2026 Affordability Data
Most Affordable Neighborhoods in Charlottesville - 2026 Data
The median home value in Charlottesville is $350,000, 24% above nat'l avg. Median rent is $1,521/month. With an affordability index of 52, Charlottesville is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Charlottesville, VA area.
Key Takeaways: Affordability in Charlottesville
- 1The most affordable neighborhood in Charlottesville is Pulaski, with a median home value of $137,400.
- 2Charlottesville's median home value is $350,000, 24% above nat'l avg (national: $281,900).
- 3Charlottesville's affordability index is 52 (baseline 100), making it less affordable than the national average.
- 4Median rent in Charlottesville is $1,521/month, 31% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Charlottesville to find the most affordable areas based on home values, rent, and affordability index.
Charlottesville Affordability Overview
Median Home Value
$350,000
24% above nat'l avg
Median Rent
$1,521/mo
31% above nat'l avg
Median Income
$55,600
25% below nat'l avg
Affordability Index
52
48% below nat'l avg
Most Affordable Neighborhoods in Charlottesville (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | PulaskiVA | $137,400 |
| 2 | PurcellvilleVA | $570,600 |
| 3 | ChesapeakeVA | $310,000 |
| 4 | RichmondVA | $280,000 |
| 5 | NorfolkVA | $225,000 |
| 6 | WarrentonVA | $421,000 |
| 7 | MartinsvilleVA | $82,800 |
| 8 | RoanokeVA | $162,000 |
| 9 | PortsmouthVA | $213,300 |
| 10 | WilliamsburgVA | $385,600 |
| 11 | DanvilleVA | $102,000 |
| 12 | HamptonVA | $219,800 |
| 13 | PoquosonVA | $406,700 |
| 14 | LynchburgVA | $196,000 |
| 15 | AlexandriaVA | $655,700 |
Detailed Neighborhood Profiles
Home Value: $137,400
Rent: $1,063/mo
Affordability: 137
Population: 8,982
Walk Score: 0/100
Home Value: $570,600
Rent: $1,063/mo
Affordability: 137
Population: 8,928
Walk Score: 0/100
Home Value: $310,000
Rent: $1,245/mo
Affordability: 128
Population: 249,422
Walk Score: 10/100
4
Home Value: $280,000
Rent: $1,566/mo
Affordability: 120
Population: 226,610
Walk Score: 91/100
5
Home Value: $225,000
Rent: $1,625/mo
Affordability: 104
Population: 238,005
Walk Score: 79/100
6
Home Value: $421,000
Rent: $1,267/mo
Affordability: 98
Population: 10,111
Walk Score: 0/100
7
Home Value: $82,800
Rent: $1,267/mo
Affordability: 98
Population: 13,539
Walk Score: 0/100
8
Home Value: $162,000
Rent: $1,267/mo
Affordability: 98
Population: 99,213
Walk Score: 0/100
9
Home Value: $213,300
Rent: $1,267/mo
Affordability: 98
Population: 97,384
Walk Score: 0/100
10
Home Value: $385,600
Rent: $1,267/mo
Affordability: 98
Population: 15,486
Walk Score: 0/100
11
Home Value: $102,000
Rent: $1,267/mo
Affordability: 98
Population: 42,507
Walk Score: 0/100
12
Home Value: $219,800
Rent: $1,267/mo
Affordability: 98
Population: 137,217
Walk Score: 0/100
13
Home Value: $406,700
Rent: $1,267/mo
Affordability: 98
Population: 12,479
Walk Score: 0/100
14
Home Value: $196,000
Rent: $1,267/mo
Affordability: 98
Population: 79,166
Walk Score: 0/100
15
Home Value: $655,700
Rent: $1,267/mo
Affordability: 98
Population: 157,594
Walk Score: 0/100
Frequently Asked Questions About Affordability in Charlottesville
What is the most affordable neighborhood in Charlottesville, VA?▾
Based on 2026 data, Pulaski is the most affordable neighborhood in Charlottesville with a median home value of $137,400. Kurby analyzed 15 neighborhoods in the Charlottesville area to compile these rankings.
What is the median home price in Charlottesville, VA?▾
The median home price in Charlottesville is $350,000, which is 24% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Charlottesville affordable compared to the national average?▾
Charlottesville has an affordability index of 52, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Charlottesville, VA?▾
The median monthly rent in Charlottesville is $1,521. This is 31% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Charlottesville?▾
The median household income in Charlottesville is $55,600 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Charlottesville are below the national average home price?▾
9 out of 15 ranked neighborhoods in Charlottesville have a median home value below the national average of $281,900. The most affordable is Pulaski at $137,400 (Source: Kurby, 2026).