logo
    2026 Affordability Data

    Most Affordable Neighborhoods in Hardinsburg - 2026 Data

    The median home value in Hardinsburg is $113,600, 60% below nat'l avg. We ranked 15 neighborhoods by affordability to help you find the best value in the Hardinsburg, KY area.

    Key Takeaways: Affordability in Hardinsburg

    • 1The most affordable neighborhood in Hardinsburg is Owensboro, with a median home value of $151,800.
    • 2Hardinsburg's median home value is $113,600, 60% below nat'l avg (national: $281,900).
    • 3We analyzed 15 neighborhoods in Hardinsburg to find the most affordable areas based on home values, rent, and affordability index.

    Hardinsburg Affordability Overview

    Median Home Value

    $113,600

    60% below nat'l avg

    Median Rent

    N/A

    Median Income

    $52,684

    29% below nat'l avg

    Affordability Index

    N/A

    Most Affordable Neighborhoods in Hardinsburg (Ranked)

    Affordable neighborhoods in Hardinsburg ranked by affordability index, with median home value, rent, and Kurby score.
    RankNeighborhoodMedian Home Value
    1OwensboroKY$151,800
    2ShelbyvilleKY$223,900
    3SomersetKY$131,900
    4AshlandKY$121,600
    5Louisville/Jefferson County metro government (balance)KY$204,800
    6WinchesterKY$160,300
    7Bowling GreenKY$215,300
    8BardstownKY$173,300
    9MadisonvilleKY$143,800
    10Mount WashingtonKY$231,200
    11HarrodsburgKY$154,800
    12St. MatthewsKY$307,400
    13Fort ThomasKY$273,700
    14DanvilleKY$181,500
    15BereaKY$167,200

    Detailed Neighborhood Profiles

    OwensboroKY
    Kurby Score: 76
    Home Value: $151,800
    Rent: $817/mo
    Affordability: 146
    Population: 60,019
    Walk Score: 0/100
    ShelbyvilleKY
    Kurby Score: 75
    Home Value: $223,900
    Rent: $817/mo
    Affordability: 146
    Population: 17,239
    Walk Score: 0/100
    SomersetKY
    Kurby Score: 74
    Home Value: $131,900
    Rent: $817/mo
    Affordability: 146
    Population: 11,998
    Walk Score: 0/100
    4
    AshlandKY
    Kurby Score: 75
    Home Value: $121,600
    Rent: $817/mo
    Affordability: 146
    Population: 21,542
    Walk Score: 0/100
    5
    Home Value: $204,800
    Rent: $817/mo
    Affordability: 146
    Population: 629,176
    Walk Score: 0/100
    6
    WinchesterKY
    Kurby Score: 76
    Home Value: $160,300
    Rent: $817/mo
    Affordability: 146
    Population: 19,080
    Walk Score: 0/100
    7
    Bowling GreenKY
    Kurby Score: 74
    Home Value: $215,300
    Rent: $817/mo
    Affordability: 146
    Population: 72,385
    Walk Score: 0/100
    8
    BardstownKY
    Kurby Score: 75
    Home Value: $173,300
    Rent: $817/mo
    Affordability: 146
    Population: 13,564
    Walk Score: 0/100
    9
    MadisonvilleKY
    Kurby Score: 75
    Home Value: $143,800
    Rent: $817/mo
    Affordability: 146
    Population: 19,433
    Walk Score: 0/100
    10
    Mount WashingtonKY
    Kurby Score: 76
    Home Value: $231,200
    Rent: $817/mo
    Affordability: 146
    Population: 17,987
    Walk Score: 0/100
    11
    HarrodsburgKY
    Kurby Score: 75
    Home Value: $154,800
    Rent: $817/mo
    Affordability: 146
    Population: 9,057
    Walk Score: 0/100
    12
    St. MatthewsKY
    Kurby Score: 74
    Home Value: $307,400
    Rent: $817/mo
    Affordability: 146
    Population: 17,511
    Walk Score: 0/100
    13
    Fort ThomasKY
    Kurby Score: 75
    Home Value: $273,700
    Rent: $817/mo
    Affordability: 146
    Population: 17,310
    Walk Score: 0/100
    14
    DanvilleKY
    Kurby Score: 75
    Home Value: $181,500
    Rent: $817/mo
    Affordability: 146
    Population: 17,191
    Walk Score: 0/100
    15
    BereaKY
    Kurby Score: 75
    Home Value: $167,200
    Rent: $817/mo
    Affordability: 146
    Population: 15,404
    Walk Score: 0/100

    Frequently Asked Questions About Affordability in Hardinsburg

    What is the most affordable neighborhood in Hardinsburg, KY?
    Based on 2026 data, Owensboro is the most affordable neighborhood in Hardinsburg with a median home value of $151,800. Kurby analyzed 15 neighborhoods in the Hardinsburg area to compile these rankings.
    What is the median home price in Hardinsburg, KY?
    The median home price in Hardinsburg is $113,600, which is 60% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
    What is the median household income in Hardinsburg?
    The median household income in Hardinsburg is $52,684 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
    How many neighborhoods in Hardinsburg are below the national average home price?
    14 out of 15 ranked neighborhoods in Hardinsburg have a median home value below the national average of $281,900. The most affordable is Owensboro at $151,800 (Source: Kurby, 2026).

    Want detailed data for a specific address?

    Search any address in Hardinsburg for a comprehensive AI-powered neighborhood report with 50+ data points.