Most Affordable Neighborhoods in Texas (2026 Rankings)

Finding affordable places to live in Texas starts with data. We ranked 25 neighborhoods by affordability index, where a score above 100 indicates housing that is more affordable than the national average.

Deep EllumDallas, TX

Kurby Score: 80

Affordability Index: 340

Home Value: $325,000

Median Income: $68,177

Median Rent: $1,740/mo

LubbockTX

Kurby Score: 70

Affordability Index: 330

Home Value: $175,000

Median Income: $48,640

Median Rent: $1,382/mo

Property Tax: $1,224/yr

IrvingTX

Kurby Score: 67

Affordability Index: 190

Home Value: $265,000

Median Income: $57,350

Median Rent: $1,151/mo

Property Tax: $2,214/yr

HoustonTX

Kurby Score: 54

Affordability Index: 159

Home Value: $230,000

Median Income: $53,600

Median Rent: $2,512/mo

Property Tax: $5,376/yr

DaytonTX

Kurby Score: 65

Affordability Index: 150

Home Value: $204,900

Median Income: $59,848

Median Rent: $877/mo

Jacinto CityTX

Kurby Score: 67

Affordability Index: 150

Home Value: $120,100

Median Income: $58,333

Median Rent: $877/mo

RichmondTX

Kurby Score: 65

Affordability Index: 150

Home Value: $193,700

Median Income: $51,832

Median Rent: $877/mo

Property Tax: $5,257/yr

Highland ParkTX

Kurby Score: 64

Affordability Index: 150

Home Value: $1,678,600

Median Income: $249,923

Median Rent: $877/mo

Lago VistaTX

Kurby Score: 64

Affordability Index: 150

Home Value: $363,200

Median Income: $108,823

Median Rent: $877/mo

Travis Ranch CDPTravis Ranch CDP, TX

Kurby Score: 67

Affordability Index: 150

Home Value: $296,700

Median Income: $73,804

Median Rent: $877/mo

ManvelTX

Kurby Score: 68

Affordability Index: 150

Home Value: $300,200

Median Income: $105,188

Median Rent: $877/mo

Property Tax: $5,257/yr

McKinneyTX

Kurby Score: 75

Affordability Index: 145

Home Value: $380,000

Median Income: $92,340

Median Rent: $1,764/mo

Property Tax: $4,612/yr

Oak LawnDallas, TX

Kurby Score: 78

Affordability Index: 144

Home Value: $380,000

Median Income: $109,884

Median Rent: $1,746/mo

Property Tax: $5,808/yr

AustinTX

Kurby Score: 67

Affordability Index: 138

Home Value: $475,000

Median Income: $75,752

Median Rent: $2,911/mo

Property Tax: $9,258/yr

Downtown AustinAustin, TX

Kurby Score: 71

Affordability Index: 138

Home Value: $550,000

Median Income: $161,576

Median Rent: $2,911/mo

Property Tax: $9,258/yr

KilleenTX

Kurby Score: 64

Affordability Index: 130

Home Value: $175,400

Median Income: $57,086

Median Rent: $950/mo

Property Tax: $5,257/yr

AmarilloTX

Kurby Score: 62

Affordability Index: 130

Home Value: $172,700

Median Income: $60,628

Median Rent: $950/mo

Property Tax: $5,257/yr

DickinsonTX

Kurby Score: 61

Affordability Index: 130

Home Value: $215,400

Median Income: $81,739

Median Rent: $950/mo

Property Tax: $5,257/yr

JacksonvilleTX

Kurby Score: 63

Affordability Index: 130

Home Value: $111,500

Median Income: $49,750

Median Rent: $950/mo

Property Tax: $5,257/yr

Red OakTX

Kurby Score: 63

Affordability Index: 130

Home Value: $284,800

Median Income: $105,309

Median Rent: $950/mo

Property Tax: $5,257/yr

Rio Grande CityTX

Kurby Score: 61

Affordability Index: 130

Home Value: $109,900

Median Income: $44,307

Median Rent: $950/mo

Property Tax: $5,257/yr

New BraunfelsTX

Kurby Score: 68

Affordability Index: 130

Home Value: $290,800

Median Income: $85,827

Median Rent: $950/mo

Property Tax: $5,257/yr

BeevilleTX

Kurby Score: 62

Affordability Index: 130

Home Value: $103,200

Median Income: $47,815

Median Rent: $950/mo

Property Tax: $5,257/yr

LumbertonTX

Kurby Score: 68

Affordability Index: 130

Home Value: $238,900

Median Income: $99,066

Median Rent: $950/mo

Property Tax: $5,257/yr

Sugar LandTX

Kurby Score: 68

Affordability Index: 130

Home Value: $387,900

Median Income: $132,247

Median Rent: $950/mo

Property Tax: $5,257/yr

More Texas Guides

Safest Neighborhoods in Texas

ranked by lowest violent crime rates

Most Walkable Neighborhoods in Texas

ranked by Walk Score

Best Neighborhoods for Families in Texas

ranked by safety, walkability, and homeownership

Best Neighborhoods for Retirees in Texas

ranked by safety and affordability

Neighborhoods with the Cleanest Air in Texas

ranked by Air Quality Index

Best Neighborhoods for Commuters in Texas

ranked by transit score

Best Neighborhoods for Biking in Texas

ranked by bike score

Quietest Neighborhoods in Texas

ranked by lowest road noise levels

Lowest Crime Neighborhoods in Texas

ranked by lowest property crime rates

Highest Homeownership Neighborhoods in Texas

ranked by homeownership rate

Most Affordable Rent Neighborhoods in Texas

ranked by lowest median rent

Highest Income Neighborhoods in Texas

ranked by median household income

Lowest Unemployment Neighborhoods in Texas

ranked by lowest unemployment rate

Best Climate-Resilient Neighborhoods in Texas

ranked by lowest climate risk score

Lowest Cost of Living Neighborhoods in Texas

ranked by lowest electricity rates

Lowest Property Tax Neighborhoods in Texas

ranked by median annual property tax

Best Neighborhoods for First-Time Buyers in Texas

ranked by affordability index

Best Neighborhoods with Public Transit in Texas

ranked by transit score

Best Neighborhoods for Young Professionals in Texas

ranked by walkability score

Greenest Neighborhoods in Texas

ranked by best air quality

Most Populated Neighborhoods in Texas

ranked by population

Lowest Poverty Rate Neighborhoods in Texas

ranked by lowest poverty rate

Highest Home Value Neighborhoods in Texas

ranked by median home value

Most Affordable Housing Neighborhoods in Texas

ranked by lowest median home value

Safest Neighborhoods (Low Property Crime) in Texas

ranked by lowest property crime rates

Want detailed data for a specific address?

Search any address in Texas for a comprehensive AI-powered neighborhood report.