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    Living in Ham Lake, MN

    A comprehensive, data-driven guide to life in Ham Lake. Housing costs, safety statistics, walkability, air quality, and neighborhood insights — all in one place.

    Population: 16,489

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    Ham Lake at a Glance

    Median Home Value

    $409,600

    Nat'l avg: $281,900

    Median Rent

    $850

    Nat'l avg: $1,163

    Violent Crime

    2.8 per 1K

    Nat'l avg: 3.7 per 1K

    Walk Score

    0/100

    Car-Dependent

    Median Income

    $112,854

    Nat'l avg: $74,580

    Air Quality

    AQI 38

    Good

    Climate Risk

    Relatively Moderate

    Score: 77.17051359804027

    Population

    16,489

    Housing & Cost of Living
    Median Home Value
    $409,600
    Median Rent
    $850
    Median Income
    $112,854
    Affordability Index
    171
    Homeownership Rate
    84.0%
    Electricity Rate
    14.6¢/kWh
    Est. Monthly Electric
    $131
    45% above nat'l avg
    27% below nat'l avg
    Safety & Crime
    Violent Crime
    2.8 per 1K
    Property Crime
    23.3 per 1K
    24% below nat'l avg
    33% above nat'l avg

    National Average: Violent crime 3.7 per 1K, Property crime 17.5 per 1K

    Walkability & Transportation
    Walk Score
    0/100
    Transit Score
    N/A
    Bike Score
    26/100
    100% below nat'l avg

    Car-Dependent

    N/A

    26

    Environment & Quality of Life
    Air Quality (AQI)
    38 — Good
    Climate Risk
    Relatively Moderate
    Noise Level
    Quiet
    Unemployment
    N/A
    Poverty Rate
    N/A
    10% below nat'l avg
    Schools
    Total Schools
    4
    Elementary
    1
    Middle
    1
    High School
    2
    Student-Teacher Ratio
    20.3:1
    Free/Reduced Lunch
    32.4%
    Title I Schools
    0%

    Student Demographics

    About Ham Lake

    Ham Lake offers a compelling blend of suburban tranquility and accessible living, appealing to families and individuals seeking a balanced lifestyle. With a population of just over 16,000, this close-knit community boasts median home values around $410,000, positioning it as an attractive option compared to the national median. The median household income of nearly $113,000 reflects a financially comfortable population, contributing to a stable and well-maintained environment. The area is known for its family-friendly atmosphere, making it an ideal place to raise children. From an investment perspective, Ham Lake presents a solid opportunity. The robust median income level suggests a healthy local economy. While specific unemployment figures aren't available, the strong income data often indicates a low rate. The housing market is stable, and the community's reputation for safety adds to its appeal. Given its balance of affordability, community spirit, and family-oriented amenities, Ham Lake is ideally suited for those seeking a welcoming and secure environment.

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