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    Living in St. Cloud, MN

    A comprehensive, data-driven guide to life in St. Cloud. Housing costs, safety statistics, walkability, air quality, and neighborhood insights — all in one place.

    Population: 68,910

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    St. Cloud at a Glance

    Median Home Value

    $189,600

    Nat'l avg: $281,900

    Median Rent

    $850

    Nat'l avg: $1,163

    Violent Crime

    2.8 per 1K

    Nat'l avg: 3.7 per 1K

    Walk Score

    0/100

    Car-Dependent

    Median Income

    $58,910

    Nat'l avg: $74,580

    Air Quality

    AQI 28

    Good

    Climate Risk

    Relatively Moderate

    Score: 77.17051359804027

    Population

    68,910

    Housing & Cost of Living
    Median Home Value
    $189,600
    Median Rent
    $850
    Median Income
    $58,910
    Affordability Index
    171
    Homeownership Rate
    84.0%
    Electricity Rate
    14.1¢/kWh
    Est. Monthly Electric
    $127
    33% below nat'l avg
    27% below nat'l avg
    Safety & Crime
    Violent Crime
    2.8 per 1K
    Property Crime
    23.3 per 1K
    24% below nat'l avg
    33% above nat'l avg

    National Average: Violent crime 3.7 per 1K, Property crime 17.5 per 1K

    Walkability & Transportation
    Walk Score
    0/100
    Transit Score
    N/A
    Bike Score
    26/100
    100% below nat'l avg

    Car-Dependent

    N/A

    26

    Environment & Quality of Life
    Air Quality (AQI)
    28 — Good
    Climate Risk
    Relatively Moderate
    Noise Level
    Quiet
    Unemployment
    N/A
    Poverty Rate
    N/A
    33% below nat'l avg
    Schools
    Total Schools
    4
    Elementary
    1
    Middle
    1
    High School
    2
    About St. Cloud

    Considering a move to a place where your dollar stretches further? St. Cloud, Minnesota, offers precisely that. Nestled along the scenic Mississippi River, this city of nearly 70,000 residents presents a compelling blend of affordability and Midwestern charm. Imagine owning a home for well under $200,000 – a stark contrast to the national median. With a median household income hovering around $59,000, residents enjoy a comfortable lifestyle without the crushing financial burdens of larger metropolitan areas. The city embraces a relaxed pace, with ample green spaces and a welcoming atmosphere, perfect for families, young professionals, and anyone seeking a balanced quality of life. From an investment perspective, St. Cloud is a smart bet. The housing market is stable, with prices remaining significantly below the national average. While the median income is slightly lower, the lower cost of living more than compensates, allowing residents to save more and enjoy a higher standard of living. The city boasts a relatively safe environment, making it an ideal location for families. This community is best suited for those seeking a practical, affordable lifestyle without sacrificing access to amenities, as well as investors looking for a stable market with strong potential for appreciation.

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