Highest Homeownership Neighborhoods in Kentucky (2026 Rankings)

High homeownership rates often signal stable, well-maintained communities. We ranked 25 neighborhoods in Kentucky by homeownership rate. The national average is about 65%.

Indian HillsKY

Kurby Score: 93

Homeownership Rate: 98.4%

Home Value: $638,800

Median Income: $178,250

Population: 2,891

Rineyville CDPRineyville CDP, KY

Kurby Score: 91

Homeownership Rate: 97.2%

Home Value: $214,500

Median Income: $91,394

Population: 3,006

Sorgho CDPSorgho CDP, KY

Kurby Score: 94

Homeownership Rate: 96.3%

Home Value: $246,900

Median Income: $120,075

Population: 2,696

ProspectKY

Kurby Score: 93

Homeownership Rate: 94.9%

Home Value: $470,400

Median Income: $173,528

Population: 4,624

Buckner CDPBuckner CDP, KY

Kurby Score: 87

Homeownership Rate: 94.1%

Home Value: $350,600

Median Income: $141,538

Population: 3,658

Villa HillsKY

Kurby Score: 71

Homeownership Rate: 93.7%

Home Value: $296,300

Median Income: $109,196

Population: 7,331

EdgewoodKY

Kurby Score: 71

Homeownership Rate: 89.5%

Home Value: $278,000

Median Income: $117,308

Population: 8,447

Cold SpringKY

Kurby Score: 71

Homeownership Rate: 87.9%

Home Value: $222,700

Median Income: $76,151

Population: 6,258

UnionKY

Kurby Score: 70

Homeownership Rate: 86.9%

Home Value: $340,900

Median Income: $131,047

Population: 7,369

ElizabethtownKY

Kurby Score: 69

Homeownership Rate: 86.0%

Home Value: $207,800

Median Income: $54,493

Property Tax: $1,632/yr

Population: 31,425

JeffersontownKY

Kurby Score: 71

Homeownership Rate: 86.0%

Home Value: $225,500

Median Income: $78,929

Property Tax: $1,632/yr

Population: 28,796

HarrodsburgKY

Kurby Score: 70

Homeownership Rate: 86.0%

Home Value: $154,800

Median Income: $49,293

Population: 9,057

FrankfortKY

Kurby Score: 62

Homeownership Rate: 86.0%

Home Value: $157,300

Median Income: $53,905

Property Tax: $1,632/yr

Population: 28,460

St. MatthewsKY

Kurby Score: 64

Homeownership Rate: 86.0%

Home Value: $307,400

Median Income: $78,928

Property Tax: $1,632/yr

Population: 17,511

HendersonKY

Kurby Score: 69

Homeownership Rate: 86.0%

Home Value: $144,200

Median Income: $46,276

Property Tax: $1,632/yr

Population: 28,166

IndependenceKY

Kurby Score: 71

Homeownership Rate: 86.0%

Home Value: $225,500

Median Income: $92,355

Property Tax: $1,632/yr

Population: 28,722

Francisville CDPFrancisville CDP, KY

Kurby Score: 73

Homeownership Rate: 86.0%

Home Value: $360,800

Median Income: $145,304

Population: 10,044

AlexandriaKY

Kurby Score: 72

Homeownership Rate: 86.0%

Home Value: $242,700

Median Income: $100,938

Property Tax: $1,632/yr

Population: 10,322

RadcliffKY

Kurby Score: 61

Homeownership Rate: 86.0%

Home Value: $151,900

Median Income: $54,558

Property Tax: $1,632/yr

Population: 22,981

ShivelyKY

Kurby Score: 62

Homeownership Rate: 86.0%

Home Value: $133,400

Median Income: $45,953

Property Tax: $1,632/yr

Population: 15,595

SomersetKY

Kurby Score: 64

Homeownership Rate: 86.0%

Home Value: $131,900

Median Income: $33,245

Property Tax: $1,632/yr

Population: 11,998

Louisville/Jefferson County metro government (balance)KY

Kurby Score: 64

Homeownership Rate: 86.0%

Home Value: $204,800

Median Income: $63,114

Property Tax: $1,632/yr

Population: 629,176

Oakbrook CDPOakbrook CDP, KY

Kurby Score: 73

Homeownership Rate: 86.0%

Home Value: $238,100

Median Income: $91,282

Population: 10,045

HopkinsvilleKY

Kurby Score: 67

Homeownership Rate: 86.0%

Home Value: $130,500

Median Income: $43,577

Property Tax: $1,632/yr

Population: 31,042

ParisKY

Kurby Score: 68

Homeownership Rate: 86.0%

Home Value: $158,700

Median Income: $46,752

Property Tax: $1,590/yr

Population: 10,143

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