2026 Affordability Data
Most Affordable Neighborhoods in Cumberland - 2026 Data
The median home value in Cumberland is $119,500, 58% below nat'l avg. Median rent is $2,187/month. We ranked 15 neighborhoods by affordability to help you find the best value in the Cumberland, MD area.
Key Takeaways: Affordability in Cumberland
- 1The most affordable neighborhood in Cumberland is Baltimore, with a median home value of $175,000.
- 2Cumberland's median home value is $119,500, 58% below nat'l avg (national: $281,900).
- 3Median rent in Cumberland is $2,187/month, 88% above nat'l avg (national: $1,163/month).
- 4We analyzed 15 neighborhoods in Cumberland to find the most affordable areas based on home values, rent, and affordability index.
Cumberland Affordability Overview
Median Home Value
$119,500
58% below nat'l avg
Median Rent
$2,187/mo
88% above nat'l avg
Median Income
$45,915
38% below nat'l avg
Affordability Index
N/A
Most Affordable Neighborhoods in Cumberland (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | BaltimoreMD | $175,000 |
| 2 | Chevy ChaseMD | $1,616,900 |
| 3 | Forest HeightsMD | $311,000 |
| 4 | Capitol HeightsMD | $288,400 |
| 5 | North BeachMD | $314,800 |
| 6 | Indian HeadMD | $261,200 |
| 7 | SykesvilleMD | $390,100 |
| 8 | New CarrolltonMD | $350,600 |
| 9 | BoonsboroMD | $341,900 |
| 10 | GaithersburgMD | $472,800 |
| 11 | RockvilleMD | $623,800 |
| 12 | Berwyn HeightsMD | $375,400 |
| 13 | BerlinMD | $295,000 |
| 14 | HagerstownMD | $192,500 |
| 15 | Havre de GraceMD | $342,200 |
Detailed Neighborhood Profiles
Home Value: $175,000
Rent: $1,665/mo
Affordability: 94
Population: 585,708
Walk Score: 98/100
Home Value: $1,616,900
Rent: $3,501/mo
Population: 2,879
Home Value: $311,000
Rent: $2,161/mo
Population: 2,641
4
Home Value: $288,400
Rent: $1,537/mo
Population: 4,033
5
Home Value: $314,800
Rent: $1,860/mo
Population: 2,646
6
Home Value: $261,200
Rent: $1,109/mo
Population: 3,931
7
Home Value: $390,100
Rent: $1,689/mo
Population: 4,305
8
Home Value: $350,600
Rent: $2,187/mo
Population: 13,580
Walk Score: 0/100
9
Home Value: $341,900
Rent: $1,174/mo
Population: 3,785
10
Home Value: $472,800
Rent: $2,187/mo
Population: 69,016
Walk Score: 0/100
11
Home Value: $623,800
Rent: $2,187/mo
Population: 67,142
Walk Score: 0/100
12
Home Value: $375,400
Rent: $2,283/mo
Population: 3,312
13
Home Value: $295,000
Rent: $1,031/mo
Population: 5,056
14
Home Value: $192,500
Rent: $2,187/mo
Population: 43,374
Walk Score: 0/100
15
Home Value: $342,200
Rent: $2,187/mo
Population: 14,743
Walk Score: 0/100
Frequently Asked Questions About Affordability in Cumberland
What is the most affordable neighborhood in Cumberland, MD?▾
Based on 2026 data, Baltimore is the most affordable neighborhood in Cumberland with a median home value of $175,000. Kurby analyzed 15 neighborhoods in the Cumberland area to compile these rankings.
What is the median home price in Cumberland, MD?▾
The median home price in Cumberland is $119,500, which is 58% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
What is the average rent in Cumberland, MD?▾
The median monthly rent in Cumberland is $2,187. This is 88% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Cumberland?▾
The median household income in Cumberland is $45,915 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Cumberland are below the national average home price?▾
3 out of 15 ranked neighborhoods in Cumberland have a median home value below the national average of $281,900. The most affordable is Baltimore at $175,000 (Source: Kurby, 2026).