Lowest Cost of Living Neighborhoods in Hawaii (2026 Rankings)

Utility costs are a key part of your monthly budget. We ranked 25 neighborhoods in Hawaii by electricity rate as a proxy for overall cost of living. Lower rates mean more money in your pocket.

Makaha CDPMakaha CDP, HI

Kurby Score: 61

Electricity Rate: 16.30¢/kWh

Median Rent: $1,739/mo

Home Value: $402,500

Median Income: $57,235

Waianae CDPWaianae CDP, HI

Kurby Score: 73

Electricity Rate: 16.30¢/kWh

Median Rent: $1,304/mo

Home Value: $476,600

Median Income: $77,435

Hawaiian Paradise Park CDPHawaiian Paradise Park CDP, HI

Kurby Score: 85

Electricity Rate: 16.30¢/kWh

Median Rent: $1,087/mo

Home Value: $427,700

Median Income: $81,236

Nanakuli CDPNanakuli CDP, HI

Kurby Score: 72

Electricity Rate: 16.30¢/kWh

Median Rent: $1,621/mo

Home Value: $453,100

Median Income: $77,453

Maili CDPMaili CDP, HI

Kurby Score: 70

Electricity Rate: 16.30¢/kWh

Median Rent: $2,108/mo

Home Value: $610,500

Median Income: $105,625

Kaneohe Base CDPKaneohe Base CDP, HI

Kurby Score: 62

Electricity Rate: 16.30¢/kWh

Median Rent: $3,251/mo

Home Value: $1,279,400

Median Income: $61,763

Kaiminani CDPKaiminani CDP, HI

Kurby Score: 77

Electricity Rate: 16.30¢/kWh

Median Rent: $1,349/mo

Home Value: $677,600

Median Income: $93,893

Royal Kunia CDPRoyal Kunia CDP, HI

Kurby Score: 77

Electricity Rate: 16.30¢/kWh

Median Rent: $2,572/mo

Home Value: $803,100

Median Income: $128,791

Kapaa CDPKapaa CDP, HI

Kurby Score: 75

Electricity Rate: 16.30¢/kWh

Median Rent: $1,829/mo

Home Value: $691,400

Median Income: $87,895

Waimea CDP (Hawaii County)Waimea CDP (Hawaii County), HI

Kurby Score: 75

Electricity Rate: 16.30¢/kWh

Median Rent: $2,021/mo

Home Value: $617,500

Median Income: $100,075

Lihue CDPLihue CDP, HI

Kurby Score: 71

Electricity Rate: 16.30¢/kWh

Median Rent: $1,819/mo

Home Value: $797,000

Median Income: $73,641

Lahaina CDPLahaina CDP, HI

Kurby Score: 66

Electricity Rate: 16.30¢/kWh

Median Rent: $1,828/mo

Home Value: $803,300

Median Income: $83,443

Mililani Mauka CDPMililani Mauka CDP, HI

Kurby Score: 79

Electricity Rate: 16.30¢/kWh

Median Rent: $2,447/mo

Home Value: $852,800

Median Income: $132,043

Waikele CDPWaikele CDP, HI

Kurby Score: 78

Electricity Rate: 16.30¢/kWh

Median Rent: $2,468/mo

Home Value: $677,300

Median Income: $115,858

Waikoloa Village CDPWaikoloa Village CDP, HI

Kurby Score: 76

Electricity Rate: 16.30¢/kWh

Median Rent: $1,707/mo

Home Value: $617,700

Median Income: $103,135

Kapolei CDPKapolei CDP, HI

Kurby Score: 78

Electricity Rate: 16.30¢/kWh

Median Rent: $2,269/mo

Home Value: $699,500

Median Income: $121,768

Kailua CDP (Hawaii County)Kailua CDP (Hawaii County), HI

Kurby Score: 75

Electricity Rate: 16.30¢/kWh

Median Rent: $1,708/mo

Home Value: $619,700

Median Income: $87,268

Makakilo CDPMakakilo CDP, HI

Kurby Score: 78

Electricity Rate: 16.30¢/kWh

Median Rent: $2,071/mo

Home Value: $755,500

Median Income: $115,435

Wailua Homesteads CDPWailua Homesteads CDP, HI

Kurby Score: 79

Electricity Rate: 16.30¢/kWh

Median Rent: $1,745/mo

Home Value: $835,200

Median Income: $113,306

Napili-Honokowai CDPNapili-Honokowai CDP, HI

Kurby Score: 67

Electricity Rate: 16.30¢/kWh

Median Rent: $2,115/mo

Home Value: $757,100

Median Income: $101,939

Wahiawa CDPWahiawa CDP, HI

Kurby Score: 68

Electricity Rate: 16.30¢/kWh

Median Rent: $1,411/mo

Home Value: $655,400

Median Income: $81,433

Hickam Housing CDPHickam Housing CDP, HI

Kurby Score: 67

Electricity Rate: 16.30¢/kWh

Median Rent: $3,501/mo

Median Income: $111,139

Kahaluu-Keauhou CDPKahaluu-Keauhou CDP, HI

Kurby Score: 73

Electricity Rate: 16.30¢/kWh

Median Rent: $1,888/mo

Home Value: $759,900

Median Income: $87,472

Kihei CDPKihei CDP, HI

Kurby Score: 70

Electricity Rate: 16.30¢/kWh

Median Rent: $1,899/mo

Home Value: $753,800

Median Income: $89,892

Wailuku CDPWailuku CDP, HI

Kurby Score: 77

Electricity Rate: 16.30¢/kWh

Median Rent: $1,586/mo

Home Value: $719,800

Median Income: $93,908

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