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    Neighborhoods/New York

    Best Neighborhoods for First-Time Buyers in New York (2026 Rankings)

    Buying your first home is a big step. We ranked 25 neighborhoods in New York by affordability index to help first-time buyers find areas where homeownership is within reach. Scores above 100 mean housing is more affordable than average.

    Woodbury villageNY
    Kurby Score: 64
    Affordability Index: 119
    Home Value: $400,400
    Median Income: $141,632
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    Elwood CDPElwood CDP, NY
    Kurby Score: 63
    Affordability Index: 119
    Home Value: $638,800
    Median Income: $161,406
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    YonkersNY
    Kurby Score: 63
    Affordability Index: 119
    Home Value: $456,500
    Median Income: $78,208
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    4
    Greece CDPGreece CDP, NY
    Kurby Score: 62
    Affordability Index: 119
    Home Value: $147,600
    Median Income: $66,708
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    5
    Depew villageNY
    Kurby Score: 66
    Affordability Index: 119
    Home Value: $159,700
    Median Income: $68,856
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    6
    Salisbury CDPSalisbury CDP, NY
    Kurby Score: 62
    Affordability Index: 119
    Home Value: $619,200
    Median Income: $147,056
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    7
    SchenectadyNY
    Kurby Score: 62
    Affordability Index: 119
    Home Value: $140,000
    Median Income: $54,650
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    8
    GenevaNY
    Kurby Score: 61
    Affordability Index: 119
    Home Value: $123,100
    Median Income: $63,602
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    9
    Brentwood CDPBrentwood CDP, NY
    Kurby Score: 66
    Affordability Index: 119
    Home Value: $416,000
    Median Income: $111,572
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    10
    OneontaNY
    Kurby Score: 60
    Affordability Index: 119
    Home Value: $170,900
    Median Income: $62,188
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    11
    Jefferson Valley-Yorktown CDPJefferson Valley-Yorktown CDP, NY
    Kurby Score: 61
    Affordability Index: 119
    Home Value: $531,600
    Median Income: $146,250
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    12
    Hempstead villageNY
    Kurby Score: 61
    Affordability Index: 119
    Home Value: $421,300
    Median Income: $80,350
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    13
    Tonawanda Town CDPTonawanda Town CDP, NY
    Kurby Score: 66
    Affordability Index: 119
    Home Value: $182,200
    Median Income: $74,313
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    14
    Miller Place CDPMiller Place CDP, NY
    Kurby Score: 61
    Affordability Index: 119
    Home Value: $546,200
    Median Income: $136,203
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    15
    Endwell CDPEndwell CDP, NY
    Kurby Score: 62
    Affordability Index: 119
    Home Value: $158,200
    Median Income: $67,556
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    16
    TroyNY
    Kurby Score: 61
    Affordability Index: 119
    Home Value: $177,100
    Median Income: $54,837
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    17
    Irondequoit CDPIrondequoit CDP, NY
    Kurby Score: 66
    Affordability Index: 119
    Home Value: $155,200
    Median Income: $74,031
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    18
    Orange Lake CDPOrange Lake CDP, NY
    Kurby Score: 63
    Affordability Index: 119
    Home Value: $315,800
    Median Income: $104,313
    Homeownership: 83.0%
    19
    BinghamtonNY
    Kurby Score: 60
    Affordability Index: 119
    Home Value: $117,400
    Median Income: $42,031
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    20
    West Seneca CDPWest Seneca CDP, NY
    Kurby Score: 66
    Affordability Index: 119
    Home Value: $197,500
    Median Income: $75,435
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    21
    Stony Brook CDPStony Brook CDP, NY
    Kurby Score: 62
    Affordability Index: 119
    Home Value: $576,800
    Median Income: $145,487
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    22
    Freeport villageNY
    Kurby Score: 65
    Affordability Index: 119
    Home Value: $444,300
    Median Income: $109,390
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    23
    Coram CDPCoram CDP, NY
    Kurby Score: 65
    Affordability Index: 119
    Home Value: $380,300
    Median Income: $95,940
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    24
    White PlainsNY
    Kurby Score: 63
    Affordability Index: 119
    Home Value: $612,800
    Median Income: $109,551
    Property Tax: $3,745/yr
    Homeownership: 83.0%
    25
    Lake Grove villageNY
    Kurby Score: 61
    Affordability Index: 119
    Home Value: $497,500
    Median Income: $114,381
    Property Tax: $3,745/yr
    Homeownership: 83.0%

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