Living in St. Cloud, MN
A comprehensive, data-driven guide to life in St. Cloud. Housing costs, safety statistics, walkability, air quality, and neighborhood insights — all in one place.
Population: 68,910
St. Cloud at a Glance
Median Home Value
$189,600
Nat'l avg: $281,900
Median Rent
$850
Nat'l avg: $1,163
Violent Crime
2.8 per 1K
Nat'l avg: 3.7 per 1K
Walk Score
0/100
Car-Dependent
Median Income
$58,910
Nat'l avg: $74,580
Air Quality
AQI 28
Good
Climate Risk
Relatively Moderate
Score: 77.17051359804027
Population
68,910
National Average: Violent crime 3.7 per 1K, Property crime 17.5 per 1K
Car-Dependent
N/A
26
Considering a move to a place where your dollar stretches further? St. Cloud, Minnesota, offers precisely that. Nestled along the scenic Mississippi River, this city of nearly 70,000 residents presents a compelling blend of affordability and Midwestern charm. Imagine owning a home for well under $200,000 – a stark contrast to the national median. With a median household income hovering around $59,000, residents enjoy a comfortable lifestyle without the crushing financial burdens of larger metropolitan areas. The city embraces a relaxed pace, with ample green spaces and a welcoming atmosphere, perfect for families, young professionals, and anyone seeking a balanced quality of life. From an investment perspective, St. Cloud is a smart bet. The housing market is stable, with prices remaining significantly below the national average. While the median income is slightly lower, the lower cost of living more than compensates, allowing residents to save more and enjoy a higher standard of living. The city boasts a relatively safe environment, making it an ideal location for families. This community is best suited for those seeking a practical, affordable lifestyle without sacrificing access to amenities, as well as investors looking for a stable market with strong potential for appreciation.