2026 Affordability Data
Most Affordable Neighborhoods in Fernandina Beach - 2026 Data
The median home value in Fernandina Beach is $234,100, 17% below nat'l avg. Median rent is $1,066/month. With an affordability index of 90, Fernandina Beach is less affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Fernandina Beach, FL area.
Key Takeaways: Affordability in Fernandina Beach
- 1The most affordable neighborhood in Fernandina Beach is Sanford, with a median home value of $77,800.
- 2Fernandina Beach's median home value is $234,100, 17% below nat'l avg (national: $281,900).
- 3Fernandina Beach's affordability index is 90 (baseline 100), making it less affordable than the national average.
- 4Median rent in Fernandina Beach is $1,066/month, 8% below nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Fernandina Beach to find the most affordable areas based on home values, rent, and affordability index.
Fernandina Beach Affordability Overview
Median Home Value
$234,100
17% below nat'l avg
Median Rent
$1,066/mo
8% below nat'l avg
Median Income
$44,496
40% below nat'l avg
Affordability Index
90
10% below nat'l avg
Most Affordable Neighborhoods in Fernandina Beach (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | SanfordFL | $77,800 |
| 2 | AuburndaleFL | $229,400 |
| 3 | North Palm Beach villageFL | $418,100 |
| 4 | Haines CityFL | $222,100 |
| 5 | SeminoleFL | $279,000 |
| 6 | BartowFL | $195,200 |
| 7 | Belle GladeFL | $136,500 |
| 8 | SebringFL | $152,000 |
| 9 | LakelandFL | $207,800 |
| 10 | MinneolaFL | $348,700 |
| 11 | Holly HillFL | $155,600 |
| 12 | North LauderdaleFL | $234,300 |
| 13 | West ParkFL | $305,400 |
| 14 | Wellington villageFL | $492,300 |
| 15 | Lake WalesFL | $208,500 |
Detailed Neighborhood Profiles
Home Value: $77,800
Rent: $1,233/mo
Affordability: 258
Population: 1,397
Walk Score: 68/100
Home Value: $229,400
Rent: $776/mo
Affordability: 214
Population: 16,432
Home Value: $418,100
Rent: $776/mo
Affordability: 214
Population: 13,092
4
Home Value: $222,100
Rent: $776/mo
Affordability: 214
Population: 28,922
5
Home Value: $279,000
Rent: $776/mo
Affordability: 214
Population: 19,287
6
Home Value: $195,200
Rent: $776/mo
Affordability: 214
Population: 19,424
7
Home Value: $136,500
Rent: $776/mo
Affordability: 214
Population: 16,896
8
Home Value: $152,000
Rent: $776/mo
Affordability: 214
Population: 11,006
9
Home Value: $207,800
Rent: $776/mo
Affordability: 214
Population: 114,404
10
Home Value: $348,700
Rent: $776/mo
Affordability: 214
Population: 14,406
11
Home Value: $155,600
Rent: $776/mo
Affordability: 214
Population: 12,919
12
Home Value: $234,300
Rent: $776/mo
Affordability: 214
Population: 44,635
13
Home Value: $305,400
Rent: $776/mo
Affordability: 214
Population: 15,074
14
Home Value: $492,300
Rent: $776/mo
Affordability: 214
Population: 61,373
15
Home Value: $208,500
Rent: $776/mo
Affordability: 214
Population: 16,455
Frequently Asked Questions About Affordability in Fernandina Beach
What is the most affordable neighborhood in Fernandina Beach, FL?▾
Based on 2026 data, Sanford is the most affordable neighborhood in Fernandina Beach with a median home value of $77,800. Kurby analyzed 15 neighborhoods in the Fernandina Beach area to compile these rankings.
What is the median home price in Fernandina Beach, FL?▾
The median home price in Fernandina Beach is $234,100, which is 17% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Fernandina Beach affordable compared to the national average?▾
Fernandina Beach has an affordability index of 90, which means housing is less affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Fernandina Beach, FL?▾
The median monthly rent in Fernandina Beach is $1,066. This is 8% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Fernandina Beach?▾
The median household income in Fernandina Beach is $44,496 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Fernandina Beach are below the national average home price?▾
11 out of 15 ranked neighborhoods in Fernandina Beach have a median home value below the national average of $281,900. The most affordable is Sanford at $77,800 (Source: Kurby, 2026).