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    2026 Affordability Data

    Most Affordable Neighborhoods in Houston - 2026 Data

    The median home value in Houston is $230,000, 18% below nat'l avg. Median rent is $2,512/month. With an affordability index of 159, Houston is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Houston, TX area.

    Key Takeaways: Affordability in Houston

    • 1The most affordable neighborhood in Houston is Montrose, with a median home value of $435,000.
    • 2Houston's median home value is $230,000, 18% below nat'l avg (national: $281,900).
    • 3Houston's affordability index is 159 (baseline 100), making it more affordable than the national average.
    • 4Median rent in Houston is $2,512/month, 116% above nat'l avg (national: $1,163/month).
    • 5We analyzed 15 neighborhoods in Houston to find the most affordable areas based on home values, rent, and affordability index.

    Houston Affordability Overview

    Median Home Value

    $230,000

    18% below nat'l avg

    Median Rent

    $2,512/mo

    116% above nat'l avg

    Median Income

    $53,600

    28% below nat'l avg

    Affordability Index

    159

    59% above nat'l avg

    Most Affordable Neighborhoods in Houston (Ranked)

    Affordable neighborhoods in Houston ranked by affordability index, with median home value, rent, and Kurby score.
    RankNeighborhoodMedian Home Value
    1MontroseHouston, TX$435,000
    2The HeightsHouston, TX$520,000
    3River OaksHouston, TX$1,250,000
    4Midtown HoustonHouston, TX$310,000
    5LubbockTX$175,000
    6IrvingTX$265,000
    7Highland ParkTX$1,678,600
    8DaytonTX$204,900
    9Lago VistaTX$363,200
    10Jacinto CityTX$120,100
    11ManvelTX$300,200
    12RichmondTX$193,700
    13McKinneyTX$380,000
    14AustinTX$475,000
    15DentonTX$296,100

    Detailed Neighborhood Profiles

    MontroseHouston, TX
    Kurby Score: 79
    Home Value: $435,000
    Rent: $1,208/mo
    Affordability: 100
    Population: 25,000
    Walk Score: 96/100
    The HeightsHouston, TX
    Kurby Score: 74
    Home Value: $520,000
    Rent: $1,367/mo
    Affordability: 98
    Population: 45,000
    Walk Score: 88/100
    River OaksHouston, TX
    Kurby Score: 70
    Home Value: $1,250,000
    Rent: $1,409/mo
    Affordability: 55
    Population: 22,000
    Walk Score: 20/100
    4
    Midtown HoustonHouston, TX
    Kurby Score: 80
    Home Value: $310,000
    Rent: $1,841/mo
    Population: 12,000
    Walk Score: 94/100
    5
    LubbockTX
    Kurby Score: 70
    Home Value: $175,000
    Rent: $1,382/mo
    Affordability: 330
    Population: 263,930
    Walk Score: 72/100
    6
    IrvingTX
    Kurby Score: 67
    Home Value: $265,000
    Rent: $1,151/mo
    Affordability: 190
    Population: 256,684
    Walk Score: 80/100
    7
    Highland ParkTX
    Kurby Score: 64
    Home Value: $1,678,600
    Rent: $877/mo
    Affordability: 150
    Population: 8,840
    Walk Score: 0/100
    8
    DaytonTX
    Kurby Score: 65
    Home Value: $204,900
    Rent: $877/mo
    Affordability: 150
    Population: 8,839
    Walk Score: 0/100
    9
    Lago VistaTX
    Kurby Score: 64
    Home Value: $363,200
    Rent: $877/mo
    Affordability: 150
    Population: 9,001
    Walk Score: 0/100
    10
    Jacinto CityTX
    Kurby Score: 67
    Home Value: $120,100
    Rent: $877/mo
    Affordability: 150
    Population: 9,589
    Walk Score: 0/100
    11
    ManvelTX
    Kurby Score: 68
    Home Value: $300,200
    Rent: $877/mo
    Affordability: 150
    Population: 11,265
    Walk Score: 0/100
    12
    RichmondTX
    Kurby Score: 65
    Home Value: $193,700
    Rent: $877/mo
    Affordability: 150
    Population: 11,931
    Walk Score: 0/100
    13
    McKinneyTX
    Kurby Score: 75
    Home Value: $380,000
    Rent: $1,764/mo
    Affordability: 145
    Population: 199,177
    Walk Score: 65/100
    14
    AustinTX
    Kurby Score: 67
    Home Value: $475,000
    Rent: $2,911/mo
    Affordability: 138
    Population: 978,908
    Walk Score: 99/100
    15
    DentonTX
    Kurby Score: 65
    Home Value: $296,100
    Rent: $950/mo
    Affordability: 130
    Population: 142,262
    Walk Score: 0/100

    Frequently Asked Questions About Affordability in Houston

    What is the most affordable neighborhood in Houston, TX?
    Based on 2026 data, Montrose is the most affordable neighborhood in Houston with a median home value of $435,000. Kurby analyzed 15 neighborhoods in the Houston area to compile these rankings.
    What is the median home price in Houston, TX?
    The median home price in Houston is $230,000, which is 18% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
    Is Houston affordable compared to the national average?
    Houston has an affordability index of 159, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
    What is the average rent in Houston, TX?
    The median monthly rent in Houston is $2,512. This is 116% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
    What is the median household income in Houston?
    The median household income in Houston is $53,600 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
    How many neighborhoods in Houston are below the national average home price?
    5 out of 15 ranked neighborhoods in Houston have a median home value below the national average of $281,900. The most affordable is Lubbock at $175,000 (Source: Kurby, 2026).

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