2026 Affordability Data
Most Affordable Neighborhoods in Palm Harbor - 2026 Data
The median home value in Palm Harbor is $297,900, 6% above nat'l avg. Median rent is $1,823/month. With an affordability index of 109, Palm Harbor is more affordable than the national baseline of 100. We ranked 15 neighborhoods by affordability to help you find the best value in the Palm Harbor, FL area.
Key Takeaways: Affordability in Palm Harbor
- 1The most affordable neighborhood in Palm Harbor is Sanford, with a median home value of $77,800.
- 2Palm Harbor's median home value is $297,900, 6% above nat'l avg (national: $281,900).
- 3Palm Harbor's affordability index is 109 (baseline 100), making it more affordable than the national average.
- 4Median rent in Palm Harbor is $1,823/month, 57% above nat'l avg (national: $1,163/month).
- 5We analyzed 15 neighborhoods in Palm Harbor to find the most affordable areas based on home values, rent, and affordability index.
Palm Harbor Affordability Overview
Median Home Value
$297,900
6% above nat'l avg
Median Rent
$1,823/mo
57% above nat'l avg
Median Income
$83,816
12% above nat'l avg
Affordability Index
109
9% above nat'l avg
Most Affordable Neighborhoods in Palm Harbor (Ranked)
| Rank | Neighborhood | Median Home Value |
|---|---|---|
| 1 | SanfordFL | $77,800 |
| 2 | AuburndaleFL | $229,400 |
| 3 | North Palm Beach villageFL | $418,100 |
| 4 | Haines CityFL | $222,100 |
| 5 | SeminoleFL | $279,000 |
| 6 | BartowFL | $195,200 |
| 7 | Belle GladeFL | $136,500 |
| 8 | SebringFL | $152,000 |
| 9 | LakelandFL | $207,800 |
| 10 | MinneolaFL | $348,700 |
| 11 | Holly HillFL | $155,600 |
| 12 | North LauderdaleFL | $234,300 |
| 13 | West ParkFL | $305,400 |
| 14 | Wellington villageFL | $492,300 |
| 15 | Lake WalesFL | $208,500 |
Detailed Neighborhood Profiles
Home Value: $77,800
Rent: $1,233/mo
Affordability: 258
Population: 1,397
Walk Score: 68/100
Home Value: $229,400
Rent: $776/mo
Affordability: 214
Population: 16,432
Home Value: $418,100
Rent: $776/mo
Affordability: 214
Population: 13,092
4
Home Value: $222,100
Rent: $776/mo
Affordability: 214
Population: 28,922
5
Home Value: $279,000
Rent: $776/mo
Affordability: 214
Population: 19,287
6
Home Value: $195,200
Rent: $776/mo
Affordability: 214
Population: 19,424
7
Home Value: $136,500
Rent: $776/mo
Affordability: 214
Population: 16,896
8
Home Value: $152,000
Rent: $776/mo
Affordability: 214
Population: 11,006
9
Home Value: $207,800
Rent: $776/mo
Affordability: 214
Population: 114,404
10
Home Value: $348,700
Rent: $776/mo
Affordability: 214
Population: 14,406
11
Home Value: $155,600
Rent: $776/mo
Affordability: 214
Population: 12,919
12
Home Value: $234,300
Rent: $776/mo
Affordability: 214
Population: 44,635
13
Home Value: $305,400
Rent: $776/mo
Affordability: 214
Population: 15,074
14
Home Value: $492,300
Rent: $776/mo
Affordability: 214
Population: 61,373
15
Home Value: $208,500
Rent: $776/mo
Affordability: 214
Population: 16,455
Frequently Asked Questions About Affordability in Palm Harbor
What is the most affordable neighborhood in Palm Harbor, FL?▾
Based on 2026 data, Sanford is the most affordable neighborhood in Palm Harbor with a median home value of $77,800. Kurby analyzed 15 neighborhoods in the Palm Harbor area to compile these rankings.
What is the median home price in Palm Harbor, FL?▾
The median home price in Palm Harbor is $297,900, which is 6% above nat'l avg. The national median home value is $281,900 (Source: Kurby, 2026).
Is Palm Harbor affordable compared to the national average?▾
Palm Harbor has an affordability index of 109, which means housing is more affordable than the national baseline of 100. An index above 100 indicates that a median-income household can afford a median-priced home in the area.
What is the average rent in Palm Harbor, FL?▾
The median monthly rent in Palm Harbor is $1,823. This is 57% above nat'l avg. The national median rent is $1,163/month (Source: Kurby, 2026).
What is the median household income in Palm Harbor?▾
The median household income in Palm Harbor is $83,816 compared to the national median of $74,580. This metric is important for understanding housing affordability in relation to local earning power (Source: Kurby, 2026).
How many neighborhoods in Palm Harbor are below the national average home price?▾
11 out of 15 ranked neighborhoods in Palm Harbor have a median home value below the national average of $281,900. The most affordable is Sanford at $77,800 (Source: Kurby, 2026).