2026 Affordability Data
Most Affordable Neighborhoods in Charlotte - 2026 Data
The median home value in Charlotte is $320,000, 14% above nat'l avg. Median rent is $1,774/month. With an affordability index of 64, Charlotte is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Charlotte, NC area.
Key Takeaways: Affordability in Charlotte
- 1The most affordable neighborhood in Charlotte is Gibsonville, with a median home value of $251,600.
- 2Charlotte's median home value is $320,000, 14% above nat'l avg (national: $281,900).
- 3Charlotte's affordability index is 64 (baseline 100), making it less affordable than the national average.
- 4Median rent in Charlotte is $1,774/month, 53% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Charlotte to find the most affordable areas based on home values, rent, and affordability index.
Charlotte Affordability Overview
Median Home Value
$320,000
14% above nat'l avg
Median Rent
$1,774/mo
53% above nat'l avg
Median Income
$62,817
16% below nat'l avg
Affordability Index
64
36% below nat'l avg
Most Affordable Neighborhoods in Charlotte (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | GibsonvilleNC | $251,600 |
| 2 | Holly SpringsNC | $449,600 |
| 3 | DavidsonNC | $572,300 |
| 4 | ApexNC | $458,200 |
| 5 | BurlingtonNC | $167,000 |
| 6 | ArchdaleNC | $169,900 |
| 7 | GreenvilleNC | $192,900 |
| 8 | ReidsvilleNC | $141,200 |
| 9 | GastoniaNC | $219,700 |
| 10 | NewtonNC | $146,700 |
| 11 | EdenNC | $104,900 |
| 12 | HuntersvilleNC | $393,200 |
| 13 | KannapolisNC | $213,300 |
| 14 | Rocky MountNC | $137,800 |
| 15 | SmithfieldNC | $192,200 |
Detailed Neighborhood Profiles
Home Value: $251,600
Rent: $668/mo
Affordability: 187
Population: 8,827
Walk Score: 0/100
Home Value: $449,600
Rent: $698/mo
Affordability: 174
Population: 42,023
Walk Score: 0/100
Home Value: $572,300
Rent: $698/mo
Affordability: 174
Population: 15,199
Walk Score: 0/100
4
Home Value: $458,200
Rent: $698/mo
Affordability: 174
Population: 65,541
Walk Score: 0/100
5
Home Value: $167,000
Rent: $698/mo
Affordability: 174
Population: 56,951
Walk Score: 0/100
6
Home Value: $169,900
Rent: $698/mo
Affordability: 174
Population: 11,873
Walk Score: 0/100
7
Home Value: $192,900
Rent: $698/mo
Affordability: 174
Population: 87,894
Walk Score: 0/100
8
Home Value: $141,200
Rent: $698/mo
Affordability: 174
Population: 14,526
Walk Score: 0/100
9
Home Value: $219,700
Rent: $698/mo
Affordability: 174
Population: 80,615
Walk Score: 0/100
10
Home Value: $146,700
Rent: $698/mo
Affordability: 174
Population: 13,173
Walk Score: 0/100
11
Home Value: $104,900
Rent: $698/mo
Affordability: 174
Population: 15,349
Walk Score: 0/100
12
Home Value: $393,200
Rent: $698/mo
Affordability: 174
Population: 61,202
Walk Score: 0/100
13
Home Value: $213,300
Rent: $698/mo
Affordability: 174
Population: 53,314
Walk Score: 0/100
14
Home Value: $137,800
Rent: $698/mo
Affordability: 174
Population: 54,260
Walk Score: 0/100
15
Home Value: $192,200
Rent: $698/mo
Affordability: 174
Population: 11,527
Walk Score: 0/100
Frequently Asked Questions About Affordability in Charlotte
What is the most affordable neighborhood in Charlotte, NC?▾
Based on 2026 data, Gibsonville is the most affordable neighborhood in Charlotte with a median home value of $251,600. Kurby analyzed 15 neighborhoods in the Charlotte area to compile these rankings.
What is the median home price in Charlotte, NC?▾
The median home price in Charlotte is $320,000, which is 14% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Charlotte affordable compared to the national average?▾
Charlotte has an affordability index of 64, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Charlotte, NC?▾
The median monthly rent in Charlotte is $1,774. This is 53% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Charlotte?▾
The median household income in Charlotte is $62,817 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Charlotte are below the national average home price?▾
11 out of 15 ranked neighborhoods in Charlotte have a median home value below the national average of $281,900. The most affordable is Gibsonville at $251,600 (Source: Kurby, 2026).