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    Living in Otsego, MN

    A comprehensive, data-driven guide to life in Otsego. Housing costs, safety statistics, walkability, air quality, and neighborhood insights — all in one place.

    Population: 20,455

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    Otsego at a Glance

    Median Home Value

    $351,100

    Nat'l avg: $281,900

    Median Rent

    $850

    Nat'l avg: $1,163

    Violent Crime

    2.8 per 1K

    Nat'l avg: 3.7 per 1K

    Walk Score

    0/100

    Car-Dependent

    Median Income

    $122,420

    Nat'l avg: $74,580

    Air Quality

    AQI 38

    Good

    Climate Risk

    Relatively Moderate

    Score: 77.17051359804027

    Population

    20,455

    Housing & Cost of Living
    Median Home Value
    $351,100
    Median Rent
    $850
    Median Income
    $122,420
    Affordability Index
    171
    Homeownership Rate
    84.0%
    Electricity Rate
    14.6¢/kWh
    Est. Monthly Electric
    $131
    25% above nat'l avg
    27% below nat'l avg
    Safety & Crime
    Violent Crime
    2.8 per 1K
    Property Crime
    23.3 per 1K
    24% below nat'l avg
    33% above nat'l avg

    National Average: Violent crime 3.7 per 1K, Property crime 17.5 per 1K

    Walkability & Transportation
    Walk Score
    0/100
    Transit Score
    N/A
    Bike Score
    26/100
    100% below nat'l avg

    Car-Dependent

    N/A

    26

    Environment & Quality of Life
    Air Quality (AQI)
    38 — Good
    Climate Risk
    Relatively Moderate
    Noise Level
    Quiet
    Unemployment
    N/A
    Poverty Rate
    N/A
    10% below nat'l avg
    Schools
    Total Schools
    4
    Elementary
    1
    Middle
    1
    High School
    2
    Student-Teacher Ratio
    20.3:1
    Free/Reduced Lunch
    32.4%
    Title I Schools
    0%

    Student Demographics

    About Otsego

    If you're seeking a blend of small-town charm with big-city convenience, then Otsego, Minnesota, is a hidden gem you should consider. This family-friendly community of just over 20,000 residents offers a lifestyle that's both relaxed and connected. Picture tree-lined streets, community events, and a strong sense of belonging, all while enjoying a cost of living that's surprisingly favorable. With a median home value holding steady around $351,100, which is right in line with the national average, Otsego provides an opportunity to own a beautiful home without breaking the bank. From an investment and practical standpoint, Otsego shines. The median household income soars to an impressive $122,420, significantly exceeding the national average, indicating a robust local economy with strong job opportunities. While specific employment data isn't available, the high income levels suggest a thriving workforce. The area's focus on families translates to excellent schools, safe neighborhoods, and a plethora of recreational activities. This makes Otsego ideal for families looking for a secure and nurturing environment, as well as savvy investors seeking a stable real estate market poised for continued growth.

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