Most Affordable Neighborhoods in Kentucky (2026 Rankings)

Finding affordable places to live in Kentucky starts with data. We ranked 25 neighborhoods by affordability index, where a score above 100 indicates housing that is more affordable than the national average.

DanvilleKY

Kurby Score: 62

Affordability Index: 146

Home Value: $181,500

Median Income: $48,038

Median Rent: $817/mo

Property Tax: $1,632/yr

ShivelyKY

Kurby Score: 62

Affordability Index: 146

Home Value: $133,400

Median Income: $45,953

Median Rent: $817/mo

Property Tax: $1,632/yr

St. MatthewsKY

Kurby Score: 64

Affordability Index: 146

Home Value: $307,400

Median Income: $78,928

Median Rent: $817/mo

Property Tax: $1,632/yr

Fort Campbell North CDPFort Campbell North CDP, KY

Kurby Score: 66

Affordability Index: 146

Home Value: $209,800

Median Income: $52,677

Median Rent: $817/mo

Property Tax: $1,632/yr

ParisKY

Kurby Score: 68

Affordability Index: 146

Home Value: $158,700

Median Income: $46,752

Median Rent: $817/mo

Property Tax: $1,590/yr

Oakbrook CDPOakbrook CDP, KY

Kurby Score: 73

Affordability Index: 146

Home Value: $238,100

Median Income: $91,282

Median Rent: $817/mo

Francisville CDPFrancisville CDP, KY

Kurby Score: 73

Affordability Index: 146

Home Value: $360,800

Median Income: $145,304

Median Rent: $817/mo

OwensboroKY

Kurby Score: 63

Affordability Index: 146

Home Value: $151,800

Median Income: $51,982

Median Rent: $817/mo

Property Tax: $1,632/yr

Louisville/Jefferson County metro government (balance)KY

Kurby Score: 64

Affordability Index: 146

Home Value: $204,800

Median Income: $63,114

Median Rent: $817/mo

Property Tax: $1,632/yr

SomersetKY

Kurby Score: 64

Affordability Index: 146

Home Value: $131,900

Median Income: $33,245

Median Rent: $817/mo

Property Tax: $1,632/yr

AlexandriaKY

Kurby Score: 72

Affordability Index: 146

Home Value: $242,700

Median Income: $100,938

Median Rent: $817/mo

Property Tax: $1,632/yr

FranklinKY

Kurby Score: 69

Affordability Index: 146

Home Value: $166,600

Median Income: $54,784

Median Rent: $817/mo

Property Tax: $1,590/yr

HopkinsvilleKY

Kurby Score: 67

Affordability Index: 146

Home Value: $130,500

Median Income: $43,577

Median Rent: $817/mo

Property Tax: $1,632/yr

HarrodsburgKY

Kurby Score: 70

Affordability Index: 146

Home Value: $154,800

Median Income: $49,293

Median Rent: $817/mo

MaysvilleKY

Kurby Score: 67

Affordability Index: 146

Home Value: $146,500

Median Income: $41,171

Median Rent: $817/mo

JeffersontownKY

Kurby Score: 71

Affordability Index: 146

Home Value: $225,500

Median Income: $78,929

Median Rent: $817/mo

Property Tax: $1,632/yr

FrankfortKY

Kurby Score: 62

Affordability Index: 146

Home Value: $157,300

Median Income: $53,905

Median Rent: $817/mo

Property Tax: $1,632/yr

HendersonKY

Kurby Score: 69

Affordability Index: 146

Home Value: $144,200

Median Income: $46,276

Median Rent: $817/mo

Property Tax: $1,632/yr

ElizabethtownKY

Kurby Score: 69

Affordability Index: 146

Home Value: $207,800

Median Income: $54,493

Median Rent: $817/mo

Property Tax: $1,632/yr

IndependenceKY

Kurby Score: 71

Affordability Index: 146

Home Value: $225,500

Median Income: $92,355

Median Rent: $817/mo

Property Tax: $1,632/yr

RadcliffKY

Kurby Score: 61

Affordability Index: 146

Home Value: $151,900

Median Income: $54,558

Median Rent: $817/mo

Property Tax: $1,632/yr

WinchesterKY

Kurby Score: 63

Affordability Index: 146

Home Value: $160,300

Median Income: $50,982

Median Rent: $817/mo

Property Tax: $1,632/yr

Burlington CDPBurlington CDP, KY

Kurby Score: 65

Affordability Index: 146

Home Value: $216,200

Median Income: $96,683

Median Rent: $817/mo

Property Tax: $1,632/yr

ShelbyvilleKY

Kurby Score: 64

Affordability Index: 146

Home Value: $223,900

Median Income: $74,433

Median Rent: $817/mo

Property Tax: $1,632/yr

MiddletownKY

Kurby Score: 70

Affordability Index: 146

Home Value: $286,100

Median Income: $81,881

Median Rent: $817/mo

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Most Affordable Rent Neighborhoods in Kentucky

ranked by lowest median rent

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ranked by median household income

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ranked by lowest unemployment rate

Best Climate-Resilient Neighborhoods in Kentucky

ranked by lowest climate risk score

Lowest Cost of Living Neighborhoods in Kentucky

ranked by lowest electricity rates

Lowest Property Tax Neighborhoods in Kentucky

ranked by median annual property tax

Best Neighborhoods for First-Time Buyers in Kentucky

ranked by affordability index

Best Neighborhoods with Public Transit in Kentucky

ranked by transit score

Best Neighborhoods for Young Professionals in Kentucky

ranked by walkability score

Greenest Neighborhoods in Kentucky

ranked by best air quality

Most Populated Neighborhoods in Kentucky

ranked by population

Lowest Poverty Rate Neighborhoods in Kentucky

ranked by lowest poverty rate

Highest Home Value Neighborhoods in Kentucky

ranked by median home value

Most Affordable Housing Neighborhoods in Kentucky

ranked by lowest median home value

Safest Neighborhoods (Low Property Crime) in Kentucky

ranked by lowest property crime rates

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