2026 Affordability Data
Most Affordable Neighborhoods in Louisville/Jefferson County metro government (balance) - 2026 Data
The median home value in Louisville/Jefferson County metro government (balance) is $204,800, 27% below nat'l avg. Median rent is $817/month. With an affordability index of 146, Louisville/Jefferson County metro government (balance) is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Louisville/Jefferson County metro government (balance), KY area.
Key Takeaways: Affordability in Louisville/Jefferson County metro government (balance)
- 1The most affordable neighborhood in Louisville/Jefferson County metro government (balance) is Henderson, with a median home value of $144,200.
- 2Louisville/Jefferson County metro government (balance)'s median home value is $204,800, 27% below nat'l avg (national: $281,900).
- 3Louisville/Jefferson County metro government (balance)'s affordability index is 146 (baseline 100), making it more affordable than the national average.
- 4Median rent in Louisville/Jefferson County metro government (balance) is $817/month, 30% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Louisville/Jefferson County metro government (balance) to find the most affordable areas based on home values, rent, and affordability index.
Louisville/Jefferson County metro government (balance) Affordability Overview
Median Home Value
$204,800
27% below nat'l avg
Median Rent
$817/mo
30% below nat'l avg
Median Income
$63,114
15% below nat'l avg
Affordability Index
146
46% above nat'l avg
Most Affordable Neighborhoods in Louisville/Jefferson County metro government (balance) (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | HendersonKY | $144,200 |
| 2 | ElizabethtownKY | $207,800 |
| 3 | HopkinsvilleKY | $130,500 |
| 4 | FranklinKY | $166,600 |
| 5 | MaysvilleKY | $146,500 |
| 6 | FrankfortKY | $157,300 |
| 7 | ShivelyKY | $133,400 |
| 8 | SomersetKY | $131,900 |
| 9 | St. MatthewsKY | $307,400 |
| 10 | AlexandriaKY | $242,700 |
| 11 | HarrodsburgKY | $154,800 |
| 12 | OwensboroKY | $151,800 |
| 13 | ParisKY | $158,700 |
| 14 | JeffersontownKY | $225,500 |
| 15 | IndependenceKY | $225,500 |
Detailed Neighborhood Profiles
Home Value: $144,200
Rent: $817/mo
Affordability: 146
Population: 28,166
Walk Score: 0/100
Home Value: $207,800
Rent: $817/mo
Affordability: 146
Population: 31,425
Walk Score: 0/100
Home Value: $130,500
Rent: $817/mo
Affordability: 146
Population: 31,042
Walk Score: 0/100
4
Home Value: $166,600
Rent: $817/mo
Affordability: 146
Population: 10,141
Walk Score: 0/100
5
Home Value: $146,500
Rent: $817/mo
Affordability: 146
Population: 8,831
Walk Score: 0/100
6
Home Value: $157,300
Rent: $817/mo
Affordability: 146
Population: 28,460
Walk Score: 0/100
7
Home Value: $133,400
Rent: $817/mo
Affordability: 146
Population: 15,595
Walk Score: 0/100
8
Home Value: $131,900
Rent: $817/mo
Affordability: 146
Population: 11,998
Walk Score: 0/100
9
Home Value: $307,400
Rent: $817/mo
Affordability: 146
Population: 17,511
Walk Score: 0/100
10
Home Value: $242,700
Rent: $817/mo
Affordability: 146
Population: 10,322
Walk Score: 0/100
11
Home Value: $154,800
Rent: $817/mo
Affordability: 146
Population: 9,057
Walk Score: 0/100
12
Home Value: $151,800
Rent: $817/mo
Affordability: 146
Population: 60,019
Walk Score: 0/100
13
Home Value: $158,700
Rent: $817/mo
Affordability: 146
Population: 10,143
Walk Score: 0/100
14
Home Value: $225,500
Rent: $817/mo
Affordability: 146
Population: 28,796
Walk Score: 0/100
15
Home Value: $225,500
Rent: $817/mo
Affordability: 146
Population: 28,722
Walk Score: 0/100
Frequently Asked Questions About Affordability in Louisville/Jefferson County metro government (balance)
What is the most affordable neighborhood in Louisville/Jefferson County metro government (balance), KY?▾
Based on 2026 data, Henderson is the most affordable neighborhood in Louisville/Jefferson County metro government (balance) with a median home value of $144,200. Kurby analyzed 15 neighborhoods in the Louisville/Jefferson County metro government (balance) area to compile these rankings.
What is the median home price in Louisville/Jefferson County metro government (balance), KY?▾
The median home price in Louisville/Jefferson County metro government (balance) is $204,800, which is 27% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Louisville/Jefferson County metro government (balance) affordable compared to the national average?▾
Louisville/Jefferson County metro government (balance) has an affordability index of 146, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Louisville/Jefferson County metro government (balance), KY?▾
The median monthly rent in Louisville/Jefferson County metro government (balance) is $817. This is 30% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Louisville/Jefferson County metro government (balance)?▾
The median household income in Louisville/Jefferson County metro government (balance) is $63,114 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Louisville/Jefferson County metro government (balance) are below the national average home price?▾
14 out of 15 ranked neighborhoods in Louisville/Jefferson County metro government (balance) have a median home value below the national average of $281,900. The most affordable is Henderson at $144,200 (Source: Kurby, 2026).