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    2026 Affordability Data

    Most Affordable Neighborhoods in Red Oak - 2026 Data

    The median home value in Red Oak is $284,800, near national avg. Median rent is $950/month. With an affordability index of 130, Red Oak is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Red Oak, TX area.

    Key Takeaways: Affordability in Red Oak

    • 1The most affordable neighborhood in Red Oak is Lubbock, with a median home value of $175,000.
    • 2Red Oak's median home value is $284,800, near national avg (national: $281,900).
    • 3Red Oak's affordability index is 130 (baseline 100), making it more affordable than the national average.
    • 4Median rent in Red Oak is $950/month, 18% below nat'l avg (national: $1,163/month).
    • 5We analyzed 15 neighborhoods in Red Oak to find the most affordable areas based on home values, rent, and affordability index.

    Red Oak Affordability Overview

    Median Home Value

    $284,800

    Near nat'l avg

    Median Rent

    $950/mo

    18% below nat'l avg

    Median Income

    $105,309

    41% above nat'l avg

    Affordability Index

    130

    30% above nat'l avg

    Most Affordable Neighborhoods in Red Oak (Ranked)

    Affordable neighborhoods in Red Oak ranked by affordability index, with median home value, rent, and Kurby score.
    RankNeighborhoodMedian Home Value
    1LubbockTX$175,000
    2IrvingTX$265,000
    3HoustonTX$230,000
    4Jacinto CityTX$120,100
    5Lago VistaTX$363,200
    6Highland ParkTX$1,678,600
    7RichmondTX$193,700
    8ManvelTX$300,200
    9DaytonTX$204,900
    10McKinneyTX$380,000
    11AustinTX$475,000
    12JacksonvilleTX$111,500
    13KilleenTX$175,400
    14AmarilloTX$172,700
    15DentonTX$296,100

    Detailed Neighborhood Profiles

    LubbockTX
    Kurby Score: 70
    Home Value: $175,000
    Rent: $1,382/mo
    Affordability: 330
    Population: 263,930
    Walk Score: 72/100
    IrvingTX
    Kurby Score: 67
    Home Value: $265,000
    Rent: $1,151/mo
    Affordability: 190
    Population: 256,684
    Walk Score: 80/100
    HoustonTX
    Kurby Score: 54
    Home Value: $230,000
    Rent: $2,512/mo
    Affordability: 159
    Population: 2,304,580
    Walk Score: 77/100
    4
    Jacinto CityTX
    Kurby Score: 67
    Home Value: $120,100
    Rent: $877/mo
    Affordability: 150
    Population: 9,589
    Walk Score: 0/100
    5
    Lago VistaTX
    Kurby Score: 64
    Home Value: $363,200
    Rent: $877/mo
    Affordability: 150
    Population: 9,001
    Walk Score: 0/100
    6
    Highland ParkTX
    Kurby Score: 64
    Home Value: $1,678,600
    Rent: $877/mo
    Affordability: 150
    Population: 8,840
    Walk Score: 0/100
    7
    RichmondTX
    Kurby Score: 65
    Home Value: $193,700
    Rent: $877/mo
    Affordability: 150
    Population: 11,931
    Walk Score: 0/100
    8
    ManvelTX
    Kurby Score: 68
    Home Value: $300,200
    Rent: $877/mo
    Affordability: 150
    Population: 11,265
    Walk Score: 0/100
    9
    DaytonTX
    Kurby Score: 65
    Home Value: $204,900
    Rent: $877/mo
    Affordability: 150
    Population: 8,839
    Walk Score: 0/100
    10
    McKinneyTX
    Kurby Score: 75
    Home Value: $380,000
    Rent: $1,764/mo
    Affordability: 145
    Population: 199,177
    Walk Score: 65/100
    11
    AustinTX
    Kurby Score: 67
    Home Value: $475,000
    Rent: $2,911/mo
    Affordability: 138
    Population: 978,908
    Walk Score: 99/100
    12
    JacksonvilleTX
    Kurby Score: 63
    Home Value: $111,500
    Rent: $950/mo
    Affordability: 130
    Population: 14,104
    Walk Score: 0/100
    13
    KilleenTX
    Kurby Score: 64
    Home Value: $175,400
    Rent: $950/mo
    Affordability: 130
    Population: 153,708
    Walk Score: 0/100
    14
    AmarilloTX
    Kurby Score: 62
    Home Value: $172,700
    Rent: $950/mo
    Affordability: 130
    Population: 200,360
    Walk Score: 0/100
    15
    DentonTX
    Kurby Score: 65
    Home Value: $296,100
    Rent: $950/mo
    Affordability: 130
    Population: 142,262
    Walk Score: 0/100

    Frequently Asked Questions About Affordability in Red Oak

    What is the most affordable neighborhood in Red Oak, TX?
    Based on 2026 data, Lubbock is the most affordable neighborhood in Red Oak with a median home value of $175,000. Kurby analyzed 15 neighborhoods in the Red Oak area to compile these rankings.
    What is the median home price in Red Oak, TX?
    The median home price in Red Oak is $284,800, which is near national avg. The national median home value is $281,900 (Source: Kurby, 2026).
    Is Red Oak affordable compared to the national average?
    Red Oak has an affordability index of 130, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
    What is the average rent in Red Oak, TX?
    The median monthly rent in Red Oak is $950. This is 18% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
    What is the median household income in Red Oak?
    The median household income in Red Oak is $105,309 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
    How many neighborhoods in Red Oak are below the national average home price?
    9 out of 15 ranked neighborhoods in Red Oak have a median home value below the national average of $281,900. The most affordable is Lubbock at $175,000 (Source: Kurby, 2026).

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