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    2026 Affordability Data

    Most Affordable Neighborhoods in Spruce Pine - 2026 Data

    The median home value in Spruce Pine is $178,600, 37% below nat'l avg. We ranked 15 neighborhoods by affordability to help you find the best value in the Spruce Pine, NC area.

    Key Takeaways: Affordability in Spruce Pine

    • 1The most affordable neighborhood in Spruce Pine is Gibsonville, with a median home value of $251,600.
    • 2Spruce Pine's median home value is $178,600, 37% below nat'l avg (national: $281,900).
    • 3We analyzed 15 neighborhoods in Spruce Pine to find the most affordable areas based on home values, rent, and affordability index.

    Spruce Pine Affordability Overview

    Median Home Value

    $178,600

    37% below nat'l avg

    Median Rent

    N/A

    Median Income

    $44,596

    40% below nat'l avg

    Affordability Index

    N/A

    Most Affordable Neighborhoods in Spruce Pine (Ranked)

    Affordable neighborhoods in Spruce Pine ranked by affordability index, with median home value, rent, and Kurby score.
    RankNeighborhoodMedian Home Value
    1GibsonvilleNC$251,600
    2Holly SpringsNC$449,600
    3MooresvilleNC$311,600
    4JacksonvilleNC$176,200
    5LumbertonNC$138,700
    6KnightdaleNC$305,500
    7GreenvilleNC$192,900
    8CarrboroNC$457,200
    9BooneNC$322,200
    10LexingtonNC$141,500
    11ShelbyNC$151,900
    12WaxhawNC$448,000
    13Clemmons villageNC$285,600
    14KinstonNC$101,000
    15HarrisburgNC$383,400

    Detailed Neighborhood Profiles

    GibsonvilleNC
    Kurby Score: 76
    Home Value: $251,600
    Rent: $668/mo
    Affordability: 187
    Population: 8,827
    Walk Score: 0/100
    Holly SpringsNC
    Kurby Score: 75
    Home Value: $449,600
    Rent: $698/mo
    Affordability: 174
    Population: 42,023
    Walk Score: 0/100
    MooresvilleNC
    Kurby Score: 75
    Home Value: $311,600
    Rent: $698/mo
    Affordability: 174
    Population: 50,025
    Walk Score: 0/100
    4
    JacksonvilleNC
    Kurby Score: 75
    Home Value: $176,200
    Rent: $698/mo
    Affordability: 174
    Population: 71,908
    Walk Score: 0/100
    5
    LumbertonNC
    Kurby Score: 75
    Home Value: $138,700
    Rent: $698/mo
    Affordability: 174
    Population: 19,099
    Walk Score: 0/100
    6
    KnightdaleNC
    Kurby Score: 74
    Home Value: $305,500
    Rent: $698/mo
    Affordability: 174
    Population: 19,127
    Walk Score: 0/100
    7
    GreenvilleNC
    Kurby Score: 75
    Home Value: $192,900
    Rent: $698/mo
    Affordability: 174
    Population: 87,894
    Walk Score: 0/100
    8
    CarrboroNC
    Kurby Score: 72
    Home Value: $457,200
    Rent: $698/mo
    Affordability: 174
    Population: 21,242
    Walk Score: 0/100
    9
    BooneNC
    Kurby Score: 67
    Home Value: $322,200
    Rent: $698/mo
    Affordability: 174
    Population: 19,368
    Walk Score: 0/100
    10
    LexingtonNC
    Kurby Score: 74
    Home Value: $141,500
    Rent: $698/mo
    Affordability: 174
    Population: 19,595
    Walk Score: 0/100
    11
    ShelbyNC
    Kurby Score: 75
    Home Value: $151,900
    Rent: $698/mo
    Affordability: 174
    Population: 21,712
    Walk Score: 0/100
    12
    WaxhawNC
    Kurby Score: 75
    Home Value: $448,000
    Rent: $698/mo
    Affordability: 174
    Population: 20,665
    Walk Score: 0/100
    13
    Clemmons villageNC
    Kurby Score: 75
    Home Value: $285,600
    Rent: $698/mo
    Affordability: 174
    Population: 21,281
    Walk Score: 0/100
    14
    KinstonNC
    Kurby Score: 75
    Home Value: $101,000
    Rent: $698/mo
    Affordability: 174
    Population: 19,704
    Walk Score: 0/100
    15
    HarrisburgNC
    Kurby Score: 75
    Home Value: $383,400
    Rent: $698/mo
    Affordability: 174
    Population: 18,934
    Walk Score: 0/100

    Frequently Asked Questions About Affordability in Spruce Pine

    What is the most affordable neighborhood in Spruce Pine, NC?
    Based on 2026 data, Gibsonville is the most affordable neighborhood in Spruce Pine with a median home value of $251,600. Kurby analyzed 15 neighborhoods in the Spruce Pine area to compile these rankings.
    What is the median home price in Spruce Pine, NC?
    The median home price in Spruce Pine is $178,600, which is 37% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
    What is the median household income in Spruce Pine?
    The median household income in Spruce Pine is $44,596 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
    How many neighborhoods in Spruce Pine are below the national average home price?
    7 out of 15 ranked neighborhoods in Spruce Pine have a median home value below the national average of $281,900. The most affordable is Gibsonville at $251,600 (Source: Kurby, 2026).

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