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    Neighborhoods/Kentucky

    Best Neighborhoods for First-Time Buyers in Kentucky (2026 Rankings)

    Buying your first home is a big step. We ranked 25 neighborhoods in Kentucky by affordability index to help first-time buyers find areas where homeownership is within reach. Scores above 100 mean housing is more affordable than average.

    DanvilleKY
    Kurby Score: 62
    Affordability Index: 146
    Home Value: $181,500
    Median Income: $48,038
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    ShivelyKY
    Kurby Score: 62
    Affordability Index: 146
    Home Value: $133,400
    Median Income: $45,953
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    St. MatthewsKY
    Kurby Score: 64
    Affordability Index: 146
    Home Value: $307,400
    Median Income: $78,928
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    4
    Fort Campbell North CDPFort Campbell North CDP, KY
    Kurby Score: 66
    Affordability Index: 146
    Home Value: $209,800
    Median Income: $52,677
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    5
    ParisKY
    Kurby Score: 68
    Affordability Index: 146
    Home Value: $158,700
    Median Income: $46,752
    Property Tax: $1,590/yr
    Homeownership: 86.0%
    6
    Oakbrook CDPOakbrook CDP, KY
    Kurby Score: 73
    Affordability Index: 146
    Home Value: $238,100
    Median Income: $91,282
    Homeownership: 86.0%
    7
    Francisville CDPFrancisville CDP, KY
    Kurby Score: 73
    Affordability Index: 146
    Home Value: $360,800
    Median Income: $145,304
    Homeownership: 86.0%
    8
    OwensboroKY
    Kurby Score: 63
    Affordability Index: 146
    Home Value: $151,800
    Median Income: $51,982
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    9
    Louisville/Jefferson County metro government (balance)KY
    Kurby Score: 64
    Affordability Index: 146
    Home Value: $204,800
    Median Income: $63,114
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    10
    SomersetKY
    Kurby Score: 64
    Affordability Index: 146
    Home Value: $131,900
    Median Income: $33,245
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    11
    AlexandriaKY
    Kurby Score: 72
    Affordability Index: 146
    Home Value: $242,700
    Median Income: $100,938
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    12
    FranklinKY
    Kurby Score: 69
    Affordability Index: 146
    Home Value: $166,600
    Median Income: $54,784
    Property Tax: $1,590/yr
    Homeownership: 86.0%
    13
    HopkinsvilleKY
    Kurby Score: 67
    Affordability Index: 146
    Home Value: $130,500
    Median Income: $43,577
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    14
    HarrodsburgKY
    Kurby Score: 70
    Affordability Index: 146
    Home Value: $154,800
    Median Income: $49,293
    Homeownership: 86.0%
    15
    MaysvilleKY
    Kurby Score: 67
    Affordability Index: 146
    Home Value: $146,500
    Median Income: $41,171
    Homeownership: 86.0%
    16
    JeffersontownKY
    Kurby Score: 71
    Affordability Index: 146
    Home Value: $225,500
    Median Income: $78,929
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    17
    FrankfortKY
    Kurby Score: 62
    Affordability Index: 146
    Home Value: $157,300
    Median Income: $53,905
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    18
    HendersonKY
    Kurby Score: 69
    Affordability Index: 146
    Home Value: $144,200
    Median Income: $46,276
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    19
    ElizabethtownKY
    Kurby Score: 69
    Affordability Index: 146
    Home Value: $207,800
    Median Income: $54,493
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    20
    IndependenceKY
    Kurby Score: 71
    Affordability Index: 146
    Home Value: $225,500
    Median Income: $92,355
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    21
    RadcliffKY
    Kurby Score: 61
    Affordability Index: 146
    Home Value: $151,900
    Median Income: $54,558
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    22
    WinchesterKY
    Kurby Score: 63
    Affordability Index: 146
    Home Value: $160,300
    Median Income: $50,982
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    23
    Burlington CDPBurlington CDP, KY
    Kurby Score: 65
    Affordability Index: 146
    Home Value: $216,200
    Median Income: $96,683
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    24
    ShelbyvilleKY
    Kurby Score: 64
    Affordability Index: 146
    Home Value: $223,900
    Median Income: $74,433
    Property Tax: $1,632/yr
    Homeownership: 86.0%
    25
    MiddletownKY
    Kurby Score: 70
    Affordability Index: 146
    Home Value: $286,100
    Median Income: $81,881
    Homeownership: 86.0%

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    Lowest Poverty Rate Neighborhoods in Kentucky

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    Highest Home Value Neighborhoods in Kentucky

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    Most Affordable Housing Neighborhoods in Kentucky

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