2026 Affordability Data
Most Affordable Neighborhoods in Cocoa - 2026 Data
The median home value in Cocoa is $277,100, near national avg. Median rent is $1,084/month. With an affordability index of 88, Cocoa is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Cocoa, FL area.
Key Takeaways: Affordability in Cocoa
- 1The most affordable neighborhood in Cocoa is Sanford, with a median home value of $77,800.
- 2Cocoa's median home value is $277,100, near national avg (national: $281,900).
- 3Cocoa's affordability index is 88 (baseline 100), making it less affordable than the national average.
- 4Median rent in Cocoa is $1,084/month, 7% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Cocoa to find the most affordable areas based on home values, rent, and affordability index.
Cocoa Affordability Overview
Median Home Value
$277,100
Near nat'l avg
Median Rent
$1,084/mo
7% below nat'l avg
Median Income
$59,719
20% below nat'l avg
Affordability Index
88
12% below nat'l avg
Most Affordable Neighborhoods in Cocoa (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | SanfordFL | $77,800 |
| 2 | Avon ParkFL | $101,300 |
| 3 | Lake WalesFL | $208,500 |
| 4 | WildwoodFL | $363,900 |
| 5 | Miami Shores villageFL | $682,100 |
| 6 | Pinecrest villageFL | $1,129,900 |
| 7 | Wellington villageFL | $492,300 |
| 8 | DavenportFL | $274,900 |
| 9 | Belle GladeFL | $136,500 |
| 10 | SeminoleFL | $279,000 |
| 11 | West ParkFL | $305,400 |
| 12 | MinneolaFL | $348,700 |
| 13 | BartowFL | $195,200 |
| 14 | Key Biscayne villageFL | $1,331,900 |
| 15 | SebringFL | $152,000 |
Detailed Neighborhood Profiles
Home Value: $77,800
Rent: $1,233/mo
Affordability: 258
Population: 1,397
Walk Score: 68/100
Home Value: $101,300
Rent: $776/mo
Affordability: 214
Population: 9,789
Home Value: $208,500
Rent: $776/mo
Affordability: 214
Population: 16,455
4
Home Value: $363,900
Rent: $776/mo
Affordability: 214
Population: 15,735
5
Home Value: $682,100
Rent: $776/mo
Affordability: 214
Population: 11,638
6
Home Value: $1,129,900
Rent: $776/mo
Affordability: 214
Population: 18,279
7
Home Value: $492,300
Rent: $776/mo
Affordability: 214
Population: 61,373
8
Home Value: $274,900
Rent: $776/mo
Affordability: 214
Population: 10,246
9
Home Value: $136,500
Rent: $776/mo
Affordability: 214
Population: 16,896
10
Home Value: $279,000
Rent: $776/mo
Affordability: 214
Population: 19,287
11
Home Value: $305,400
Rent: $776/mo
Affordability: 214
Population: 15,074
12
Home Value: $348,700
Rent: $776/mo
Affordability: 214
Population: 14,406
13
Home Value: $195,200
Rent: $776/mo
Affordability: 214
Population: 19,424
14
Home Value: $1,331,900
Rent: $776/mo
Affordability: 214
Population: 14,572
15
Home Value: $152,000
Rent: $776/mo
Affordability: 214
Population: 11,006
Frequently Asked Questions About Affordability in Cocoa
What is the most affordable neighborhood in Cocoa, FL?▾
Based on 2026 data, Sanford is the most affordable neighborhood in Cocoa with a median home value of $77,800. Kurby analyzed 15 neighborhoods in the Cocoa area to compile these rankings.
What is the median home price in Cocoa, FL?▾
The median home price in Cocoa is $277,100, which is near national avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Cocoa affordable compared to the national average?▾
Cocoa has an affordability index of 88, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Cocoa, FL?▾
The median monthly rent in Cocoa is $1,084. This is 7% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Cocoa?▾
The median household income in Cocoa is $59,719 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Cocoa are below the national average home price?▾
8 out of 15 ranked neighborhoods in Cocoa have a median home value below the national average of $281,900. The most affordable is Sanford at $77,800 (Source: Kurby, 2026).