2026 Affordability Data
Most Affordable Neighborhoods in Oak Point - 2026 Data
The median home value in Oak Point is $357,000, 27% above nat'l avg. Median rent is $2,196/month. We ranked 15 neighborhoods by affordability to help you find the best value in the Oak Point, TX area.
Key Takeaways: Affordability in Oak Point
- 1The most affordable neighborhood in Oak Point is Lubbock, with a median home value of $175,000.
- 2Oak Point's median home value is $357,000, 27% above nat'l avg (national: $281,900).
- 3Median rent in Oak Point is $2,196/month, 89% above nat'l avg (national: $1,163/month).
- 4We analyzed 15 neighborhoods in Oak Point to find the most affordable areas based on home values, rent, and affordability index.
Oak Point Affordability Overview
Median Home Value
$357,000
27% above nat'l avg
Median Rent
$2,196/mo
89% above nat'l avg
Median Income
$104,120
40% above nat'l avg
Affordability Index
N/A
Most Affordable Neighborhoods in Oak Point (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | LubbockTX | $175,000 |
| 2 | IrvingTX | $265,000 |
| 3 | HoustonTX | $230,000 |
| 4 | Jacinto CityTX | $120,100 |
| 5 | Lago VistaTX | $363,200 |
| 6 | Highland ParkTX | $1,678,600 |
| 7 | RichmondTX | $193,700 |
| 8 | ManvelTX | $300,200 |
| 9 | DaytonTX | $204,900 |
| 10 | McKinneyTX | $380,000 |
| 11 | AustinTX | $475,000 |
| 12 | AmarilloTX | $172,700 |
| 13 | DentonTX | $296,100 |
| 14 | JacksonvilleTX | $111,500 |
| 15 | KilleenTX | $175,400 |
Detailed Neighborhood Profiles
Home Value: $175,000
Rent: $1,382/mo
Affordability: 330
Population: 263,930
Walk Score: 72/100
Home Value: $265,000
Rent: $1,151/mo
Affordability: 190
Population: 256,684
Walk Score: 80/100
Home Value: $230,000
Rent: $2,512/mo
Affordability: 159
Population: 2,304,580
Walk Score: 77/100
4
Home Value: $120,100
Rent: $877/mo
Affordability: 150
Population: 9,589
Walk Score: 0/100
5
Home Value: $363,200
Rent: $877/mo
Affordability: 150
Population: 9,001
Walk Score: 0/100
6
Home Value: $1,678,600
Rent: $877/mo
Affordability: 150
Population: 8,840
Walk Score: 0/100
7
Home Value: $193,700
Rent: $877/mo
Affordability: 150
Population: 11,931
Walk Score: 0/100
8
Home Value: $300,200
Rent: $877/mo
Affordability: 150
Population: 11,265
Walk Score: 0/100
9
Home Value: $204,900
Rent: $877/mo
Affordability: 150
Population: 8,839
Walk Score: 0/100
10
Home Value: $380,000
Rent: $1,764/mo
Affordability: 145
Population: 199,177
Walk Score: 65/100
11
Home Value: $475,000
Rent: $2,911/mo
Affordability: 138
Population: 978,908
Walk Score: 99/100
12
Home Value: $172,700
Rent: $950/mo
Affordability: 130
Population: 200,360
Walk Score: 0/100
13
Home Value: $296,100
Rent: $950/mo
Affordability: 130
Population: 142,262
Walk Score: 0/100
14
Home Value: $111,500
Rent: $950/mo
Affordability: 130
Population: 14,104
Walk Score: 0/100
15
Home Value: $175,400
Rent: $950/mo
Affordability: 130
Population: 153,708
Walk Score: 0/100
Frequently Asked Questions About Affordability in Oak Point
What is the most affordable neighborhood in Oak Point, TX?▾
Based on 2026 data, Lubbock is the most affordable neighborhood in Oak Point with a median home value of $175,000. Kurby analyzed 15 neighborhoods in the Oak Point area to compile these rankings.
What is the median home price in Oak Point, TX?▾
The median home price in Oak Point is $357,000, which is 27% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
What is the average rent in Oak Point, TX?▾
The median monthly rent in Oak Point is $2,196. This is 89% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Oak Point?▾
The median household income in Oak Point is $104,120 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Oak Point are below the national average home price?▾
9 out of 15 ranked neighborhoods in Oak Point have a median home value below the national average of $281,900. The most affordable is Lubbock at $175,000 (Source: Kurby, 2026).