2026 Affordability Data
Most Affordable Neighborhoods in Fort Thomas - 2026 Data
The median home value in Fort Thomas is $273,700, 3% below nat'l avg. Median rent is $817/month. With an affordability index of 146, Fort Thomas is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Fort Thomas, KY area.
Key Takeaways: Affordability in Fort Thomas
- 1The most affordable neighborhood in Fort Thomas is Frankfort, with a median home value of $157,300.
- 2Fort Thomas's median home value is $273,700, 3% below nat'l avg (national: $281,900).
- 3Fort Thomas's affordability index is 146 (baseline 100), making it more affordable than the national average.
- 4Median rent in Fort Thomas is $817/month, 30% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Fort Thomas to find the most affordable areas based on home values, rent, and affordability index.
Fort Thomas Affordability Overview
Median Home Value
$273,700
3% below nat'l avg
Median Rent
$817/mo
30% below nat'l avg
Median Income
$95,391
28% above nat'l avg
Affordability Index
146
46% above nat'l avg
Most Affordable Neighborhoods in Fort Thomas (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | FrankfortKY | $157,300 |
| 2 | HendersonKY | $144,200 |
| 3 | FranklinKY | $166,600 |
| 4 | AlexandriaKY | $242,700 |
| 5 | HarrodsburgKY | $154,800 |
| 6 | JeffersontownKY | $225,500 |
| 7 | ShivelyKY | $133,400 |
| 8 | Louisville/Jefferson County metro government (balance)KY | $204,800 |
| 9 | St. MatthewsKY | $307,400 |
| 10 | SomersetKY | $131,900 |
| 11 | HopkinsvilleKY | $130,500 |
| 12 | OwensboroKY | $151,800 |
| 13 | ParisKY | $158,700 |
| 14 | MaysvilleKY | $146,500 |
| 15 | ElizabethtownKY | $207,800 |
Detailed Neighborhood Profiles
Home Value: $157,300
Rent: $817/mo
Affordability: 146
Population: 28,460
Walk Score: 0/100
Home Value: $144,200
Rent: $817/mo
Affordability: 146
Population: 28,166
Walk Score: 0/100
Home Value: $166,600
Rent: $817/mo
Affordability: 146
Population: 10,141
Walk Score: 0/100
4
Home Value: $242,700
Rent: $817/mo
Affordability: 146
Population: 10,322
Walk Score: 0/100
5
Home Value: $154,800
Rent: $817/mo
Affordability: 146
Population: 9,057
Walk Score: 0/100
6
Home Value: $225,500
Rent: $817/mo
Affordability: 146
Population: 28,796
Walk Score: 0/100
7
Home Value: $133,400
Rent: $817/mo
Affordability: 146
Population: 15,595
Walk Score: 0/100
8
Home Value: $204,800
Rent: $817/mo
Affordability: 146
Population: 629,176
Walk Score: 0/100
9
Home Value: $307,400
Rent: $817/mo
Affordability: 146
Population: 17,511
Walk Score: 0/100
10
Home Value: $131,900
Rent: $817/mo
Affordability: 146
Population: 11,998
Walk Score: 0/100
11
Home Value: $130,500
Rent: $817/mo
Affordability: 146
Population: 31,042
Walk Score: 0/100
12
Home Value: $151,800
Rent: $817/mo
Affordability: 146
Population: 60,019
Walk Score: 0/100
13
Home Value: $158,700
Rent: $817/mo
Affordability: 146
Population: 10,143
Walk Score: 0/100
14
Home Value: $146,500
Rent: $817/mo
Affordability: 146
Population: 8,831
Walk Score: 0/100
15
Home Value: $207,800
Rent: $817/mo
Affordability: 146
Population: 31,425
Walk Score: 0/100
Frequently Asked Questions About Affordability in Fort Thomas
What is the most affordable neighborhood in Fort Thomas, KY?▾
Based on 2026 data, Frankfort is the most affordable neighborhood in Fort Thomas with a median home value of $157,300. Kurby analyzed 15 neighborhoods in the Fort Thomas area to compile these rankings.
What is the median home price in Fort Thomas, KY?▾
The median home price in Fort Thomas is $273,700, which is 3% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Fort Thomas affordable compared to the national average?▾
Fort Thomas has an affordability index of 146, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Fort Thomas, KY?▾
The median monthly rent in Fort Thomas is $817. This is 30% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Fort Thomas?▾
The median household income in Fort Thomas is $95,391 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Fort Thomas are below the national average home price?▾
14 out of 15 ranked neighborhoods in Fort Thomas have a median home value below the national average of $281,900. The most affordable is Frankfort at $157,300 (Source: Kurby, 2026).