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    Living in Santa Cruz, CA

    A comprehensive, data-driven guide to life in Santa Cruz. Housing costs, safety statistics, walkability, air quality, and neighborhood insights — all in one place.

    Population: 65,011

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    Santa Cruz at a Glance

    Median Home Value

    $950,000

    Nat'l avg: $281,900

    Median Rent

    $1,363

    Nat'l avg: $1,163

    Violent Crime

    5.0 per 1K

    Nat'l avg: 3.7 per 1K

    Walk Score

    95/100

    Walker's Paradise

    Median Income

    $66,580

    Nat'l avg: $74,580

    Air Quality

    AQI 32

    Good

    Climate Risk

    Very High

    Score: 98.1

    Population

    65,011

    Housing & Cost of Living
    Median Home Value
    $950,000
    Median Rent
    $1,363
    Median Income
    $66,580
    Affordability Index
    38
    Homeownership Rate
    37.0%
    Electricity Rate
    15.6¢/kWh
    Est. Monthly Electric
    $140
    237% above nat'l avg
    17% above nat'l avg
    Safety & Crime
    Violent Crime
    5.0 per 1K
    Property Crime
    29.6 per 1K
    35% above nat'l avg
    69% above nat'l avg

    National Average: Violent crime 3.7 per 1K, Property crime 17.5 per 1K

    Walkability & Transportation
    Walk Score
    95/100
    Transit Score
    50/100
    Bike Score
    99/100
    98% above nat'l avg
    79% above nat'l avg

    Walker's Paradise

    50

    99

    Environment & Quality of Life
    Air Quality (AQI)
    32 — Good
    Climate Risk
    Very High
    Noise Level
    Quiet
    Unemployment
    6.4%
    Poverty Rate
    N/A
    24% below nat'l avg
    73% above nat'l avg
    About Santa Cruz

    Santa Cruz is a vibrant coastal city where life unfolds at a wonderfully brisk pace, perfectly suited for those who thrive on activity. Imagine strolling to the beach or your favorite cafe with ease; a remarkable Walk Score of 95 and a Bike Score of 99 make car dependence a thing of the past. The city's charm is undeniable, and the air is crisp and clean, boasting an excellent Air Quality Index of 32. While the median home value of $950,000 may seem high compared to the national average, the lifestyle here is truly unparalleled. From an investment perspective, Santa Cruz presents a compelling case. The median household income of $66,580, combined with a relatively affordable median rent of $1,363, suggests a market that caters to a diverse range of residents. However, the homeownership rate is lower than the national average, at 37%, which reflects the high cost of entry. While the unemployment rate sits at 6.4%, higher than the national average, the city’s robust tourism and tech sectors provide a steady flow of opportunities. With a violent crime rate of 5.0 per 1,000 residents and a property crime rate of 29.6 per 1,000 residents, Santa Cruz is generally considered a safe place to live. Santa Cruz offers an exceptional quality of life, thanks to its enviable natural environment. Residents enjoy a quiet atmosphere, and the electricity rate of 15.6¢/kWh is a moderate cost. The city's commitment to sustainability and outdoor recreation is evident everywhere, from its numerous parks and beaches to its thriving cycling culture. If you're seeking a blend of laid-back living, natural beauty, and a strong sense of community, Santa Cruz is undoubtedly worth considering.

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