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    Neighborhoods/New York

    Lowest Cost of Living Neighborhoods in New York (2026 Rankings)

    Utility costs are a key part of your monthly budget. We ranked 25 neighborhoods in New York by electricity rate as a proxy for overall cost of living. Lower rates mean more money in your pocket.

    RochesterNY
    Kurby Score: 72
    Electricity Rate: 10.73¢/kWh
    Home Value: $110,000
    Population: 211,328
    Walk Score: 87/100
    AQI: 40
    Munsey Park villageNY
    Kurby Score: 51
    Electricity Rate: 11.20¢/kWh
    Home Value: $1,866,600
    Population: 2,792
    Walk Score: 0/100
    AQI: 40
    AlbanyNY
    Kurby Score: 69
    Electricity Rate: 11.20¢/kWh
    Home Value: $213,400
    Population: 99,692
    Walk Score: 0/100
    AQI: 40
    4
    YonkersNY
    Kurby Score: 68
    Electricity Rate: 11.20¢/kWh
    Home Value: $456,500
    Population: 209,780
    Walk Score: 0/100
    AQI: 40
    5
    Fredonia villageNY
    Kurby Score: 70
    Electricity Rate: 11.20¢/kWh
    Home Value: $161,200
    Population: 9,710
    Walk Score: 0/100
    AQI: 40
    6
    Sayville CDPSayville CDP, NY
    Kurby Score: 69
    Electricity Rate: 11.20¢/kWh
    Home Value: $550,900
    Population: 16,145
    Walk Score: 0/100
    AQI: 40
    7
    Springs CDPSprings CDP, NY
    Kurby Score: 67
    Electricity Rate: 11.20¢/kWh
    Home Value: $836,400
    Population: 9,162
    Walk Score: 0/100
    AQI: 40
    8
    Hempstead villageNY
    Kurby Score: 68
    Electricity Rate: 11.20¢/kWh
    Home Value: $421,300
    Population: 58,557
    Walk Score: 0/100
    AQI: 40
    9
    SchenectadyNY
    Kurby Score: 70
    Electricity Rate: 11.20¢/kWh
    Home Value: $140,000
    Population: 68,476
    Walk Score: 0/100
    AQI: 40
    10
    Mamaroneck villageNY
    Kurby Score: 67
    Electricity Rate: 11.20¢/kWh
    Home Value: $718,900
    Population: 19,930
    Walk Score: 0/100
    AQI: 40
    11
    North Gates CDPNorth Gates CDP, NY
    Kurby Score: 70
    Electricity Rate: 11.20¢/kWh
    Home Value: $140,000
    Population: 10,138
    Walk Score: 0/100
    AQI: 40
    12
    Fort Salonga CDPFort Salonga CDP, NY
    Kurby Score: 69
    Electricity Rate: 11.20¢/kWh
    Home Value: $766,700
    Population: 9,836
    Walk Score: 0/100
    AQI: 40
    13
    Hampton Bays CDPHampton Bays CDP, NY
    Kurby Score: 67
    Electricity Rate: 11.20¢/kWh
    Home Value: $649,900
    Population: 16,939
    Walk Score: 0/100
    AQI: 40
    14
    Mastic Beach CDPMastic Beach CDP, NY
    Kurby Score: 70
    Electricity Rate: 11.20¢/kWh
    Home Value: $304,200
    Population: 16,189
    Walk Score: 0/100
    AQI: 40
    15
    BinghamtonNY
    Kurby Score: 70
    Electricity Rate: 11.20¢/kWh
    Home Value: $117,400
    Population: 47,617
    Walk Score: 0/100
    AQI: 40
    16
    Greenville CDP (Westchester County)Greenville CDP (Westchester County), NY
    Kurby Score: 68
    Electricity Rate: 11.20¢/kWh
    Home Value: $913,800
    Population: 9,585
    Walk Score: 0/100
    AQI: 40
    17
    New RochelleNY
    Kurby Score: 66
    Electricity Rate: 11.20¢/kWh
    Home Value: $637,000
    Population: 80,828
    Walk Score: 0/100
    AQI: 40
    18
    Brentwood CDPBrentwood CDP, NY
    Kurby Score: 70
    Electricity Rate: 11.20¢/kWh
    Home Value: $416,000
    Population: 65,042
    Walk Score: 0/100
    AQI: 40
    19
    Cheektowaga CDPCheektowaga CDP, NY
    Kurby Score: 70
    Electricity Rate: 11.20¢/kWh
    Home Value: $152,100
    Population: 76,483
    Walk Score: 0/100
    AQI: 40
    20
    West Babylon CDPWest Babylon CDP, NY
    Kurby Score: 70
    Electricity Rate: 11.20¢/kWh
    Home Value: $448,300
    Population: 42,783
    Walk Score: 0/100
    AQI: 40
    21
    Mount VernonNY
    Kurby Score: 67
    Electricity Rate: 11.20¢/kWh
    Home Value: $446,400
    Population: 72,817
    Walk Score: 0/100
    AQI: 40
    22
    Jericho CDPJericho CDP, NY
    Kurby Score: 68
    Electricity Rate: 11.20¢/kWh
    Home Value: $904,900
    Population: 14,281
    Walk Score: 0/100
    AQI: 40
    23
    SyracuseNY
    Kurby Score: 70
    Electricity Rate: 11.20¢/kWh
    Home Value: $117,900
    Population: 146,134
    Walk Score: 0/100
    AQI: 40
    24
    WatervlietNY
    Kurby Score: 70
    Electricity Rate: 11.20¢/kWh
    Home Value: $167,200
    Population: 10,325
    Walk Score: 0/100
    AQI: 40
    25
    Cazenovia villageNY
    Kurby Score: 61
    Electricity Rate: 11.20¢/kWh
    Home Value: $237,200
    Population: 2,765
    Walk Score: 0/100
    AQI: 40

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