Lowest Cost of Living Neighborhoods in Hawaii (2026 Rankings)

Utility costs are a key part of your monthly budget. We ranked 25 neighborhoods in Hawaii by electricity rate as a proxy for overall cost of living. Lower rates mean more money in your pocket.

Ewa Villages CDPEwa Villages CDP, HI

Kurby Score: 71

Electricity Rate: 16.30¢/kWh

Home Value: $761,700

Population: 6,550

AQI: 25

Napili-Honokowai CDPNapili-Honokowai CDP, HI

Kurby Score: 76

Electricity Rate: 16.30¢/kWh

Home Value: $757,100

Population: 6,779

AQI: 25

Lihue CDPLihue CDP, HI

Kurby Score: 70

Electricity Rate: 16.30¢/kWh

Home Value: $797,000

Population: 8,649

AQI: 25

Kula CDPKula CDP, HI

Kurby Score: 69

Electricity Rate: 16.30¢/kWh

Home Value: $1,144,000

Population: 6,578

AQI: 25

Kihei CDPKihei CDP, HI

Kurby Score: 75

Electricity Rate: 16.30¢/kWh

Home Value: $753,800

Population: 22,247

AQI: 25

Waimea CDP (Hawaii County)Waimea CDP (Hawaii County), HI

Kurby Score: 81

Electricity Rate: 16.30¢/kWh

Home Value: $617,500

Population: 10,458

AQI: 25

Pukalani CDPPukalani CDP, HI

Kurby Score: 76

Electricity Rate: 16.30¢/kWh

Home Value: $896,900

Population: 7,930

AQI: 25

Ewa Gentry CDPEwa Gentry CDP, HI

Kurby Score: 83

Electricity Rate: 16.30¢/kWh

Home Value: $715,000

Population: 27,198

AQI: 25

Hickam Housing CDPHickam Housing CDP, HI

Kurby Score: 83

Electricity Rate: 16.30¢/kWh

Population: 9,502

AQI: 25

Wailuku CDPWailuku CDP, HI

Kurby Score: 77

Electricity Rate: 16.30¢/kWh

Home Value: $719,800

Population: 16,590

AQI: 25

Waikoloa Village CDPWaikoloa Village CDP, HI

Kurby Score: 80

Electricity Rate: 16.30¢/kWh

Home Value: $617,700

Population: 7,418

AQI: 25

Waianae CDPWaianae CDP, HI

Kurby Score: 82

Electricity Rate: 16.30¢/kWh

Home Value: $476,600

Population: 13,749

AQI: 25

West Loch Estate CDPWest Loch Estate CDP, HI

Kurby Score: 78

Electricity Rate: 16.30¢/kWh

Home Value: $807,200

Population: 6,469

AQI: 25

Kaiminani CDPKaiminani CDP, HI

Kurby Score: 78

Electricity Rate: 16.30¢/kWh

Home Value: $677,600

Population: 11,731

AQI: 25

Kaneohe Base CDPKaneohe Base CDP, HI

Kurby Score: 70

Electricity Rate: 16.30¢/kWh

Home Value: $1,279,400

Population: 11,683

AQI: 25

Ocean Pointe CDPOcean Pointe CDP, HI

Kurby Score: 82

Electricity Rate: 16.30¢/kWh

Home Value: $800,200

Population: 16,173

AQI: 25

Waipio CDPWaipio CDP, HI

Kurby Score: 80

Electricity Rate: 16.30¢/kWh

Home Value: $649,900

Population: 11,138

AQI: 25

Waihee-Waiehu CDPWaihee-Waiehu CDP, HI

Kurby Score: 84

Electricity Rate: 16.30¢/kWh

Home Value: $679,300

Population: 11,029

AQI: 25

Kapaa CDPKapaa CDP, HI

Kurby Score: 76

Electricity Rate: 16.30¢/kWh

Home Value: $691,400

Population: 10,846

AQI: 25

Lahaina CDPLahaina CDP, HI

Kurby Score: 72

Electricity Rate: 16.30¢/kWh

Home Value: $803,300

Population: 12,906

AQI: 25

Makaha CDPMakaha CDP, HI

Kurby Score: 79

Electricity Rate: 16.30¢/kWh

Home Value: $402,500

Population: 10,042

AQI: 25

Kapolei CDPKapolei CDP, HI

Kurby Score: 83

Electricity Rate: 16.30¢/kWh

Home Value: $699,500

Population: 22,701

AQI: 25

Waikele CDPWaikele CDP, HI

Kurby Score: 81

Electricity Rate: 16.30¢/kWh

Home Value: $677,300

Population: 7,551

AQI: 25

Mililani Town CDPMililani Town CDP, HI

Kurby Score: 79

Electricity Rate: 16.30¢/kWh

Home Value: $846,100

Population: 27,423

AQI: 25

Kahului CDPKahului CDP, HI

Kurby Score: 76

Electricity Rate: 16.30¢/kWh

Home Value: $765,300

Population: 27,233

AQI: 25

More Hawaii Guides

Safest Neighborhoods in Hawaii

ranked by lowest violent crime rates

Most Walkable Neighborhoods in Hawaii

ranked by Walk Score

Most Affordable Neighborhoods in Hawaii

ranked by affordability index

Best Neighborhoods for Families in Hawaii

ranked by safety, walkability, and homeownership

Best Neighborhoods for Retirees in Hawaii

ranked by safety and affordability

Neighborhoods with the Cleanest Air in Hawaii

ranked by Air Quality Index

Best Neighborhoods for Commuters in Hawaii

ranked by transit score

Best Neighborhoods for Biking in Hawaii

ranked by bike score

Quietest Neighborhoods in Hawaii

ranked by lowest road noise levels

Lowest Crime Neighborhoods in Hawaii

ranked by lowest property crime rates

Highest Homeownership Neighborhoods in Hawaii

ranked by homeownership rate

Most Affordable Rent Neighborhoods in Hawaii

ranked by lowest median rent

Highest Income Neighborhoods in Hawaii

ranked by median household income

Lowest Unemployment Neighborhoods in Hawaii

ranked by lowest unemployment rate

Best Climate-Resilient Neighborhoods in Hawaii

ranked by lowest climate risk score

Lowest Property Tax Neighborhoods in Hawaii

ranked by affordability index (proxy for property tax burden)

Best Neighborhoods for First-Time Buyers in Hawaii

ranked by affordability index

Best Neighborhoods with Public Transit in Hawaii

ranked by transit score

Best Neighborhoods for Young Professionals in Hawaii

ranked by walkability score

Greenest Neighborhoods in Hawaii

ranked by best air quality

Most Populated Neighborhoods in Hawaii

ranked by population

Lowest Poverty Rate Neighborhoods in Hawaii

ranked by lowest poverty rate

Highest Home Value Neighborhoods in Hawaii

ranked by median home value

Most Affordable Housing Neighborhoods in Hawaii

ranked by lowest median home value

Safest Neighborhoods (Low Property Crime) in Hawaii

ranked by lowest property crime rates

Want detailed data for a specific address?

Search any address in Hawaii for a comprehensive AI-powered neighborhood report.