New: Get Kurby insights right inside Zillow, Trulia, and Redfin

    Add to Chrome
    logo

    Best Neighborhoods for First-Time Buyers in New Jersey (2026 Rankings)

    Buying your first home is a big step. We ranked 25 neighborhoods in New Jersey by affordability index to help first-time buyers find areas where homeownership is within reach. Scores above 100 mean housing is more affordable than average.

    Williamstown CDPWilliamstown CDP, NJ
    Kurby Score: 65
    Affordability Index: 110
    Home Value: $239,900
    Median Income: $89,567
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    Hopatcong boroughNJ
    Kurby Score: 66
    Affordability Index: 110
    Home Value: $284,600
    Median Income: $107,670
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    Edgewater boroughNJ
    Kurby Score: 63
    Affordability Index: 110
    Home Value: $750,200
    Median Income: $136,806
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    4
    Moorestown-Lenola CDPMoorestown-Lenola CDP, NJ
    Kurby Score: 65
    Affordability Index: 110
    Home Value: $491,100
    Median Income: $136,574
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    5
    Echelon CDPEchelon CDP, NJ
    Kurby Score: 63
    Affordability Index: 110
    Home Value: $272,300
    Median Income: $75,874
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    6
    New Providence boroughNJ
    Kurby Score: 66
    Affordability Index: 110
    Home Value: $700,700
    Median Income: $167,188
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    7
    CliftonNJ
    Kurby Score: 64
    Affordability Index: 110
    Home Value: $428,000
    Median Income: $94,179
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    8
    Florham Park boroughNJ
    Kurby Score: 65
    Affordability Index: 110
    Home Value: $705,200
    Median Income: $141,620
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    9
    PassaicNJ
    Kurby Score: 58
    Affordability Index: 110
    Home Value: $379,800
    Median Income: $57,832
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    10
    East OrangeNJ
    Kurby Score: 64
    Affordability Index: 110
    Home Value: $282,900
    Median Income: $58,659
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    11
    Lakewood CDPLakewood CDP, NJ
    Kurby Score: 58
    Affordability Index: 110
    Home Value: $604,600
    Median Income: $54,826
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    12
    Union CityNJ
    Kurby Score: 61
    Affordability Index: 110
    Home Value: $448,000
    Median Income: $59,967
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    13
    Fords CDPFords CDP, NJ
    Kurby Score: 66
    Affordability Index: 110
    Home Value: $382,900
    Median Income: $110,643
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    14
    Robertsville CDPRobertsville CDP, NJ
    Kurby Score: 66
    Affordability Index: 110
    Home Value: $613,000
    Median Income: $188,068
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    15
    Freehold boroughNJ
    Kurby Score: 61
    Affordability Index: 110
    Home Value: $361,700
    Median Income: $71,205
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    16
    Haddonfield boroughNJ
    Kurby Score: 66
    Affordability Index: 110
    Home Value: $623,900
    Median Income: $178,362
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    17
    Martinsville CDPMartinsville CDP, NJ
    Kurby Score: 67
    Affordability Index: 110
    Home Value: $662,700
    Median Income: $194,485
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    18
    PlainfieldNJ
    Kurby Score: 64
    Affordability Index: 110
    Home Value: $351,500
    Median Income: $70,712
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    19
    West New YorkNJ
    Kurby Score: 60
    Affordability Index: 110
    Home Value: $407,000
    Median Income: $70,141
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    20
    GuttenbergNJ
    Kurby Score: 61
    Affordability Index: 110
    Home Value: $364,500
    Median Income: $76,187
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    21
    Lake Hopatcong CDPLake Hopatcong CDP, NJ
    Kurby Score: 67
    Affordability Index: 110
    Home Value: $370,800
    Median Income: $116,317
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    22
    Ringwood boroughNJ
    Kurby Score: 66
    Affordability Index: 110
    Home Value: $417,500
    Median Income: $141,800
    Property Tax: $10,001/yr
    Homeownership: 90.0%
    23
    East Rutherford boroughNJ
    Kurby Score: 64
    Affordability Index: 110
    Home Value: $446,900
    Median Income: $92,536
    Homeownership: 90.0%
    24
    WoodburyNJ
    Kurby Score: 64
    Affordability Index: 110
    Home Value: $191,200
    Median Income: $75,425
    Homeownership: 90.0%
    25
    Metuchen boroughNJ
    Kurby Score: 68
    Affordability Index: 110
    Home Value: $537,000
    Median Income: $154,339
    Property Tax: $10,001/yr
    Homeownership: 90.0%

    More New Jersey Guides

    Safest Neighborhoods in New Jersey

    ranked by lowest violent crime rates

    Most Walkable Neighborhoods in New Jersey

    ranked by Walk Score

    Most Affordable Neighborhoods in New Jersey

    ranked by affordability index

    Best Neighborhoods for Families in New Jersey

    ranked by safety, walkability, and homeownership

    Best Neighborhoods for Retirees in New Jersey

    ranked by safety and affordability

    Neighborhoods with the Cleanest Air in New Jersey

    ranked by Air Quality Index

    Best Neighborhoods for Commuters in New Jersey

    ranked by transit score

    Best Neighborhoods for Biking in New Jersey

    ranked by bike score

    Quietest Neighborhoods in New Jersey

    ranked by lowest road noise levels

    Lowest Crime Neighborhoods in New Jersey

    ranked by lowest property crime rates

    Highest Homeownership Neighborhoods in New Jersey

    ranked by homeownership rate

    Most Affordable Rent Neighborhoods in New Jersey

    ranked by lowest median rent

    Highest Income Neighborhoods in New Jersey

    ranked by median household income

    Lowest Unemployment Neighborhoods in New Jersey

    ranked by lowest unemployment rate

    Best Climate-Resilient Neighborhoods in New Jersey

    ranked by lowest climate risk score

    Lowest Cost of Living Neighborhoods in New Jersey

    ranked by lowest electricity rates

    Lowest Property Tax Neighborhoods in New Jersey

    ranked by median annual property tax

    Best Neighborhoods with Public Transit in New Jersey

    ranked by transit score

    Best Neighborhoods for Young Professionals in New Jersey

    ranked by walkability score

    Greenest Neighborhoods in New Jersey

    ranked by best air quality

    Most Populated Neighborhoods in New Jersey

    ranked by population

    Lowest Poverty Rate Neighborhoods in New Jersey

    ranked by lowest poverty rate

    Highest Home Value Neighborhoods in New Jersey

    ranked by median home value

    Most Affordable Housing Neighborhoods in New Jersey

    ranked by lowest median home value

    Safest Neighborhoods (Low Property Crime) in New Jersey

    ranked by lowest property crime rates

    Want detailed data for a specific address?

    Search any address in New Jersey for a comprehensive AI-powered neighborhood report.