2026 Affordability Data
Most Affordable Neighborhoods in McKinney - 2026 Data
The median home value in McKinney is $380,000, 35% above nat'l avg. Median rent is $1,764/month. With an affordability index of 145, McKinney is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the McKinney, TX area.
Key Takeaways: Affordability in McKinney
- 1The most affordable neighborhood in McKinney is Lubbock, with a median home value of $175,000.
- 2McKinney's median home value is $380,000, 35% above nat'l avg (national: $281,900).
- 3McKinney's affordability index is 145 (baseline 100), making it more affordable than the national average.
- 4Median rent in McKinney is $1,764/month, 52% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in McKinney to find the most affordable areas based on home values, rent, and affordability index.
McKinney Affordability Overview
Median Home Value
$380,000
35% above nat'l avg
Median Rent
$1,764/mo
52% above nat'l avg
Median Income
$92,340
24% above nat'l avg
Affordability Index
145
45% above nat'l avg
Most Affordable Neighborhoods in McKinney (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | LubbockTX | $175,000 |
| 2 | IrvingTX | $265,000 |
| 3 | HoustonTX | $230,000 |
| 4 | Highland ParkTX | $1,678,600 |
| 5 | Lago VistaTX | $363,200 |
| 6 | ManvelTX | $300,200 |
| 7 | DaytonTX | $204,900 |
| 8 | RichmondTX | $193,700 |
| 9 | Jacinto CityTX | $120,100 |
| 10 | AustinTX | $475,000 |
| 11 | DentonTX | $296,100 |
| 12 | KilleenTX | $175,400 |
| 13 | AmarilloTX | $172,700 |
| 14 | JacksonvilleTX | $111,500 |
| 15 | Forest HillTX | $159,400 |
Detailed Neighborhood Profiles
Home Value: $175,000
Rent: $1,382/mo
Affordability: 330
Population: 263,930
Walk Score: 72/100
Home Value: $265,000
Rent: $1,151/mo
Affordability: 190
Population: 256,684
Walk Score: 80/100
Home Value: $230,000
Rent: $2,512/mo
Affordability: 159
Population: 2,304,580
Walk Score: 77/100
4
Home Value: $1,678,600
Rent: $877/mo
Affordability: 150
Population: 8,840
Walk Score: 0/100
5
Home Value: $363,200
Rent: $877/mo
Affordability: 150
Population: 9,001
Walk Score: 0/100
6
Home Value: $300,200
Rent: $877/mo
Affordability: 150
Population: 11,265
Walk Score: 0/100
7
Home Value: $204,900
Rent: $877/mo
Affordability: 150
Population: 8,839
Walk Score: 0/100
8
Home Value: $193,700
Rent: $877/mo
Affordability: 150
Population: 11,931
Walk Score: 0/100
9
Home Value: $120,100
Rent: $877/mo
Affordability: 150
Population: 9,589
Walk Score: 0/100
10
Home Value: $475,000
Rent: $2,911/mo
Affordability: 138
Population: 978,908
Walk Score: 99/100
11
Home Value: $296,100
Rent: $950/mo
Affordability: 130
Population: 142,262
Walk Score: 0/100
12
Home Value: $175,400
Rent: $950/mo
Affordability: 130
Population: 153,708
Walk Score: 0/100
13
Home Value: $172,700
Rent: $950/mo
Affordability: 130
Population: 200,360
Walk Score: 0/100
14
Home Value: $111,500
Rent: $950/mo
Affordability: 130
Population: 14,104
Walk Score: 0/100
15
Home Value: $159,400
Rent: $950/mo
Affordability: 130
Population: 13,810
Walk Score: 0/100
Frequently Asked Questions About Affordability in McKinney
What is the most affordable neighborhood in McKinney, TX?▾
Based on 2026 data, Lubbock is the most affordable neighborhood in McKinney with a median home value of $175,000. Kurby analyzed 15 neighborhoods in the McKinney area to compile these rankings.
What is the median home price in McKinney, TX?▾
The median home price in McKinney is $380,000, which is 35% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is McKinney affordable compared to the national average?▾
McKinney has an affordability index of 145, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in McKinney, TX?▾
The median monthly rent in McKinney is $1,764. This is 52% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in McKinney?▾
The median household income in McKinney is $92,340 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in McKinney are below the national average home price?▾
10 out of 15 ranked neighborhoods in McKinney have a median home value below the national average of $281,900. The most affordable is Lubbock at $175,000 (Source: Kurby, 2026).