,066

Property Tax: $1,777/yr

Homeownership: 90.0%

HendersonvilleTN

Kurby Score: 69

Affordability Index: 102

Home Value: $364,700

Median Income: $86,954

Property Tax: $1,777/yr

Homeownership: 90.0%

Nashville-Davidson metropolitan government (balance)TN

Kurby Score: 68

Affordability Index: 102

Home Value: $351,400

Median Income: $71,328

Property Tax: $1,777/yr

Homeownership: 90.0%

Union CityTN

Kurby Score: 68

Affordability Index: 102

Home Value: $135,400

Median Income: $42,620

Property Tax: $1,777/yr

Homeownership: 90.0%

JacksonTN

Kurby Score: 65

Affordability Index: 102

Home Value: $169,300

Median Income: $48,058

Property Tax: $1,777/yr

Homeownership: 90.0%

More Tennessee Guides

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Most Affordable Neighborhoods in Tennessee

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Best Neighborhoods for Retirees in Tennessee

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Neighborhoods with the Cleanest Air in Tennessee

ranked by Air Quality Index

Best Neighborhoods for Commuters in Tennessee

ranked by transit score

Best Neighborhoods for Biking in Tennessee

ranked by bike score

Quietest Neighborhoods in Tennessee

ranked by lowest road noise levels

Lowest Crime Neighborhoods in Tennessee

ranked by lowest property crime rates

Highest Homeownership Neighborhoods in Tennessee

ranked by homeownership rate

Most Affordable Rent Neighborhoods in Tennessee

ranked by lowest median rent

Highest Income Neighborhoods in Tennessee

ranked by median household income

Lowest Unemployment Neighborhoods in Tennessee

ranked by lowest unemployment rate

Best Climate-Resilient Neighborhoods in Tennessee

ranked by lowest climate risk score

Lowest Cost of Living Neighborhoods in Tennessee

ranked by lowest electricity rates

Lowest Property Tax Neighborhoods in Tennessee

ranked by median annual property tax

Best Neighborhoods with Public Transit in Tennessee

ranked by transit score

Best Neighborhoods for Young Professionals in Tennessee

ranked by walkability score

Greenest Neighborhoods in Tennessee

ranked by best air quality

Most Populated Neighborhoods in Tennessee

ranked by population

Lowest Poverty Rate Neighborhoods in Tennessee

ranked by lowest poverty rate

Highest Home Value Neighborhoods in Tennessee

ranked by median home value

Most Affordable Housing Neighborhoods in Tennessee

ranked by lowest median home value

Safest Neighborhoods (Low Property Crime) in Tennessee

ranked by lowest property crime rates

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