2026 Affordability Data
Most Affordable Neighborhoods in Utica - 2026 Data
The median home value in Utica is $123,800, 56% below nat'l avg. Median rent is $858/month. With an affordability index of 119, Utica is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Utica, NY area.
Key Takeaways: Affordability in Utica
- 1The most affordable neighborhood in Utica is Syracuse, with a median home value of $117,900.
- 2Utica's median home value is $123,800, 56% below nat'l avg (national: $281,900).
- 3Utica's affordability index is 119 (baseline 100), making it more affordable than the national average.
- 4Median rent in Utica is $858/month, 26% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Utica to find the most affordable areas based on home values, rent, and affordability index.
Utica Affordability Overview
Median Home Value
$123,800
56% below nat'l avg
Median Rent
$858/mo
26% below nat'l avg
Median Income
$48,212
35% below nat'l avg
Affordability Index
119
19% above nat'l avg
Most Affordable Neighborhoods in Utica (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | SyracuseNY | $117,900 |
| 2 | Sleepy Hollow villageNY | $744,500 |
| 3 | Hempstead villageNY | $421,300 |
| 4 | White PlainsNY | $612,800 |
| 5 | Lake Grove villageNY | $497,500 |
| 6 | Woodbury villageNY | $400,400 |
| 7 | OneontaNY | $170,900 |
| 8 | YonkersNY | $456,500 |
| 9 | SchenectadyNY | $140,000 |
| 10 | GenevaNY | $123,100 |
| 11 | TroyNY | $177,100 |
| 12 | BinghamtonNY | $117,400 |
| 13 | Depew villageNY | $159,700 |
| 14 | Freeport villageNY | $444,300 |
| 15 | New Hyde Park villageNY | $695,100 |
Detailed Neighborhood Profiles
Home Value: $117,900
Rent: $858/mo
Affordability: 119
Population: 146,134
Walk Score: 0/100
Home Value: $744,500
Rent: $858/mo
Affordability: 119
Population: 10,396
Walk Score: 0/100
Home Value: $421,300
Rent: $858/mo
Affordability: 119
Population: 58,557
Walk Score: 0/100
4
Home Value: $612,800
Rent: $858/mo
Affordability: 119
Population: 59,421
Walk Score: 0/100
5
Home Value: $497,500
Rent: $858/mo
Affordability: 119
Population: 11,066
Walk Score: 0/100
6
Home Value: $400,400
Rent: $858/mo
Affordability: 119
Population: 11,371
Walk Score: 0/100
7
Home Value: $170,900
Rent: $858/mo
Affordability: 119
Population: 14,097
Walk Score: 0/100
8
Home Value: $456,500
Rent: $858/mo
Affordability: 119
Population: 209,780
Walk Score: 0/100
9
Home Value: $140,000
Rent: $858/mo
Affordability: 119
Population: 68,476
Walk Score: 0/100
10
Home Value: $123,100
Rent: $858/mo
Affordability: 119
Population: 12,670
Walk Score: 0/100
11
Home Value: $177,100
Rent: $858/mo
Affordability: 119
Population: 51,268
Walk Score: 0/100
12
Home Value: $117,400
Rent: $858/mo
Affordability: 119
Population: 47,617
Walk Score: 0/100
13
Home Value: $159,700
Rent: $858/mo
Affordability: 119
Population: 15,141
Walk Score: 0/100
14
Home Value: $444,300
Rent: $858/mo
Affordability: 119
Population: 44,210
Walk Score: 0/100
15
Home Value: $695,100
Rent: $858/mo
Affordability: 119
Population: 10,235
Walk Score: 0/100
Frequently Asked Questions About Affordability in Utica
What is the most affordable neighborhood in Utica, NY?▾
Based on 2026 data, Syracuse is the most affordable neighborhood in Utica with a median home value of $117,900. Kurby analyzed 15 neighborhoods in the Utica area to compile these rankings.
What is the median home price in Utica, NY?▾
The median home price in Utica is $123,800, which is 56% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Utica affordable compared to the national average?▾
Utica has an affordability index of 119, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Utica, NY?▾
The median monthly rent in Utica is $858. This is 26% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Utica?▾
The median household income in Utica is $48,212 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Utica are below the national average home price?▾
7 out of 15 ranked neighborhoods in Utica have a median home value below the national average of $281,900. The most affordable is Syracuse at $117,900 (Source: Kurby, 2026).