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    Lowest Cost of Living Neighborhoods in New Jersey (2026 Rankings)

    Utility costs are a key part of your monthly budget. We ranked 25 neighborhoods in New Jersey by electricity rate as a proxy for overall cost of living. Lower rates mean more money in your pocket.

    Franklin Park CDPFranklin Park CDP, NJ
    Kurby Score: 71
    Electricity Rate: 14.88¢/kWh
    Home Value: $309,500
    Population: 13,425
    Walk Score: 25/100
    AQI: 42
    Ashland CDPAshland CDP, NJ
    Kurby Score: 71
    Electricity Rate: 14.88¢/kWh
    Home Value: $282,100
    Population: 9,383
    Walk Score: 25/100
    AQI: 42
    Middlesex boroughNJ
    Kurby Score: 70
    Electricity Rate: 14.88¢/kWh
    Home Value: $390,200
    Population: 14,525
    Walk Score: 25/100
    AQI: 42
    4
    PleasantvilleNJ
    Kurby Score: 71
    Electricity Rate: 14.88¢/kWh
    Home Value: $155,800
    Population: 20,562
    Walk Score: 25/100
    AQI: 42
    5
    Hillsdale boroughNJ
    Kurby Score: 70
    Electricity Rate: 14.88¢/kWh
    Home Value: $636,600
    Population: 10,125
    Walk Score: 25/100
    AQI: 42
    6
    WoodburyNJ
    Kurby Score: 71
    Electricity Rate: 14.88¢/kWh
    Home Value: $191,200
    Population: 9,981
    Walk Score: 25/100
    AQI: 42
    7
    Blackwells Mills CDPBlackwells Mills CDP, NJ
    Kurby Score: 71
    Electricity Rate: 14.88¢/kWh
    Home Value: $696,100
    Population: 10,047
    Walk Score: 25/100
    AQI: 42
    8
    Toms River CDPToms River CDP, NJ
    Kurby Score: 70
    Electricity Rate: 14.88¢/kWh
    Home Value: $356,100
    Population: 92,827
    Walk Score: 25/100
    AQI: 32
    9
    Hawthorne boroughNJ
    Kurby Score: 69
    Electricity Rate: 14.88¢/kWh
    Home Value: $481,500
    Population: 19,456
    Walk Score: 25/100
    AQI: 42
    10
    PlainfieldNJ
    Kurby Score: 68
    Electricity Rate: 14.88¢/kWh
    Home Value: $351,500
    Population: 54,358
    Walk Score: 25/100
    AQI: 42
    11
    LindenNJ
    Kurby Score: 69
    Electricity Rate: 14.88¢/kWh
    Home Value: $357,000
    Population: 43,478
    Walk Score: 25/100
    AQI: 42
    12
    KearnyNJ
    Kurby Score: 68
    Electricity Rate: 14.88¢/kWh
    Home Value: $404,000
    Population: 41,157
    Walk Score: 25/100
    AQI: 42
    13
    Flanders CDPFlanders CDP, NJ
    Kurby Score: 70
    Electricity Rate: 14.88¢/kWh
    Home Value: $475,300
    Population: 9,164
    Walk Score: 25/100
    AQI: 42
    14
    Lake Hiawatha CDPLake Hiawatha CDP, NJ
    Kurby Score: 69
    Electricity Rate: 14.88¢/kWh
    Home Value: $390,400
    Population: 10,064
    Walk Score: 25/100
    AQI: 42
    15
    PassaicNJ
    Kurby Score: 67
    Electricity Rate: 14.88¢/kWh
    Home Value: $379,800
    Population: 70,048
    Walk Score: 25/100
    AQI: 32
    16
    Lakewood CDPLakewood CDP, NJ
    Kurby Score: 63
    Electricity Rate: 14.88¢/kWh
    Home Value: $604,600
    Population: 68,555
    Walk Score: 25/100
    AQI: 32
    17
    PatersonNJ
    Kurby Score: 68
    Electricity Rate: 14.88¢/kWh
    Home Value: $314,100
    Population: 157,864
    Walk Score: 25/100
    AQI: 32
    18
    CliftonNJ
    Kurby Score: 69
    Electricity Rate: 14.88¢/kWh
    Home Value: $428,000
    Population: 89,451
    Walk Score: 25/100
    AQI: 32
    19
    West Freehold CDPWest Freehold CDP, NJ
    Kurby Score: 70
    Electricity Rate: 14.88¢/kWh
    Home Value: $475,900
    Population: 14,448
    Walk Score: 25/100
    AQI: 42
    20
    VinelandNJ
    Kurby Score: 71
    Electricity Rate: 14.88¢/kWh
    Home Value: $205,500
    Population: 60,796
    Walk Score: 25/100
    AQI: 32
    21
    Leonia boroughNJ
    Kurby Score: 68
    Electricity Rate: 14.88¢/kWh
    Home Value: $619,700
    Population: 9,273
    Walk Score: 25/100
    AQI: 42
    22
    CamdenNJ
    Kurby Score: 71
    Electricity Rate: 14.88¢/kWh
    Home Value: $95,700
    Population: 71,799
    Walk Score: 25/100
    AQI: 32
    23
    TrentonNJ
    Kurby Score: 71
    Electricity Rate: 14.88¢/kWh
    Home Value: $111,200
    Population: 90,055
    Walk Score: 25/100
    AQI: 32
    24
    Atlantic CityNJ
    Kurby Score: 68
    Electricity Rate: 14.88¢/kWh
    Home Value: $174,200
    Population: 38,487
    Walk Score: 25/100
    AQI: 42
    25
    ClintonNJ
    Kurby Score: 63
    Electricity Rate: 14.88¢/kWh
    Home Value: $413,400
    Population: 2,775
    Walk Score: 25/100
    AQI: 42

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