Lowest Cost of Living Neighborhoods in Montana (2026 Rankings)

Utility costs are a key part of your monthly budget. We ranked 18 neighborhoods in Montana by electricity rate as a proxy for overall cost of living. Lower rates mean more money in your pocket.

MissoulaMT

Kurby Score: 60

Electricity Rate: 10.04¢/kWh

Median Rent: $988/mo

Home Value: $395,000

Property Tax: $4,231/yr

Median Income: $49,610

BozemanMT

Kurby Score: 61

Electricity Rate: 10.75¢/kWh

Median Rent: $443/mo

Home Value: $546,100

Property Tax: $971/yr

Median Income: $74,113

Montana City CDPMontana City CDP, MT

Kurby Score: 65

Electricity Rate: 10.75¢/kWh

Median Rent: $1,246/mo

Home Value: $459,300

Median Income: $113,679

Anaconda-Deer Lodge CountyMT

Kurby Score: 63

Electricity Rate: 10.75¢/kWh

Median Rent: $443/mo

Home Value: $175,700

Median Income: $46,436

Great FallsMT

Kurby Score: 65

Electricity Rate: 10.75¢/kWh

Median Rent: $443/mo

Home Value: $223,700

Property Tax: $971/yr

Median Income: $58,272

Helena Valley Southeast CDPHelena Valley Southeast CDP, MT

Kurby Score: 63

Electricity Rate: 10.75¢/kWh

Median Rent: $459/mo

Home Value: $280,300

Median Income: $68,512

HavreMT

Kurby Score: 62

Electricity Rate: 10.75¢/kWh

Median Rent: $815/mo

Home Value: $193,400

Median Income: $63,143

BillingsMT

Kurby Score: 64

Electricity Rate: 11.64¢/kWh

Median Rent: $910/mo

Home Value: $280,000

Property Tax: $2,500/yr

Median Income: $57,210

SidneyMT

Kurby Score: 59

Electricity Rate: 12.50¢/kWh

Median Rent: $836/mo

Home Value: $251,700

Median Income: $56,696

KalispellMT

Kurby Score: 62

Electricity Rate: 12.50¢/kWh

Median Rent: $443/mo

Home Value: $340,700

Property Tax: $971/yr

Median Income: $57,123

WhitefishMT

Kurby Score: 55

Electricity Rate: 12.50¢/kWh

Median Rent: $1,254/mo

Home Value: $610,000

Median Income: $69,919

LaurelMT

Kurby Score: 62

Electricity Rate: 12.50¢/kWh

Median Rent: $907/mo

Home Value: $221,700

Median Income: $62,250

Lockwood CDPLockwood CDP, MT

Kurby Score: 63

Electricity Rate: 12.50¢/kWh

Median Rent: $1,062/mo

Home Value: $234,800

Median Income: $73,625

Evergreen CDPEvergreen CDP, MT

Kurby Score: 63

Electricity Rate: 12.50¢/kWh

Median Rent: $1,160/mo

Home Value: $243,000

Median Income: $68,039

Miles CityMT

Kurby Score: 57

Electricity Rate: 12.50¢/kWh

Home Value: $173,200

Median Income: $59,578

LivingstonMT

Kurby Score: 59

Electricity Rate: 12.50¢/kWh

Median Rent: $933/mo

Home Value: $314,900

Median Income: $62,893

Helena Valley West Central CDPHelena Valley West Central CDP, MT

Kurby Score: 64

Electricity Rate: 12.50¢/kWh

Median Rent: $1,223/mo

Home Value: $329,500

Median Income: $84,846

BelgradeMT

Kurby Score: 64

Electricity Rate: 12.50¢/kWh

Median Rent: $443/mo

Home Value: $390,800

Property Tax: $971/yr

Median Income: $82,769

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Lowest Poverty Rate Neighborhoods in Montana

ranked by lowest poverty rate

Highest Home Value Neighborhoods in Montana

ranked by median home value

Most Affordable Housing Neighborhoods in Montana

ranked by lowest median home value

Safest Neighborhoods (Low Property Crime) in Montana

ranked by lowest property crime rates

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