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    2026 Affordability Data

    Most Affordable Neighborhoods in Georgetown - 2026 Data

    The median home value in Georgetown is $223,700, 21% below nat'l avg. Median rent is $817/month. With an affordability index of 146, Georgetown is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Georgetown, KY area.

    Key Takeaways: Affordability in Georgetown

    • 1The most affordable neighborhood in Georgetown is Frankfort, with a median home value of $157,300.
    • 2Georgetown's median home value is $223,700, 21% below nat'l avg (national: $281,900).
    • 3Georgetown's affordability index is 146 (baseline 100), making it more affordable than the national average.
    • 4Median rent in Georgetown is $817/month, 30% below nat'l avg (national: $1,163/month).
    • 5We analyzed 15 neighborhoods in Georgetown to find the most affordable areas based on home values, rent, and affordability index.

    Georgetown Affordability Overview

    Median Home Value

    $223,700

    21% below nat'l avg

    Median Rent

    $817/mo

    30% below nat'l avg

    Median Income

    $74,530

    Near nat'l avg

    Affordability Index

    146

    46% above nat'l avg

    Most Affordable Neighborhoods in Georgetown (Ranked)

    Affordable neighborhoods in Georgetown ranked by affordability index, with median home value, rent, and Kurby score.
    RankNeighborhoodMedian Home Value
    1FrankfortKY$157,300
    2HendersonKY$144,200
    3FranklinKY$166,600
    4AlexandriaKY$242,700
    5HarrodsburgKY$154,800
    6JeffersontownKY$225,500
    7ShivelyKY$133,400
    8Louisville/Jefferson County metro government (balance)KY$204,800
    9St. MatthewsKY$307,400
    10SomersetKY$131,900
    11HopkinsvilleKY$130,500
    12OwensboroKY$151,800
    13ParisKY$158,700
    14MaysvilleKY$146,500
    15ElizabethtownKY$207,800

    Detailed Neighborhood Profiles

    FrankfortKY
    Kurby Score: 62
    Home Value: $157,300
    Rent: $817/mo
    Affordability: 146
    Population: 28,460
    Walk Score: 0/100
    HendersonKY
    Kurby Score: 69
    Home Value: $144,200
    Rent: $817/mo
    Affordability: 146
    Population: 28,166
    Walk Score: 0/100
    FranklinKY
    Kurby Score: 69
    Home Value: $166,600
    Rent: $817/mo
    Affordability: 146
    Population: 10,141
    Walk Score: 0/100
    4
    AlexandriaKY
    Kurby Score: 72
    Home Value: $242,700
    Rent: $817/mo
    Affordability: 146
    Population: 10,322
    Walk Score: 0/100
    5
    HarrodsburgKY
    Kurby Score: 70
    Home Value: $154,800
    Rent: $817/mo
    Affordability: 146
    Population: 9,057
    Walk Score: 0/100
    6
    JeffersontownKY
    Kurby Score: 71
    Home Value: $225,500
    Rent: $817/mo
    Affordability: 146
    Population: 28,796
    Walk Score: 0/100
    7
    ShivelyKY
    Kurby Score: 62
    Home Value: $133,400
    Rent: $817/mo
    Affordability: 146
    Population: 15,595
    Walk Score: 0/100
    8
    Home Value: $204,800
    Rent: $817/mo
    Affordability: 146
    Population: 629,176
    Walk Score: 0/100
    9
    St. MatthewsKY
    Kurby Score: 64
    Home Value: $307,400
    Rent: $817/mo
    Affordability: 146
    Population: 17,511
    Walk Score: 0/100
    10
    SomersetKY
    Kurby Score: 64
    Home Value: $131,900
    Rent: $817/mo
    Affordability: 146
    Population: 11,998
    Walk Score: 0/100
    11
    HopkinsvilleKY
    Kurby Score: 67
    Home Value: $130,500
    Rent: $817/mo
    Affordability: 146
    Population: 31,042
    Walk Score: 0/100
    12
    OwensboroKY
    Kurby Score: 63
    Home Value: $151,800
    Rent: $817/mo
    Affordability: 146
    Population: 60,019
    Walk Score: 0/100
    13
    ParisKY
    Kurby Score: 68
    Home Value: $158,700
    Rent: $817/mo
    Affordability: 146
    Population: 10,143
    Walk Score: 0/100
    14
    MaysvilleKY
    Kurby Score: 67
    Home Value: $146,500
    Rent: $817/mo
    Affordability: 146
    Population: 8,831
    Walk Score: 0/100
    15
    ElizabethtownKY
    Kurby Score: 69
    Home Value: $207,800
    Rent: $817/mo
    Affordability: 146
    Population: 31,425
    Walk Score: 0/100

    Frequently Asked Questions About Affordability in Georgetown

    What is the most affordable neighborhood in Georgetown, KY?
    Based on 2026 data, Frankfort is the most affordable neighborhood in Georgetown with a median home value of $157,300. Kurby analyzed 15 neighborhoods in the Georgetown area to compile these rankings.
    What is the median home price in Georgetown, KY?
    The median home price in Georgetown is $223,700, which is 21% below nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
    Is Georgetown affordable compared to the national average?
    Georgetown has an affordability index of 146, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
    What is the average rent in Georgetown, KY?
    The median monthly rent in Georgetown is $817. This is 30% below nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
    What is the median household income in Georgetown?
    The median household income in Georgetown is $74,530 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
    How many neighborhoods in Georgetown are below the national average home price?
    14 out of 15 ranked neighborhoods in Georgetown have a median home value below the national average of $281,900. The most affordable is Frankfort at $157,300 (Source: Kurby, 2026).

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