Lake Monticello CDP
Virginia
Nestled amongst the rolling hills of Central Virginia, Lake Monticello offers a compelling blend of tranquility and convenience, making it a hidden gem for those seeking a balanced lifestyle. With a population just over 10,000, this census-designated place (CDP) provides a close-knit community feel, far removed from the hustle of city life. What truly sets Lake Monticello apart is its affordability: the median home value hovers around $272,300, significantly below the national average. This allows residents to enjoy a comfortable existence without breaking the bank, while also benefiting from a robust median household income of nearly $99,000, well above the national figure.
From an investment perspective, Lake Monticello presents a solid opportunity. The housing market is stable, with a mix of single-family homes and townhouses. While specific unemployment figures aren't readily available, the area's healthy median income suggests a strong local economy. The CDP is known for its safety and family-friendly environment, making it ideal for those with children or anyone seeking a peaceful retreat. The area caters particularly well to retirees, young professionals seeking affordability, and families wanting a slower pace of life, all while still being within easy reach of the amenities of Charlottesville and the wider region.
Lake Monticello CDP, Virginia at a Glance
Lake Monticello CDP is a neighborhood in Virginia with a population of approximately 10,834. The median home value is $272,300 and the median household income is $98,848. It has a Walk Score of 0 out of 100, indicating car dependency. The violent crime rate is 1.4 per 1,000 residents, which is 61% below the national average. Air quality is rated Good. The overall climate risk is rated as "Relatively Moderate." Median rent is $1,267 per month. Data sourced from the US Census Bureau, FBI Crime Data Explorer, EPA, Walk Score, and FEMA.
Median Home Value
$272,300
Median Income
$98,848
Population
10,834
Walk Score
0
Air Quality
AQI 40
Good
Climate Risk
Relatively Moderate
Good
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- Population
- 10,834
- Median Age
- N/A
- Median Household Income
- $98,848
33% above nat'l avg
- Bachelor's Degree+
- N/A
- Poverty Rate
- 6.5%
48% below nat'l avg
- Median Home Value
- $272,300
3% below nat'l avg
- Median Rent
- $1,267
9% above nat'l avg
- Homeownership Rate
- 80.0%
21% above nat'l avg
- Affordability Index
- 98
Near nat'l avg
- Violent Crime Rate
- 1.4 per 1K
61% below nat'l avg
- Property Crime Rate
- 5.8 per 1K
69% below nat'l avg
- AQI
- 40
5% below nat'l avg
- Category
- Good
- Overall Risk
- Relatively Moderate
- Risk Score
- 71.58
Top Hazards
- Overall
- Quiet
- Road Traffic
- N/A
- Aviation
- N/A
- Rail
- N/A
- Electricity Rate
- 13.4¢/kWh
19% below nat'l avg
- Est. Monthly Electric
- $121
12% below nat'l avg
- Unemployment Rate
- 1.6%
57% below nat'l avg
- Poverty Rate
- 6.5%
48% below nat'l avg
Weather & Climate in Lake Monticello CDP
Avg High
70°F
Avg Low
50°F
Annual Rainfall
37.3"
Avg Humidity
67%
Political Landscape
→ Politically stable
Based on Fluvanna County county-level presidential election data
Culture & Things to Do in Lake Monticello CDP
Monticello Wine Trail Festival
A celebration of local wineries with tastings and entertainment.
Charlottesville City Market
A weekly farmers market offering local produce, crafts, and food vendors.
Foxfield Races
A steeplechase horse racing event held annually.
Virginia Film Festival
An annual film festival showcasing independent and international films.